Compare Latest UK Mortgage Deals
2 Year Fixed Mortgage – 60% LTV
2 Year Fixed Deal
- Initial Rate – 1.21%
- Maximum 60% Loan To Value (LTV)
- 2 Year Fixed Rate
- £250 CASHBACK
- Product Fee – £995
Call NatWest FREE on 0800 158 2934
Rep example: A mortgage of £156,000 payable over 22 years initially on a fixed rate for 2 years at 1.21% and then our variable rate of 4.24% for the remaining 20 years would require 24 monthly payments of £673.34 and 240 monthly payments of £887.65.
The total amount payable would be £230,379.74 made up of the loan amount of £ 156,000 plus interest of £74,379.74. A product fee of £995, valuation fee of £352 and a CHAPS fee of £30 are also payable.
The overall cost for comparison is 3.8% APRC representative
Applies to Home Movers only, excludes First-time Buyers. Cashback will be paid to the solicitor on drawdown of the mortgage, offer can be changed or withdrawn at any time. Early repayment charge applies until 31.03.2022
Your home may be repossessed if you do not keep up repayments on your mortgage.
There are no tables for this criteria
Compare Offset Mortgage Deals
Offset mortgages are a type of interest rate deal that links your current account, savings account or credit card to your mortgage loan with the aim of reducing the amount of interest you pay and decreasing the overall size of your mortgage.
Your savings are combined with your debt and the interest you earn on your savings is used to reduce the amount of interest you pay when repaying your mortgage loan, potentially saving you a significant amount of money. The more savings you have, the more interest you are likely to earn, and the interest accumulated on your savings is used to reduce the interest on your mortgage loan.If your mortgage loan is £150,000 and your savings are £50,000, you will only have to pay interest on the first £100,000 of your mortgage loan.
Offset mortgages are generally considered to very flexible, and may enable customers to:
- Make as many overpayments as they want to reduce the overall size of their mortgage
- Make underpayments in times when they need to dip into their savings
- Take advantage of a drawdown facility allowing them to withdraw money from their mortgage account
- Take payment holidays if necessary
Offset mortgages could suit you if you are a person:
- With substantial savings that can be put to use
- Who has a cash ISA
- In a higher tax bracket
- With buy-to-let properties
Alternatively if you require mortgage advice use the whole of market mortgage advice service below: