Prudential Pensions

Review & Selected 2020 Pension Provider Top Picks

Compare Pension Providers

Why we like it: Award winning pension provider, HL are a FTSE 100 Company and the UKs biggest SIPP provider which is testimony to the service they offer their 1m+ clients. With no setup or transfer in charges, and no charges to buy or sell funds, Hargreaves Lansdown offer a flexible SIPP where you invest as little as £25 pm.
Why we like it: For larger pension funds, Interactive Investor offer a flat fee SIPP which over the longer term could save you money as costs stay the same as your portfolio grows.

Special Offers: Open a SIPP and you wont pay a SIPP fee for 6 months Open an ISA, Trading Account or Sipp and you’ll get £100 of free trades to buy or sell any investment (new customers only) Terms apply

Why we like it:  The Fidelity SIPP offers low cost pricing with an extensive range of investment options with user friendly selection tools as well as planning calculators and retirement guidance. If you are transferring from an existing SIPP they will cover up to £500 of transfer out fees. Fidelity with over $300 billion of assets, are one of the largest money managers in the world.
Why we like it: There are no charges to set up their SIPP and if you are moving an existing SIPP to them there are no transfer in charges. With AJ Bell you can deal from as little as £1.50, and you will never pay more than £9.95 per online deal.
Why we like it:  For investors who want a expert plan put together for them based on timescales and investment risk profile Wealthify (backed by AVIVA) offer a tech savvy low cost option. Your money is invested in a range of funds including shares, bonds, property and commodities using mainly low cost passive investments such as ETFs and mutual funds. Fund houses used include Vanguard, Blackrock and Fidelity. Wealthify also offer an ethical investment option.
Why we like it: Pension investing made simple. Pensionbee offer 7 risk profiled investment plans managed by leading world investment managers including State Street Global Advisors, BlackRock, Vanguard and L&G. It’s free to change your plan at any time & if you don’t want to decide straightaway you can simply pick their most popular plan “Tailored” which automatically moves your money into safer assets as you grow older. For funds over £100,000 management fees are reduced e.g. for their tracker plan the annual charge is 0.25%.
Why we like it:  For investors who want a expert plan put together for them based on timescales and investment risk profile Moneyfarm (backed by Allianz Global Investors) with over 40,000 investors across Europe offers a select range of asset classes, geographies and currency exposures to minimize risk and maximise growth. There is a focus on keeping costs low and quality high. Moneyfarm use ETFs to build their portfolios. typically your portfolio will contain 7 to 15 funds based on your risk profile and goals.

Pension Finder & Transfer Service

Pension Bee Finder & Consolidation Service

Prudential Pensions

Review:

Prudential pensions offer a comprehensive range of pension options for investors regardless of what stage in life they are at. So, whether you are just starting out with your first pension or are just about to retire and are looking at your pension income options, Prudential could have the answer for you.

Prudential pensions have a wide range of investment choices to suit differing attitudes to investment risk depending on whether you require something very low risk or are a more speculative investor.

Prudential pensions can offer you:

  • Personal pensions
  • Self invested personal pensions (SIPPs)
  • Stakeholder pensions
  • Pension annuities and open market options

How do I get a Prudential Pension?

You can access the Prudential personal pension via a independent financial adviser. We have partnered with an organisation Unbiased UK who will help you find a qualified adviser in your area. Find an pension adviser »

Important Risk Information: This website contains information only and does not constitute advice or a personal recommendation in any way whatsoever. The value of investments and income from them can fall as well as rise and you may not get back the full amount invested. The tax efficiency of pensions is based on current tax law and there is no guarantee that tax rules will stay the same in the future. Different types of investment carry different levels of risk and may not be suitable for all investors. Prior to making any decision to invest, you should ensure that you are familiar with the risks associated with a particular investment and should read the product literature. If you are in any doubt as to the suitability of a particular investment, both in respect of its objectives and its risk profile, you should seek independent financial advice. * Details of how the Financial Services Compensation Scheme applies to investment firms can be found at fscs.org.uk.