Fixed Rate Mortgage

Fixed Rate Mortgage

Compare Best UK Fixed Rates

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
1.54%
Reverts to 4.24%
Max LTV
60%
Product Fee
Yes

Call FREE on 0800 158 2934

£250 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
1.55%
Reverts to 4.74%
Max LTV
60%
Product Fee
Yes

Call FREE on 0808 178 6813

Early redemption charges may apply. Overall Cost for Comparison 4.20% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
1.65%
Reverts to 4.79%
Max LTV
65%
Product Fee
Yes

Call FREE on 0330 057 1528

£300 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.40% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
1.73%
Reverts to 4.79%
Max LTV
75%
Product Fee
Yes

Call FREE on 0330 057 1528

£300 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.40% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
1.81%
Reverts to 4.74%
Max LTV
75%
Product Fee
No

Call FREE on 0808 178 6813

Early redemption charges may apply. Overall Cost for Comparison 4.10% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
1.83%
Reverts to 4.24%
Max LTV
75%
Product Fee
Yes

Call FREE on 0800 158 2934

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
1.86%
Reverts to 4.79%
Max LTV
90%
Product Fee
Yes

Call FREE on 0330 057 1528

Early redemption charges may apply. Overall Cost for Comparison 4.40% APRC. This is the cost of the mortgage over the full term.

Type
Fixed First Time Buyer
Initial Term
2 Years
Initial Interest Rate
2.91%
Reverts to 4.24%
Max LTV
90%
Product Fee
No

Call FREE on 0800 096 7447

£250 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.10% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
3.35%
Reverts to 4.24%
Max LTV
95%
Product Fee
No

Call FREE on 0800 158 2934

Early redemption charges may apply. Overall Cost for Comparison 4.20% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
3 Years
Initial Interest Rate
1.78%
Reverts to 4.79%
Max LTV
65%
Product Fee
Yes

Call FREE on 0330 057 1528

Early redemption charges may apply. Overall Cost for Comparison 4.20% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
3 Years
Initial Interest Rate
1.74%
Reverts to 3.94%
Max LTV
75%
Product Fee
Yes

Call FREE on 0800 077 4336

Early redemption charges may apply. Overall Cost for Comparison 3.50% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
3 Years
Initial Interest Rate
1.80%
Reverts to 4.79%
Max LTV
75%
Product Fee
Yes

Call FREE on 0330 057 1528

Early redemption charges may apply. Overall Cost for Comparison 4.20% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
3 Years
Initial Interest Rate
2.18%
Reverts to 4.79%
Max LTV
90%
Product Fee
Yes

Call FREE on 0330 057 1528

Early redemption charges may apply. Overall Cost for Comparison 4.30% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
3 Years
Initial Interest Rate
2.20%
Reverts to 4.74%
Max LTV
70%
Product Fee
No

Call FREE on 0808 178 6813

£250 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.20% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
3 Years
Initial Interest Rate
2.56%
Reverts to 4.74%
Max LTV
90%
Product Fee
No

Call FREE on 0808 178 6813

£1,000 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.30% APRC. This is the cost of the mortgage over the full term.

Type
Fixed Remortgage
Initial Term
5 Years
Initial Interest Rate
1.94%
Reverts to 4.24%
Max LTV
60%
Product Fee
Yes

Call FREE on 0800 096 7447

Early redemption charges may apply. Overall Cost for Comparison 3.50% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
1.95%
Reverts to 4.24%
Max LTV
60%
Product Fee
Yes

Call FREE on 0800 158 2934

£250 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.50% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
1.95%
Reverts to 4.24%
Max LTV
60%
Product Fee
Yes

Call FREE on 0800 096 7447

£250 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.50% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
1.99%
Reverts to 4.24%
Max LTV
75%
Product Fee
Yes

Call FREE on 0800 158 2934

£250 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.50% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
2.01%
Reverts to 4.79%
Max LTV
65%
Product Fee
Yes

Call FREE on 0330 057 1528

Early redemption charges may apply. Overall Cost for Comparison 3.90% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
2.06%
Reverts to 4.79%
Max LTV
75%
Product Fee
Yes

Call FREE on 0330 057 1528

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
2.47%
Reverts to 4.74%
Max LTV
75%
Product Fee
No

Call FREE on 0808 178 6813

Early redemption charges may apply. Overall Cost for Comparison 3.90% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
2.68%
Reverts to 4.24%
Max LTV
90%
Product Fee
Yes

Call FREE on 0800 158 2934

Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term.

Type
Fixed Remortgage
Initial Term
5 Years
Initial Interest Rate
2.78%
Reverts to 4.24%
Max LTV
90%
Product Fee
Yes

Call FREE on 0800 096 7447

Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
3.81%
Reverts to 4.24%
Max LTV
95%
Product Fee
No

Call FREE on 0800 158 2934

Early redemption charges may apply. Overall Cost for Comparison 4.20% APRC. This is the cost of the mortgage over the full term.

Compare Fixed Rate Mortgages

Depending on your circumstances and individual needs, a fixed rate mortgage could prove to be a very useful, as they are considered to be very reliable.

These fixed rate mortgages may come with a number of useful benefits, including:

  • A guarantee that your monthly payments will be of the same amount for the set term, making it easier for you to set out your budget for this period
  • Security against any rises in interest rates during this set term
  • As they are widely used, rates for these mortgages may be highly competitive

Although they can be very useful, it is also worth considering the following potential drawbacks of opting for a fixed rate mortgage:

  • As interest rates do not rise or fall with the Bank of England base rate, fixed rate mortgages could prove to be more costly than variable or tracker mortgages if interest rates were to drop over the years
  • The initial rates of fixed rate mortgages may be comparatively high

It is worth remembering that fixed rate mortgages, like any other financial product may have several strengths and weaknesses depending on the circumstances of the customers. Indeed very few financial products are without any element of risk.With this in mind, customers should also consider which repayment option they may be best suited to.

Interest only mortgages allow customers to only repay the interest on their mortgage every month, although the loan itself must be repaid in full at the end of the term. Using a repayment mortgage, customers gradually repay both the interest and loan itself every month until they own their property outright.

One of the best way to find the most suitable mortgage is to compare fixed rate mortgage deals from several different lenders. If you require mortgage advice use our mortgage service.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE