Fixed Rate Bond Alternatives

Compare Alternatives to Fixed Rate Savings

Fixed Rate Bond Alternatives

Deposit Plan Offer

Looking for a Capital Protected alternative to Cash?

Potential 31% after 6 years

Potential 31% if the FTSE 100 rises by any amount after 6 years
Equivalent to 5.17% per year
6 year term
Available as cash ISA, non ISA or ISA transfer
Capital Protected – receive your initial capital back at the end of the term no matter how the FTSE 100 performs

Our view: The 31% potential return is equivalent to 5.17% growth each year which is significantly more than the current leading longer term savings rates More Plan Details »

Capital Protected Growth Plans
Capital Protected Income Plans

Plan Name

Goldman Sachs FTSE 100 Deposit Kick Out Plan

Potential Return

4.25%
per annum

Term

Up to 6 years

ISA Option

More info

Deposit Taker: Goldman Sachs International Bank

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

More information on this product

4.25% for each year if the FTSE 100 finishes at or above its starting value
Opportunity to mature at years 3, 4, 5, or 6
Capital protected
Maximum 6 year term
Medium/long term alternative to fixed rates
Available for cash ISA, ISA transfer and direct investment
Covered by the FSCS (Financial Services Compensation Scheme)
Deadline for ISA transfer applications – 13 July 2022
Deadline for Direct & ISA applications – 29 July 2022

Returns not guaranteed. You may only receive a return of your original capital
Minimum investment £10,000, or £5,000 if applying online
An arrangement fee applies to this plan
If you withdraw your money during the plan you may get back less than you originally invested

There are no tables for this criteria

Structured Deposit Plans

While interest rates remain low, returns on fixed rate bonds aren’t as high as they used to be, but there are capital protected alternatives and if you are looking to tie money away for 3 to 5 years plus, structured deposit plans may be worth considering. These plans have a fixed term and have a return linked to the performance of an underlying asset e.g. the FTSE 100.

Structured deposit plans are appropriate for people who have a low appetite for risk but are willing to accept a return on the deposit that involves some exposure to the stock market. While returns are not normally guaranteed, they do offer the potential for competitive rates of return when compare to fixed term bonds.

As structured deposit plans are cash based they are eligible for the Financial Services Compensation Scheme (FSCS) up to £85,000 per person per institution in the same way that savings accounts are.

Fixed Rate Bonds

Account

Hampshire Trust Bank 1 Year Fixed Rate Bond

Interest Rate

2.60%
Gross/AER

Term

1 Year

Minimum Deposit

£1

More info

More Information About This Account

Interest paid annually
Open in a single or a joint name
Maximum deposit £250,000
FSCS Protected
Winner of Platinum Feefo Trusted Service Award in 2021

Must be UK resident and be aged 18 or older
No withdrawals permitted

Account

Investec Bank 1 Year Fixed Rate Bond

Interest Rate

2.55%
Gross/AER

Term

1 Year

Minimum Deposit

£5,000

More info

More Information About This Account

Interest paid on maturity
Automatic repayment to your linked account
Maximum deposit £250,000
FSCS Protected

Must have a UK residential address and be aged 18 or older
No withdrawals permitted
Cant have held an Investec Online Flexi Saver or Fixed Rate Saver in the last 12 months

Account

Ford Money 1 Year Fixed Saver

Interest Rate

2.45%
Gross/AER

Term

1 Year

Minimum Deposit

£500

More info

More Information About This Account

Interest paid monthly or annually
Open in a single or joint name
Unlimited deposits in the first 14 days from application
14 day cooling off period where you’re free to cancel without charge
FSCS Protected

Must be UK resident and aged 16 or older
No withdrawals permitted

Account

Access Bank 2 Year Fixed Rate Bond

Interest Rate

2.90%
Gross/AER

Term

2 Years

Minimum Deposit

£5,000

More info

More Information About This Account

Interest paid annually
Maximum deposit £500,000
FSCS Protected

Must be UK resident and aged 18 or older
No withdrawals permitted

More information »

Account

Access Bank 3 Year Fixed Rate Bond

Interest Rate

2.95%
Gross/AER

Term

3 Years

Minimum Deposit

£5,000

More info

More Information About This Account

Interest paid annually
Maximum deposit £500,000
FSCS Protected

Must be UK resident and aged 18 or older
No withdrawals permitted

More info

Account

RCI Bank 4 Year Fixed Rate Bond

Interest Rate

2.78%
Gross/AER

Term

4 Years

Minimum Deposit

£1,000

More info

More Information About This Account

Interest paid monthly or annually
Unlimited top-ups for the first 30 days
Which? Recommended Savings Provider
Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)

Must be UK resident and aged 18 or older
No withdrawals permitted
Maximum deposit £1,000,000

Account

Ahli United Bank 5 Year Fixed Rate Bond

Interest Rate

3.00%
Gross/AER

Term

5 Years

Minimum Deposit

£1,000

More info

More Information About This Account

Register for a free Raisin UK Account to apply for product and receive a £25 cash bonus for deposits of £10,000 or more
Interest paid on maturity
Maximum deposit £85,000
FSCS Protected

Must be UK resident and aged 18 or older
No withdrawals permitted

Account

Hampshire Trust Bank 1 Year Fixed Rate Bond

Interest Rate

2.60%
Gross/AER

Term

1 Year

Minimum Deposit

£1

More info

More Information About This Account

Interest paid annually
Open in a single or a joint name
Maximum deposit £250,000
FSCS Protected
Winner of Platinum Feefo Trusted Service Award in 2021

Must be UK resident and be aged 18 or older
No withdrawals permitted

Account

Investec Bank 1 Year Fixed Rate Bond

Interest Rate

2.55%
Gross/AER

Term

1 Year

Minimum Deposit

£5,000

More info

More Information About This Account

Interest paid on maturity
Automatic repayment to your linked account
Maximum deposit £250,000
FSCS Protected

Must have a UK residential address and be aged 18 or older
No withdrawals permitted
Cant have held an Investec Online Flexi Saver or Fixed Rate Saver in the last 12 months

Account

Access Bank 1 Year Fixed Rate Bond

Interest Rate

2.55%
Gross/AER

Term

1 Year

Minimum Deposit

£5,000

More info

More Information About This Account

Interest paid on maturity
Maximum deposit £500,000
FSCS Protected

Must be UK resident and aged 18 or older
No withdrawals permitted

Account

Paragon Bank 1 Year Fixed Rate Bond

Interest Rate

2.55%
Gross/AER

Term

1 Year

Minimum Deposit

£1,000

More info

More Information About This Account

Register for a free Raisin UK Account to apply for product and receive a £25 cash bonus for deposits of £10,000 or more
Interest paid on maturity
Maximum deposit £85,000
FSCS Protected

Must be UK resident and aged 18 or older
No withdrawals permitted

Account

Ford Money 1 Year Fixed Saver

Interest Rate

2.45%
Gross/AER

Term

1 Year

Minimum Deposit

£500

More info

More Information About This Account

Interest paid monthly or annually
Open in a single or joint name
Unlimited deposits in the first 14 days from application
14 day cooling off period where you’re free to cancel without charge
FSCS Protected

Must be UK resident and aged 16 or older
No withdrawals permitted

Account

Zenith Bank 1 Year Fixed Rate Bond

Interest Rate

2.38%
Gross/AER

Term

1 Year

Minimum Deposit

£1,000

More info

More Information About This Account

Register for a free Raisin UK Account to apply for product and receive a £25 cash bonus for deposits of £10,000 or more
Interest paid on maturity
Maximum deposit £85,000
FSCS Protected

Must be UK resident and aged 18 or older
No withdrawals permitted

Account

RCI Bank 1 Year Fixed Rate Bond

Interest Rate

2.30%
Gross/AER

Term

1 Year

Minimum Deposit

£1,000

More info

More Information About This Account

Interest paid monthly or annually
Unlimited top-ups for the first 30 days
Which? Recommended Savings Provider
Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)

Must be UK resident and aged 18 or older
No withdrawals permitted
Maximum deposit £1,000,000

Account

UBL 1 Year Fixed Rate Bond

Interest Rate

2.30%
Gross/AER

Term

1 Year

Minimum Deposit

£1,000

More info

More Information About This Account

Register for a free Raisin UK Account to apply for product and receive a £25 cash bonus for deposits of £10,000 or more
Interest paid on maturity
Maximum deposit £85,000
FSCS Protected

Must be UK resident and aged 18 or older
No withdrawals permitted

Account

Brown Shipley 1 Year Fixed Rate Bond

Interest Rate

2.10%
Gross/AER

Term

1 Year

Minimum Deposit

£1,000

More info

More Information About This Account

Register for a free Raisin UK Account to apply for product and receive a £25 cash bonus for deposits of £10,000 or more
Interest paid on maturity
Maximum deposit £85,000
FSCS Protected

Must be UK resident and aged 18 or older
No withdrawals permitted

Account

FCMB 1 Year Fixed Rate Bond

Interest Rate

2.00%
Gross/AER

Term

1 Year

Minimum Deposit

£1,000

More info

More Information About This Account

Register for a free Raisin UK Account to apply for product and receive a £25 cash bonus for deposits of £10,000 or more
Interest paid on maturity
Maximum deposit £85,000
FSCS Protected

Must be UK resident and aged 18 or older
No withdrawals permitted

Account

ICICI Bank 1 Year Fixed Rate Bond

Interest Rate

1.65%
Gross/AER

Term

1 Year

Minimum Deposit

£1,000

More info

More Information About This Account

Register for a free Raisin UK Account to apply for product and receive a £25 cash bonus for deposits of £10,000 or more
Interest paid on maturity
Maximum deposit £85,000
FSCS Protected

Must be UK resident and aged 18 or older
No withdrawals permitted

Account

IS Bank 1 Year Fixed Rate Bond

Interest Rate

1.15%
Gross/AER

Term

1 Year

Minimum Deposit

£1,000

More info

More Information About This Account

Register for a free Raisin UK Account to apply for product and receive a £25 cash bonus for deposits of £10,000 or more
Interest paid on maturity
Maximum deposit £85,000
FSCS Protected

Must be UK resident and aged 18 or older
No withdrawals permitted

Account

Nationwide 1 Year Fixed Rate Online Bond

Interest Rate

1.10%
Gross/AER

Term

1 Year

Minimum Deposit

£1

More info

More Information About This Account

Interest paid at maturity
Open in single or joint name
Maximum deposit £5,000,000
Open and manage online
FSCS Protected

Must be UK resident and be aged 16 or older
No withdrawals permitted

Account

Nationwide 1 Year Triple Access Online Saver

Interest Rate

1.00%
Gross/AER

Term

1 Year, with option to make three free withdrawals

Minimum Deposit

£1

More info

More Information About This Account

Make up to three withdrawals during the 12-month term of this account
Open with £1
Manage your account online
Interest paid at maturity
FSCS Protected

Must be UK resident and aged 16 or older
Make more than three withdrawals and the rate drops to 0.01% AER/gross p.a. (variable)
Not available in branch

Account

Access Bank 2 Year Fixed Rate Bond

Interest Rate

2.90%
Gross/AER

Term

2 Years

Minimum Deposit

£5,000

More info

More Information About This Account

Interest paid annually
Maximum deposit £500,000
FSCS Protected

Must be UK resident and aged 18 or older
No withdrawals permitted

More information »

Account

Paragon Bank 2 Year Fixed Rate Bond

Interest Rate

2.90%
Gross/AER

Term

2 Years

Minimum Deposit

£1,000

More info

More Information About This Account

Register for a free Raisin UK Account to apply for product and receive a £25 cash bonus for deposits of £10,000 or more
Interest paid on maturity
Maximum deposit £85,000
FSCS Protected

Must be UK resident and aged 18 or older
No withdrawals permitted

Account

Ahli United Bank 2 Year Fixed Rate Bond

Interest Rate

2.87%
Gross/AER

Term

2 Years

Minimum Deposit

£1,000

More info

More Information About This Account

Register for a free Raisin UK Account to apply for product and receive a £25 cash bonus for deposits of £10,000 or more
Interest paid on maturity
Maximum deposit £85,000
FSCS Protected

Must be UK resident and aged 18 or older
No withdrawals permitted

Account

Zenith Bank 2 Year Fixed Rate Bond

Interest Rate

2.80%
Gross/AER

Term

2 Years

Minimum Deposit

£1,000

More info

More Information About This Account

Register for a free Raisin UK Account to apply for product and receive a £25 cash bonus for deposits of £10,000 or more
Interest paid on maturity
Maximum deposit £85,000
FSCS Protected

Must be UK resident and aged 18 or older
No withdrawals permitted

Account

Hampshire Trust Bank 2 Year Fixed Rate Bond

Interest Rate

2.75%
Gross/AER

Term

2 Years

Minimum Deposit

£1

More info

More Information About This Account

Interest paid annually
Open in a single or a joint name
Maximum deposit £250,000
FSCS Protected
Winner of Platinum Feefo Trusted Service Award in 2021

Must be UK resident and be aged 18 or older
No withdrawals permitted

Account

Paragon Bank 18 Month Fixed Rate Bond

Interest Rate

2.75%
Gross/AER

Term

18 Months

Minimum Deposit

£1,000

More info

More Information About This Account

Register for a free Raisin UK Account to apply for product and receive a £25 cash bonus for deposits of £10,000 or more
Interest paid on maturity
Maximum deposit £85,000
FSCS Protected

Must be UK resident and aged 18 or older
No withdrawals permitted

Account

Ford Money 2 Year Fixed Saver

Interest Rate

2.70%
Gross/AER

Term

2 Years

Minimum Deposit

£500

More info

More Information About This Account

Interest paid monthly or annually
Open in a single or joint name
Unlimited deposits in the first 14 days from application
14 day cooling off period where you’re free to cancel without charge
FSCS Protected

Must be UK resident and aged 16 or older
No withdrawals permitted

Account

RCI Bank 2 Year Fixed Rate Bond

Interest Rate

2.70%
Gross/AER

Term

2 Years

Minimum Deposit

£1,000

More info

More Information About This Account

Interest paid monthly or annually
Unlimited top-ups for the first 30 days
Which? Recommended Savings Provider
Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)

Must be UK resident and aged 18 or older
No withdrawals permitted
Maximum deposit £1,000,000

Account

QIB UK Bank 2 Year Fixed Rate Bond

Interest Rate

2.70%
Gross/AER

Term

2 Years

Minimum Deposit

£1,000

More info

More Information About This Account

Register for a free Raisin UK Account to apply for product and receive a £25 cash bonus for deposits of £10,000 or more
Interest paid on maturity
Maximum deposit £85,000
FSCS Protected

Must be UK resident and aged 18 or older
No withdrawals permitted

Account

QIB UK Bank 18 Month Fixed Rate Bond

Interest Rate

2.55%
Gross/AER

Term

18 Months

Minimum Deposit

£1,000

More info

More Information About This Account

Register for a free Raisin UK Account to apply for product and receive a £25 cash bonus for deposits of £10,000 or more
Interest paid on maturity
Maximum deposit £85,000
FSCS Protected

Must be UK resident and aged 18 or older
No withdrawals permitted

Account

FCMB 2 Year Fixed Rate Bond

Interest Rate

2.20%
Gross/AER

Term

2 Years

Minimum Deposit

£1,000

More info

More Information About This Account

Register for a free Raisin UK Account to apply for product and receive a £25 cash bonus for deposits of £10,000 or more
Interest paid on maturity
Maximum deposit £85,000
FSCS Protected

Must be UK resident and aged 18 or older
No withdrawals permitted

Account

FCMB 18 Month Fixed Rate Bond

Interest Rate

2.10%
Gross/AER

Term

18 Months

Minimum Deposit

£1,000

More info

More Information About This Account

Register for a free Raisin UK Account to apply for product and receive a £25 cash bonus for deposits of £10,000 or more
Interest paid on maturity
Maximum deposit £85,000
FSCS Protected

Must be UK resident and aged 18 or older
No withdrawals permitted

Account

ICICI Bank 2 Year Fixed Rate Bond

Interest Rate

1.90%
Gross/AER

Term

2 Years

Minimum Deposit

£1,000

More info

More Information About This Account

Register for a free Raisin UK Account to apply for product and receive a £25 cash bonus for deposits of £10,000 or more
Interest paid on maturity
Maximum deposit £85,000
FSCS Protected

Must be UK resident and aged 18 or older
No withdrawals permitted

Account

UBL 2 Year Fixed Rate Bond

Interest Rate

1.65%
Gross/AER

Term

2 Years

Minimum Deposit

£1,000

More info

More Information About This Account

Register for a free Raisin UK Account to apply for product and receive a £25 cash bonus for deposits of £10,000 or more
Interest paid on maturity
Maximum deposit £85,000
FSCS Protected

Must be UK resident and aged 18 or older
No withdrawals permitted

Account

Nationwide 2 Year Fixed Rate Online Bond

Interest Rate

1.40%
Gross/AER

Term

2 Years

Minimum Deposit

£1

More info

More Information About This Account

Interest paid annually
Open in single or joint name
Maximum deposit £5,000,000
Open and manage online
FSCS Protected

Must be UK resident and be aged 16 or older
No withdrawals permitted

Account

IS Bank 2 Year Fixed Rate Bond

Interest Rate

1.30%
Gross/AER

Term

2 Years

Minimum Deposit

£1,000

More info

More Information About This Account

Register for a free Raisin UK Account to apply for product and receive a £25 cash bonus for deposits of £10,000 or more
Interest paid on maturity
Maximum deposit £85,000
FSCS Protected

Must be UK resident and aged 18 or older
No withdrawals permitted

Account

Access Bank 3 Year Fixed Rate Bond

Interest Rate

2.95%
Gross/AER

Term

3 Years

Minimum Deposit

£5,000

More info

More Information About This Account

Interest paid annually
Maximum deposit £500,000
FSCS Protected

Must be UK resident and aged 18 or older
No withdrawals permitted

More info

Account

Ahli United Bank 3 Year Fixed Rate Bond

Interest Rate

2.90%
Gross/AER

Term

3 Years

Minimum Deposit

£1,000

More info

More Information About This Account

Register for a free Raisin UK Account to apply for product and receive a £25 cash bonus for deposits of £10,000 or more
Interest paid on maturity
Maximum deposit £85,000
FSCS Protected

Must be UK resident and aged 18 or older
No withdrawals permitted

Account

Ford Money 3 Year Fixed Saver

Interest Rate

2.85%
Gross/AER

Term

3 Years

Minimum Deposit

£500

More info

More Information About This Account

Interest paid monthly or annually
Open in a single or joint name
Unlimited deposits in the first 14 days from application
14 day cooling off period where you’re free to cancel without charge
FSCS Protected

Must be UK resident and aged 16 or older
No withdrawals permitted

Account

Zenith Bank 3 Year Fixed Rate Bond

Interest Rate

2.85%
Gross/AER

Term

3 Years

Minimum Deposit

£1,000

More info

More Information About This Account

Register for a free Raisin UK Account to apply for product and receive a £25 cash bonus for deposits of £10,000 or more
Interest paid on maturity
Maximum deposit £85,000
FSCS Protected

Must be UK resident and aged 18 or older
No withdrawals permitted

Account

Leeds Building Society Limited Issue 30 Month Fixed Rate Bond

Interest Rate

2.75%
Gross/AER

Term

30 Months

Minimum Deposit

£1,000

More info

More Information About This Account

Interest paid annually
Open online, in branch or by post
FSCS Protected

Must be UK resident and be aged 18 or older
No withdrawals permitted

Account

RCI Bank 3 Year Fixed Rate Bond

Interest Rate

2.75%
Gross/AER

Term

3 Years

Minimum Deposit

£1,000

More info

More Information About This Account

Interest paid monthly or annually
Unlimited top-ups for the first 30 days
Which? Recommended Savings Provider
Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)

Must be UK resident and aged 18 or older
No withdrawals permitted
Maximum deposit £1,000,000

Account

QIB UK Bank 3 Year Fixed Rate Bond

Interest Rate

2.55%
Gross/AER

Term

3 Years

Minimum Deposit

£1,000

More info

More Information About This Account

Register for a free Raisin UK Account to apply for product and receive a £25 cash bonus for deposits of £10,000 or more
Interest paid on maturity
Maximum deposit £85,000
FSCS Protected

Must be UK resident and aged 18 or older
No withdrawals permitted

Account

FCMB 3 Year Fixed Rate Bond

Interest Rate

2.30%
Gross/AER

Term

3 Years

Minimum Deposit

£1,000

More info

More Information About This Account

Register for a free Raisin UK Account to apply for product and receive a £25 cash bonus for deposits of £10,000 or more
Interest paid on maturity
Maximum deposit £85,000
FSCS Protected

Must be UK resident and aged 18 or older
No withdrawals permitted

Account

Leeds Building Society 3 Year Fixed Rate Bond

Interest Rate

2.05%
Gross/AER

Term

3 Years

Minimum Deposit

£100

More info

More Information About This Account

Interest paid annually
Open online, in branch or by post
FSCS Protected

Must be UK resident and be aged 18 or older
No withdrawals permitted

Account

Nationwide 3 Year Fixed Rate Online Bond

Interest Rate

2.00%
Gross/AER

Term

3 Years

Minimum Deposit

£1

More info

More Information About This Account

Interest paid annually
Open in single or joint name
Maximum deposit £5,000,000
Open and manage online
FSCS Protected

Must be UK resident and be aged 16 or older
No withdrawals permitted

Account

ICICI Bank 3 Year Fixed Rate Bond

Interest Rate

1.95%
Gross/AER

Term

3 Years

Minimum Deposit

£1,000

More info

More Information About This Account

Register for a free Raisin UK Account to apply for product and receive a £30 cash bonus for deposits of £10,000 or more
Interest paid on maturity
Maximum deposit £85,000
FSCS Protected

Must be UK resident and aged 18 or older
No withdrawals permitted

Account

UBL 3 Year Fixed Rate Bond

Interest Rate

1.85%
Gross/AER

Term

3 Years

Minimum Deposit

£1,000

More info

More Information About This Account

Register for a free Raisin UK Account to apply for product and receive a £25 cash bonus for deposits of £10,000 or more
Interest paid on maturity
Maximum deposit £85,000
FSCS Protected

Must be UK resident and aged 18 or older
No withdrawals permitted

Account

IS Bank 3 Year Fixed Rate Bond

Interest Rate

1.75%
Gross/AER

Term

3 Years

Minimum Deposit

£1,000

More info

More Information About This Account

Register for a free Raisin UK Account to apply for product and receive a £25 cash bonus for deposits of £10,000 or more
Interest paid on maturity
Maximum deposit £85,000
FSCS Protected

Must be UK resident and aged 18 or older
No withdrawals permitted

Account

Ahli United Bank 5 Year Fixed Rate Bond

Interest Rate

3.00%
Gross/AER

Term

5 Years

Minimum Deposit

£1,000

More info

More Information About This Account

Register for a free Raisin UK Account to apply for product and receive a £25 cash bonus for deposits of £10,000 or more
Interest paid on maturity
Maximum deposit £85,000
FSCS Protected

Must be UK resident and aged 18 or older
No withdrawals permitted

Account

RCI Bank 5 Year Fixed Rate Bond

Interest Rate

2.80%
Gross/AER

Term

5 Years

Minimum Deposit

£1,000

More info

More Information About This Account

Interest paid monthly or annually
Unlimited top-ups for the first 30 days
Which? Recommended Savings Provider
Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)

Must be UK resident and aged 18 or older
No withdrawals permitted
Maximum deposit £1,000,000

Account

RCI Bank 4 Year Fixed Rate Bond

Interest Rate

2.78%
Gross/AER

Term

4 Years

Minimum Deposit

£1,000

More info

More Information About This Account

Interest paid monthly or annually
Unlimited top-ups for the first 30 days
Which? Recommended Savings Provider
Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)

Must be UK resident and aged 18 or older
No withdrawals permitted
Maximum deposit £1,000,000

Account

QIB UK Bank 5 Year Fixed Rate Bond

Interest Rate

2.55%
Gross/AER

Term

5 Years

Minimum Deposit

£1,000

More info

More Information About This Account

Register for a free Raisin UK Account to apply for product and receive a £25 cash bonus for deposits of £10,000 or more
cash bonus for deposits of £10,000 or more
Interest paid on maturity
Maximum deposit £85,000
FSCS Protected

Must be UK resident and aged 18 or older
No withdrawals permitted

Account

UBL 5 Year Fixed Rate Bond

Interest Rate

2.30%
Gross/AER

Term

5 Years

Minimum Deposit

£1,000

More info

More Information About This Account

Register for a free Raisin UK Account to apply for product and receive a £25 cash bonus for deposits of £10,000 or more
Interest paid on maturity
Maximum deposit £85,000
FSCS Protected

Must be UK resident and aged 18 or older
No withdrawals permitted

Account

UBL 4 Year Fixed Rate Bond

Interest Rate

2.30%
Gross/AER

Term

4 Years

Minimum Deposit

£1,000

More info

More Information About This Account

Register for a free Raisin UK Account to apply for product and receive a £25 cash bonus for deposits of £10,000 or more
Interest paid on maturity
Maximum deposit £85,000
FSCS Protected

Must be UK resident and aged 18 or older
No withdrawals permitted

Account

Leeds Building Society 5 Year Fixed Rate Bond

Interest Rate

2.15%
Gross/AER

Term

5 Years

Minimum Deposit

£100

More info

More Information About This Account

Interest paid annually
Open online, in branch or by post
FSCS Protected

Must be UK resident and be aged 18 or older
No withdrawals permitted

Account

Nationwide 5 Year Fixed Rate Online Bond

Interest Rate

2.10%
Gross/AER

Term

5 Years

Minimum Deposit

£1

More info

More Information About This Account

Interest paid annually
Open in single or joint name
Maximum deposit £5,000,000
Open and manage online
FSCS Protected

Must be UK resident and be aged 16 or older
No withdrawals permitted

Account

Bank of Ceylon 5 Year Fixed Rate Bond

Interest Rate

2.05%
Gross/AER

Term

5 Years

Minimum Deposit

£1,000

More info

More Information About This Account

Register for a free Raisin UK Account to apply for product and receive a £25 cash bonus for deposits of £10,000 or more
Interest paid on maturity
Maximum deposit £85,000
FSCS Protected

Must be UK resident and aged 18 or older
No withdrawals permitted

Account

ICICI Bank 5 Year Fixed Rate Bond

Interest Rate

1.95%
Gross/AER

Term

5 Years

Minimum Deposit

£1,000

More info

More Information About This Account

Register for a free Raisin UK Account to apply for product and receive a £25 cash bonus for deposits of £10,000 or more
Interest paid on maturity
Maximum deposit £85,000
FSCS Protected

Must be UK resident and aged 18 or older
No withdrawals permitted

Account

IS Bank 5 Year Fixed Rate Bond

Interest Rate

1.58%
Gross/AER

Term

5 Years

Minimum Deposit

£1,000

More info

More Information About This Account

Register for a free Raisin UK Account to apply for product and receive a £25 cash bonus for deposits of £10,000 or more
Interest paid on maturity
Maximum deposit £85,000
FSCS Protected

Must be UK resident and aged 18 or older
No withdrawals permitted

Account

IS Bank 4 Year Fixed Rate Bond

Interest Rate

1.50%
Gross/AER

Term

4 Years

Minimum Deposit

£1,000

More info

More Information About This Account

Register for a free Raisin UK Account to apply for product and receive a £25 cash bonus for deposits of £10,000 or more
Interest paid on maturity
Maximum deposit £85,000
FSCS Protected

Must be UK resident and aged 18 or older
No withdrawals permitted

Plan Name

Goldman Sachs FTSE 100 Deposit Kick Out Plan

Potential Return

4.25%
per annum

Term

Up to 6 years

ISA Option

More info

Deposit Taker: Goldman Sachs International Bank

More information on this product

4.25% for each year if the FTSE 100 finishes at or above its starting value
Opportunity to mature at years 3, 4, 5, or 6
Capital protected
Maximum 6 year term
Medium/long term alternative to fixed rates
Available for cash ISA, ISA transfer and direct investment
Covered by the FSCS (Financial Services Compensation Scheme)
Deadline for ISA transfer applications – 13 July 2022
Deadline for Direct & ISA applications – 29 July 2022

Returns not guaranteed. You may only receive a return of your original capital
Minimum investment £10,000, or £5,000 if applying online
An arrangement fee applies to this plan
If you withdraw your money during the plan you may get back less than you originally invested

Savings News

12th
Jun

Fixed Rate Bond Provider Links

Important Risk Information: This website contains information only and does not constitute advice or a personal recommendation in any way whatsoever. The value of investments and income from them can fall as well as rise and you may not get back the full amount invested. The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future. Different types of investment carry different levels of risk and may not be suitable for all investors. Prior to making any decision to invest, you should ensure that you are familiar with the risks associated with a particular investment and should read the product literature. If you are in any doubt as to the suitability of a particular investment, both in respect of its objectives and its risk profile, you should seek independent financial advice. * Details of how the Financial Services Compensation Scheme applies to investment firms can be found at fscs.org.uk.

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