Cashback Mortgages

Cashback Mortgages

Compare Best UK Cashback Mortgage Deals

Virgin Money 80% LTV Mortgage Offer

5 Year Fixed Offer

  • Initial Rate – 2.41% APR
  • 80% Loan To Value (LTV)
  • 5 Year Fixed
  • £500 Cashback!

Overall cost for comparison 4.0% APRC

Call Virgin Money FREE on 0330 057 1528

Reviewers recommend Fair Investment Company
Type
Fixed
Initial Term
2 Years
Initial Interest Rate
1.50%
Reverts to 4.24%
Max LTV
60%
Product Fee
Yes

Call FREE on 0800 158 2934

£250 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
1.50%
Reverts to 4.24%
Max LTV
60%
Product Fee
Yes

Call FREE on 0800 096 7447

£250 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
1.67%
Reverts to 4.99%
Max LTV
65%
Product Fee
Yes

Call FREE on 0330 057 1528

£300 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.40% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
1.75%
Reverts to 4.99%
Max LTV
75%
Product Fee
Yes

Call FREE on 0330 057 1528

£300 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.40% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
1.95%
Reverts to 4.74%
Max LTV
85%
Product Fee
Yes

Call FREE on 0808 178 6813

£500 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.30% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
2.01%
Reverts to 4.74%
Max LTV
60%
Product Fee
No

Call FREE on 0808 178 6813

£500 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.30% APRC. This is the cost of the mortgage over the full term.

Type
Fixed First Time Buyer
Initial Term
2 Years
Initial Interest Rate
2.64%
Reverts to 4.24%
Max LTV
80%
Product Fee
No

Call FREE on 0800 096 7447

£250 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.10% APRC. This is the cost of the mortgage over the full term.

Type
Fixed First Time Buyer
Initial Term
2 Years
Initial Interest Rate
2.91%
Reverts to 4.24%
Max LTV
90%
Product Fee
No

Call FREE on 0800 158 2934

£250 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.10% APRC. This is the cost of the mortgage over the full term.

Type
Fixed First Time Buyer
Initial Term
2 Years
Initial Interest Rate
2.91%
Reverts to 4.24%
Max LTV
90%
Product Fee
No

Call FREE on 0800 096 7447

£250 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.10% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
3.09%
Reverts to 4.99%
Max LTV
95%
Product Fee
No

£500 Cashback

Call FREE on 0330 057 1528

Early redemption charges may apply. Overall Cost for Comparison 4.70% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
3.29%
Reverts to 4.24%
Max LTV
95%
Product Fee
No

Call FREE on 0800 158 2934

£250 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.20% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
3.29%
Reverts to 4.24%
Max LTV
95%
Product Fee
No

Call FREE on 0800 096 7447

£250 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.20% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
3 Years
Initial Interest Rate
2.30%
Reverts to 4.74%
Max LTV
70%
Product Fee
No

Call FREE on 0808 178 6813

£250 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.20% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
3 Years
Initial Interest Rate
2.33%
Reverts to 4.74%
Max LTV
75%
Product Fee
No

Call FREE on 0808 178 6813

£400 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.20% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
3 Years
Initial Interest Rate
2.69%
Reverts to 4.74%
Max LTV
90%
Product Fee
No

Call FREE on 0808 178 6813

£1,000 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.30% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
1.95%
Reverts to 4.24%
Max LTV
60%
Product Fee
Yes

Call FREE on 0800 158 2934

£250 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.50% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
1.95%
Reverts to 4.24%
Max LTV
60%
Product Fee
Yes

Call FREE on 0800 096 7447

£250 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.50% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
1.99%
Reverts to 4.24%
Max LTV
75%
Product Fee
Yes

Call FREE on 0800 158 2934

£250 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.50% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
1.99%
Reverts to 4.24%
Max LTV
75%
Product Fee
Yes

Call FREE on 0800 096 7447

£250 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.50% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
2.42
Reverts to 4.74%
Max LTV
60%
Product Fee
Yes

Call FREE on 0808 178 6813

£400 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
2.81%
Reverts to 4.74%
Max LTV
90%
Product Fee
No

Call FREE on 0808 178 6813

£1,000 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.10% APRC. This is the cost of the mortgage over the full term.

Type
Fixed First Time Buyer
Initial Term
5 Years
Initial Interest Rate
3.38%
Reverts to 4.24%
Max LTV
80%
Product Fee
No

Call FREE on 0800 158 2934

£250 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed First Time Buyer
Initial Term
5 Years
Initial Interest Rate
3.38%
Reverts to 4.24%
Max LTV
80%
Product Fee
No

Call FREE on 0800 096 7447

£250 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed First Time Buyer
Initial Term
5 Years
Initial Interest Rate
3.68%
Reverts to 4.24%
Max LTV
90%
Product Fee
No

Call FREE on 0800 096 7447

£250 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.10% APRC. This is the cost of the mortgage over the full term.

Type
Fixed First Time Buyer
Initial Term
5 Years
Initial Interest Rate
3.68%
Reverts to 4.24%
Max LTV
90%
Product Fee
No

Call FREE on 0800 158 2934

£250 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.10% APRC. This is the cost of the mortgage over the full term.

Type
Fixed Buy-to-Let
Initial Term
2 Years
Initial Interest Rate
1.65%
Reverts to 5.19%
Max LTV
60%
Product Fee
Yes

£500 Cashback

Call FREE on 0330 057 1595

Early redemption charges may apply. Overall Cost for Comparison 4.90% APRC. This is the cost of the mortgage over the full term.

Type
Fixed Buy-to-Let
Initial Term
2 Years
Initial Interest Rate
1.79%
Reverts to 5.19%
Max LTV
75%
Product Fee
Yes

£500 Cashback

Call FREE on 0330 057 1595

Early redemption charges may apply. Overall Cost for Comparison 4.80% APRC. This is the cost of the mortgage over the full term.

Type
Fixed Buy-to-Let
Initial Term
3 Years
Initial Interest Rate
1.90%
Reverts to 5.19%
Max LTV
60%
Product Fee
Yes

£500 Cashback

Call FREE on 0330 057 1595

Early redemption charges may apply. Overall Cost for Comparison 4.80% APRC. This is the cost of the mortgage over the full term.

Type
Fixed Buy-to-Let
Initial Term
5 Years
Initial Interest Rate
2.18%
Reverts to 5.19%
Max LTV
60%
Product Fee
Yes

£500 Cashback

Call FREE on 0330 057 1595

Early redemption charges may apply. Overall Cost for Comparison 4.50% APRC. This is the cost of the mortgage over the full term.

Type
Fixed Buy-to-Let
Initial Term
2 Years
Initial Interest Rate
2.27%
Reverts to 5.24%
Max LTV
60%
Product Fee
No

Call FREE on 0808 178 6813

£300 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.70% APRC. This is the cost of the mortgage over the full term.

Type
Fixed Buy-to-Let
Initial Term
3 Years
Initial Interest Rate
2.22%
Reverts to 5.19%
Max LTV
75%
Product Fee
Yes

£500 Cashback

Call FREE on 0330 057 1595

Early redemption charges may apply. Overall Cost for Comparison 4.90% APRC. This is the cost of the mortgage over the full term.

Type
Fixed Buy-to-Let
Initial Term
2 Years
Initial Interest Rate
2.58%
Reverts to 5.24%
Max LTV
75%
Product Fee
No

Call FREE on 0808 178 6813

£500 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.80% APRC. This is the cost of the mortgage over the full term.

Type
Fixed Buy-to-Let
Initial Term
5 Years
Initial Interest Rate
2.65%
Reverts to 5.24%
Max LTV
75%
Product Fee
Yes

Call FREE on 0808 178 6813

£400 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.20% APRC. This is the cost of the mortgage over the full term.

Type
Fixed Buy-to-Let
Initial Term
2 Years
Initial Interest Rate
3.45%
Reverts to 5.19%
Max LTV
80%
Product Fee
Yes

£500 Cashback

Call FREE on 0330 057 1595

Early redemption charges may apply. Overall Cost for Comparison 5.20% APRC. This is the cost of the mortgage over the full term.

Type
Fixed Buy-to-Let
Initial Term
5 Years
Initial Interest Rate
2.74%
Reverts to 5.19%
Max LTV
75%
Product Fee
Yes

£500 Cashback

Call FREE on 0330 057 1595

Early redemption charges may apply. Overall Cost for Comparison 4.50% APRC. This is the cost of the mortgage over the full term.

Cashback Mortgage Deals

A Cashback Mortgage essentially provides customers with a cash incentive for completing their mortgage agreement with a particular lender. Often once the mortgage has reached its end, the customer will be given a cash free lump sum to spend on whatever they wish.

Cashback mortgages are available from some UK lenders and are often provided for new homeowners to provide helpful extra cash for covering costs in setting up a new home. The following should be considered if you are looking at a cashback mortgage

  • Like many other mortgages, some cash-back mortgages may include charges and early redemption fees
  • As is also the case with many other types of mortgage agreement, customers may be expected to pay an application fee for setting up a mortgage
  • The starting interest rates on cash-back mortgages are sometimes higher compared to other types of mortgage deal

While these points are worth taking into consideration, it may still be possible to find a deal on a cash-back mortgage. For more information on cash-back mortgages see the tables above.

Customers who are considering a cashback mortgage should also take care to carefully decide on the type of repayment plan that will be best suited to them. The following is a brief explanation of each method:

Repayment Mortgages – Using this type of repayment plan, the provider will expect the customer to repay a portion of the initial loan, plus interest, every month until entire loan has been repaid. Using a cashback mortgage, the customer may also receive a cash sum after the loan has been completely repaid.

Interest Only Mortgages – Interest only mortgages allow customers to repay the interest on their loan without having to worry about the borrowed capital initially. Although they will be expected to repay this amount in full once the mortgage period has ended.

Post Office Buy To Let Mortgage Offers
Post Office Mortgage

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE