Low Interest Mortgages

Low Interest Mortgages

Compare Latest UK Mortgage Deals

Compare UK Market Leading Mortgage Deals

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
0.99%
Reverts to 3.54%
Max LTV
60%
Product Fee
Yes
Call First Direct FREE on 0808 296 5500

Early redemption charges may apply. Overall Cost for Comparison 3.10% APRC. This is the cost of the mortgage over the full term.

Type
Fixed - Green Mortgage
Initial Term
2 Years
Initial Interest Rate
1.04%
Reverts to 3.59%
Max LTV
60%
Product Fee
Yes
New Green Mortgage Offer – take advantage of reduced rates if you’re buying an energy-efficient home, with an Energy Performance Certificate (EPC rating) of A or B

Available to first-time buyers and existing homeowners, for residential purchases only

Call NatWest FREE on 0800 158 2934
£350 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

*

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
1.04%
Reverts to 4.34%
Max LTV
65%
Product Fee
Yes
Call Virgin Money FREE on 0330 057 1595
£300 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.70% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
1.05%
Reverts to 3.59%
Max LTV
60%
Product Fee
Yes
Call NatWest FREE on 0800 158 2934
“Market Leading 2 Year Fixed Rate”
£350 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
1.14%
Reverts to 3.54%
Max LTV
75%
Product Fee
Yes
Call First Direct FREE on 0808 296 5500

Early redemption charges may apply. Overall Cost for Comparison 3.10% APRC. This is the cost of the mortgage over the full term.

Type
Fixed - Green Mortgage
Initial Term
2 Years
Initial Interest Rate
1.17%
Reverts to 3.59%
Max LTV
75%
Product Fee
Yes
New Green Mortgage Offer – take advantage of reduced rates if you’re buying an energy-efficient home, with an Energy Performance Certificate (EPC rating) of A or B

Available to first-time buyers and existing homeowners, for residential purchases only

Call RBS FREE on 0800 096 7447
£350 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
1.18%
Reverts to 3.59%
Max LTV
70%
Product Fee
Yes
Call RBS FREE on 0800 096 7447
£350 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
1.18%
Reverts to 3.59%
Max LTV
75%
Product Fee
Yes
Call NatWest FREE on 0800 158 2934
£350 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
1.25%
Reverts to 4.34%
Max LTV
75%
Product Fee
Yes
Call Virgin Money FREE on 0330 057 1595
£300 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
1.59%
Reverts to 3.54%
Max LTV
80%
Product Fee
Yes
Call First Direct FREE on 0808 296 5500

Early redemption charges may apply. Overall Cost for Comparison 3.20% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
1.79%
Reverts to 4.34%
Max LTV
85%
Product Fee
Yes
Call Virgin Money FREE on 0330 057 1595
£300 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.90% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
1.84%
Reverts to 3.54%
Max LTV
85%
Product Fee
Yes
Call First Direct FREE on 0808 296 5500

Early redemption charges may apply. Overall Cost for Comparison 3.30% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
1.88%
Reverts to 3.59%
Max LTV
80%
Product Fee
Yes
Call RBS FREE on 0800 096 7447
£350 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed - Green Mortgage
Initial Term
2 Years
Initial Interest Rate
2.14%
Reverts to 3.59%
Max LTV
85%
Product Fee
Yes
New Green Mortgage Offer – take advantage of reduced rates if you’re buying an energy-efficient home, with an Energy Performance Certificate (EPC rating) of A or B

Available to first-time buyers and existing homeowners, for residential purchases only

Call RBS FREE on 0800 096 7447
£350 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
2.14%
Reverts to 3.54%
Max LTV
90%
Product Fee
Yes
Call First Direct FREE on 0808 296 5500

Early redemption charges may apply. Overall Cost for Comparison 3.30% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
2.15%
Reverts to 3.59%
Max LTV
85%
Product Fee
Yes
Call RBS FREE on 0800 096 7447
£350 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
2.15%
Reverts to 3.59%
Max LTV
85%
Product Fee
Yes
Call NatWest FREE on 0800 158 2934
£350 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
3 Years
Initial Interest Rate
2.14%
Reverts to 4.34%
Max LTV
65%
Product Fee
Yes
Call Virgin Money FREE on 0330 057 1595
£300 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
3 Years
Initial Interest Rate
2.14%
Reverts to 4.34%
Max LTV
75%
Product Fee
Yes
Call Virgin Money FREE on 0330 057 1595
£300 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
1.09%
Reverts to 3.54%
Max LTV
60%
Product Fee
Yes
Call First Direct FREE on 0808 296 5500

Early redemption charges may apply. Overall Cost for Comparison 2.40% APRC. This is the cost of the mortgage over the full term.

Type
Fixed - Green Mortgage
Initial Term
5 Years
Initial Interest Rate
1.12%
Reverts to 3.59%
Max LTV
60%
Product Fee
Yes
New Green Mortgage Offer – take advantage of reduced rates if you’re buying an energy-efficient home, with an Energy Performance Certificate (EPC rating) of A or B

Available to first-time buyers and existing homeowners, for residential purchases only

Call NatWest FREE on 0800 158 2934
£350 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

*

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
1.13%
Reverts to 3.59%
Max LTV
60%
Product Fee
Yes
Call NatWest FREE on 0800 158 2934
£350 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.50% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
1.14%
Reverts to 4.34%
Max LTV
65%
Product Fee
Yes
Call Virgin Money FREE on 0330 057 1595
£300 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
1.28%
Reverts to 4.34%
Max LTV
75%
Product Fee
Yes
Call Virgin Money FREE on 0330 057 1595
£300 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.10% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
1.29%
Reverts to 3.54%
Max LTV
75%
Product Fee
Yes
Call First Direct FREE on 0808 296 5500

Early redemption charges may apply. Overall Cost for Comparison 2.50% APRC. This is the cost of the mortgage over the full term.

Type
Fixed - Green Mortgage
Initial Term
5 Years
Initial Interest Rate
1.38%
Reverts to 3.59%
Max LTV
75%
Product Fee
Yes
New Green Mortgage Offer – take advantage of reduced rates if you’re buying an energy-efficient home, with an Energy Performance Certificate (EPC rating) of A or B

Available to first-time buyers and existing homeowners, for residential purchases only

Call NatWest FREE on 0800 158 2934
£350 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

*

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
1.39%
Reverts to 3.59%
Max LTV
75%
Product Fee
Yes
Call NatWest FREE on 0800 158 2934
£350 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.50% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
1.89%
Reverts to 3.54%
Max LTV
80%
Product Fee
Yes
Call First Direct FREE on 0808 296 5500

Early redemption charges may apply. Overall Cost for Comparison 2.80% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
2.09%
Reverts to 3.59%
Max LTV
80%
Product Fee
Yes
Call RBS FREE on 0800 096 7447
£350 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.60% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
2.23%
Reverts to 4.34%
Max LTV
85%
Product Fee
Yes
Call Virgin Money FREE on 0330 057 1595
£300 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.50% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
2.29%
Reverts to 3.54%
Max LTV
85%
Product Fee
Yes
Call First Direct FREE on 0808 296 5500

Early redemption charges may apply. Overall Cost for Comparison 3.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed - Green Mortgage
Initial Term
5 Years
Initial Interest Rate
2.49%
Reverts to 3.59%
Max LTV
85%
Product Fee
Yes
New Green Mortgage Offer – take advantage of reduced rates if you’re buying an energy-efficient home, with an Energy Performance Certificate (EPC rating) of A or B

Available to first-time buyers and existing homeowners, for residential purchases only

Call RBS FREE on 0800 096 7447
£350 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
2.50%
Reverts to 3.59%
Max LTV
85%
Product Fee
Yes
Call NatWest FREE on 0800 158 2934
£350 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.60% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
2.50%
Reverts to 3.59%
Max LTV
85%
Product Fee
Yes
Call RBS FREE on 0800 096 7447
£350 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.60% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
2.79%
Reverts to 3.54%
Max LTV
90%
Product Fee
Yes
Call First Direct FREE on 0808 296 5500

Early redemption charges may apply. Overall Cost for Comparison 3.30% APRC. This is the cost of the mortgage over the full term.

Type
Fixed First Time Buyer
Initial Term
5 Years
Initial Interest Rate
3.19%
Reverts to 3.59%
Max LTV
90%
Product Fee
Yes
Call NatWest FREE on 0800 158 2934
£500 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.10% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
10 Years
Initial Interest Rate
1.95%
Reverts to 4.34%
Max LTV
65%
Product Fee
Yes
Call Virgin Money FREE on 0330 057 1595
£300 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 2.70% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
15 Years
Initial Interest Rate
2.55%
Reverts to 4.34%
Max LTV
65%
Product Fee
Yes
Call Virgin Money FREE on 0330 057 1595
£300 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 2.80% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
10 Years
Initial Interest Rate
3.89%
Reverts to 4.34%
Max LTV
75%
Product Fee
Yes
Call Virgin Money FREE on 0330 057 1595
£300 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.10% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
10 Years
Initial Interest Rate
4.19%
Reverts to 4.34%
Max LTV
95%
Product Fee
No
Call Virgin Money FREE on 0330 057 1595
£500 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.30% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
15 Years
Initial Interest Rate
4.39%
Reverts to 4.34%
Max LTV
95%
Product Fee
Yes
Call Virgin Money FREE on 0330 057 1595
£500 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.50% APRC. This is the cost of the mortgage over the full term.

Type
Life Tracker
Initial Term
Term of Mortgage
Interest Rate
1.99%
Max LTV
60%
Product Fee
Yes
Call First Direct FREE on 0808 296 5500

Early redemption charges may apply. Overall Cost for Comparison 2.00% APRC. This is the cost of the mortgage over the full term.

Type
Life Tracker
Initial Term
Term of Mortgage
Interest Rate
1.99%
Max LTV
75%
Product Fee
Yes
Call First Direct FREE on 0808 296 5500

Early redemption charges may apply. Overall Cost for Comparison 2.00% APRC. This is the cost of the mortgage over the full term.

Type
Life Tracker
Initial Term
Term of Mortgage
Interest Rate
2.44%
Max LTV
80%
Product Fee
Yes
Call First Direct FREE on 0808 296 5500

Early redemption charges may apply. Overall Cost for Comparison 2.50% APRC. This is the cost of the mortgage over the full term.

Type
Life Tracker
Initial Term
Term of Mortgage
Interest Rate
2.99%
Max LTV
85%
Product Fee
Yes
Call First Direct FREE on 0808 296 5500

Early redemption charges may apply. Overall Cost for Comparison 3.10% APRC. This is the cost of the mortgage over the full term.

Type
Fixed Remortgage
Initial Term
2 Years
Initial Interest Rate
0.94%
Reverts to 3.59%
Max LTV
60%
Product Fee
Yes
Call NatWest FREE on 0800 158 2934

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
0.99%
Reverts to 3.54%
Max LTV
60%
Product Fee
Yes
Call First Direct FREE on 0808 296 5500

Early redemption charges may apply. Overall Cost for Comparison 3.10% APRC. This is the cost of the mortgage over the full term.

Type
Fixed Remortgage
Initial Term
2 Years
Initial Interest Rate
1.07%
Reverts to 3.59%
Max LTV
75%
Product Fee
Yes
Call NatWest FREE on 0800 158 2934

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
1.09%
Reverts to 3.54%
Max LTV
60%
Product Fee
Yes
Call First Direct FREE on 0808 296 5500

Early redemption charges may apply. Overall Cost for Comparison 2.40% APRC. This is the cost of the mortgage over the full term.

Type
Fixed Remortgage
Initial Term
5 Years
Initial Interest Rate
1.13%
Reverts to 3.59%
Max LTV
60%
Product Fee
Yes
Call NatWest FREE on 0800 158 2934

Early redemption charges may apply. Overall Cost for Comparison 3.70% APRC. This is the cost of the mortgage over the full term.

Type
Fixed Remortgage
Initial Term
5 Years
Initial Interest Rate
1.13%
Reverts to 3.59%
Max LTV
60%
Product Fee
Yes
Call RBS FREE on 0800 096 7447

Early redemption charges may apply. Overall Cost for Comparison 3.70% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
1.14%
Reverts to 4.34%
Max LTV
65%
Product Fee
Yes
Call Virgin Money FREE on 0330 057 1595
£300 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
1.14%
Reverts to 3.54%
Max LTV
75%
Product Fee
Yes
Call First Direct FREE on 0808 296 5500

Early redemption charges may apply. Overall Cost for Comparison 3.10% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
1.28%
Reverts to 4.34%
Max LTV
75%
Product Fee
Yes
Call Virgin Money FREE on 0330 057 1595
£300 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.10% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
1.29%
Reverts to 3.54%
Max LTV
75%
Product Fee
Yes
Call First Direct FREE on 0808 296 5500

Early redemption charges may apply. Overall Cost for Comparison 2.50% APRC. This is the cost of the mortgage over the full term.

Type
Fixed Remortgage
Initial Term
5 Years
Initial Interest Rate
1.30%
Reverts to 3.59%
Max LTV
75%
Product Fee
Yes
Call RBS FREE on 0800 096 7447

Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term.

Type
Fixed Remortgage
Initial Term
5 Years
Initial Interest Rate
1.30%
Reverts to 3.59%
Max LTV
75%
Product Fee
Yes
Call NatWest FREE on 0800 158 2934

Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
10 Years
Initial Interest Rate
1.95%
Reverts to 4.34%
Max LTV
65%
Product Fee
Yes
Call Virgin Money FREE on 0330 057 1595
£300 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 2.70% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
2.29%
Reverts to 3.54%
Max LTV
85%
Product Fee
Yes
Call First Direct FREE on 0808 296 5500

Early redemption charges may apply. Overall Cost for Comparison 3.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
15 Years
Initial Interest Rate
2.55%
Reverts to 4.34%
Max LTV
65%
Product Fee
Yes
Call Virgin Money FREE on 0330 057 1595
£300 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 2.80% APRC. This is the cost of the mortgage over the full term.

Type
Fixed Remortgage
Initial Term
2 Years
Initial Interest Rate
2.82%
Reverts to 3.59%
Max LTV
90%
Product Fee
Yes
Call NatWest FREE on 0800 158 2934

Early redemption charges may apply. Overall Cost for Comparison 4.50% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
10 Years
Initial Interest Rate
3.89%
Reverts to 4.34%
Max LTV
75%
Product Fee
Yes
Call Virgin Money FREE on 0330 057 1595
£300 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.10% APRC. This is the cost of the mortgage over the full term.

Type
Offset Fixed
Initial Term
2 Years
Initial Interest Rate
3.19%
Reverts to 3.54%
Max LTV
60%
Product Fee
Yes
Call First Direct FREE on 0808 296 5500

Early redemption charges may apply. Overall Cost for Comparison 3.60% APRC. This is the cost of the mortgage over the full term.

Type
Offset Fixed
Initial Term
2 Years
Initial Interest Rate
3.19%
Reverts to 3.54%
Max LTV
75%
Product Fee
Yes
Call First Direct FREE on 0808 296 5500

Early redemption charges may apply. Overall Cost for Comparison 3.60% APRC. This is the cost of the mortgage over the full term.

Type
Offset Tracker
Initial Term
Base Rate Tracker Offset
Initial Interest Rate
3.29%
Max LTV
60%
Product Fee
Yes
Call First Direct FREE on 0808 296 5500

Early redemption charges may apply. Overall Cost for Comparison 3.40% APRC. This is the cost of the mortgage over the full term.

Type
Offset Tracker
Initial Term
Base Rate Tracker Offset
Initial Interest Rate
3.29%
Max LTV
75%
Product Fee
Yes
Call First Direct FREE on 0808 296 5500

Early redemption charges may apply. Overall Cost for Comparison 3.40% APRC. This is the cost of the mortgage over the full term.

Type
Offset Flexible
Initial Term
Life of Mortgage
Initial Interest Rate
4.25%
Variable
Max LTV
80%
Product Fee
Yes
Call NatWest FREE on 0800 158 2934

Early redemption charges may apply. Overall Cost for Comparison 4.40% APRC. This is the cost of the mortgage over the full term.

Type
Offset Flexible
Initial Term
Life of Mortgage
Initial Interest Rate
4.25%
Variable
Max LTV
80%
Product Fee
Yes
Call RBS FREE on 0800 096 7447

Early redemption charges may apply. Overall Cost for Comparison 4.40% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
1.59%
Reverts to 3.54%
Max LTV
80%
Product Fee
Yes
Call First Direct FREE on 0808 296 5500

Early redemption charges may apply. Overall Cost for Comparison 3.20% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
1.79%
Reverts to 4.34%
Max LTV
85%
Product Fee
Yes
Call Virgin Money FREE on 0330 057 1595
£300 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.90% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
1.84%
Reverts to 3.54%
Max LTV
85%
Product Fee
Yes
Call First Direct FREE on 0808 296 5500

Early redemption charges may apply. Overall Cost for Comparison 3.30% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
1.89%
Reverts to 3.54%
Max LTV
80%
Product Fee
Yes
Call First Direct FREE on 0808 296 5500

Early redemption charges may apply. Overall Cost for Comparison 2.80% APRC. This is the cost of the mortgage over the full term.

Type
Fixed First Time Buyer
Initial Term
5 Years
Initial Interest Rate
2.08%
Reverts to 3.59%
Max LTV
80%
Product Fee
Yes
Call NatWest FREE on 0800 158 2934
£500 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
2.14%
Reverts to 3.54%
Max LTV
90%
Product Fee
Yes
Call First Direct FREE on 0808 296 5500

Early redemption charges may apply. Overall Cost for Comparison 3.30% APRC. This is the cost of the mortgage over the full term.

Type
Fixed First Time Buyer
Initial Term
2 Years
Initial Interest Rate
2.14%
Reverts to 3.59%
Max LTV
85%
Product Fee
Yes
Call NatWest FREE on 0800 158 2934
£500 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
2.15%
Reverts to 3.59%
Max LTV
85%
Product Fee
Yes
Call RBS FREE on 0800 096 7447
£350 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
2.17%
Reverts to 4.34%
Max LTV
90%
Product Fee
Yes
Call Virgin Money FREE on 0330 057 1595
£300 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed First Time Buyer
Initial Term
2 Years
Initial Interest Rate
2.17%
Reverts to 4.34%
Max LTV
90%
Product Fee
Yes
Call Virgin Money FREE on 0330 057 1595
£500 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.90% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
2.23%
Reverts to 4.34%
Max LTV
85%
Product Fee
Yes
Call Virgin Money FREE on 0330 057 1595
£300 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.50% APRC. This is the cost of the mortgage over the full term.

Type
Fixed First Time Buyer
Initial Term
3 Years
Initial Interest Rate
2.48%
Reverts to 4.34%
Max LTV
90%
Product Fee
Yes
Call Virgin Money FREE on 0330 057 1595
£500 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
2.50%
Reverts to 3.59%
Max LTV
85%
Product Fee
Yes
Call NatWest FREE on 0800 158 2934
£350 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.60% APRC. This is the cost of the mortgage over the full term.

Type
Fixed First Time Buyer
Initial Term
5 Years
Initial Interest Rate
2.49%
Reverts to 3.59%
Max LTV
85%
Product Fee
Yes
Call NatWest FREE on 0800 158 2934
£500 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
2.78%
Reverts to 4.34%
Max LTV
90%
Product Fee
Yes
Call Virgin Money FREE on 0330 057 1595
£300 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.70% APRC. This is the cost of the mortgage over the full term.

Type
Fixed First Time Buyer
Initial Term
2 Years
Initial Interest Rate
2.69%
Reverts to 3.59%
Max LTV
90%
Product Fee
Yes
Call NatWest FREE on 0800 158 2934
£500 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.10% APRC. This is the cost of the mortgage over the full term.

Type
Life Tracker
Initial Term
Term of Mortgage
Interest Rate
2.99%
Max LTV
85%
Product Fee
Yes
Call First Direct FREE on 0808 296 5500

Early redemption charges may apply. Overall Cost for Comparison 3.10% APRC. This is the cost of the mortgage over the full term.

Type
Fixed First Time Buyer
Initial Term
5 Years
Initial Interest Rate
2.78%
Reverts to 4.34%
Max LTV
90%
Product Fee
Yes
Call Virgin Money FREE on 0330 057 1595
£500 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.70% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
2.79%
Reverts to 3.54%
Max LTV
90%
Product Fee
Yes
Call First Direct FREE on 0808 296 5500

Early redemption charges may apply. Overall Cost for Comparison 3.30% APRC. This is the cost of the mortgage over the full term.

Type
Fixed First Time Buyer
Initial Term
5 Years
Initial Interest Rate
3.19%
Reverts to 3.59%
Max LTV
90%
Product Fee
Yes
Call NatWest FREE on 0800 158 2934
£500 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.10% APRC. This is the cost of the mortgage over the full term.

Type
Fixed First Time Buyer
Initial Term
5 Years
Initial Interest Rate
3.19%
Reverts to 3.59%
Max LTV
90%
Product Fee
Yes
Call RBS FREE on 0800 096 7447

or request a Callback

£500 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.10% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
3.20%
Reverts to 3.59%
Max LTV
90%
Product Fee
Yes
Call RBS FREE on 0800 096 7447
£350 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
3.28%
Reverts to 4.34%
Max LTV
95%
Product Fee
No
Call Virgin Money FREE on 0330 057 1595
£500 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.10% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
3 Years
Initial Interest Rate
3.28%
Reverts to 4.34%
Max LTV
95%
Product Fee
No
Call Virgin Money FREE on 0330 057 1595
£500 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
3.44%
Reverts to 4.34%
Max LTV
95%
Product Fee
No
Call Virgin Money FREE on 0330 057 1595
£500 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.90% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
10 Years
Initial Interest Rate
3.89%
Reverts to 4.34%
Max LTV
90%
Product Fee
Yes
Call Virgin Money FREE on 0330 057 1595
£500 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.10% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
10 Years
Initial Interest Rate
4.19%
Reverts to 4.34%
Max LTV
95%
Product Fee
No
Call Virgin Money FREE on 0330 057 1595
£500 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.30% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
15 Years
Initial Interest Rate
4.39%
Reverts to 4.34%
Max LTV
95%
Product Fee
Yes
Call Virgin Money FREE on 0330 057 1595
£500 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.50% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
3.28%
Reverts to 4.34%
Max LTV
95%
Product Fee
No
Call Virgin Money FREE on 0330 057 1595
£300 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.10% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
3.44%
Reverts to 4.34%
Max LTV
95%
Product Fee
No
Call Virgin Money FREE on 0330 057 1595
£500 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.90% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
10 Years
Initial Interest Rate
4.19%
Reverts to 4.34%
Max LTV
95%
Product Fee
No
Call Virgin Money FREE on 0330 057 1595
£500 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.30% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
15 Years
Initial Interest Rate
4.39%
Reverts to 4.34%
Max LTV
95%
Product Fee
Yes
Call Virgin Money FREE on 0330 057 1595
£500 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.50% APRC. This is the cost of the mortgage over the full term.

Type
Fixed Buy-to-Let
Initial Term
3 Years
Initial Rate
1.52%
Reverts to 4.54%
Max LTV
60%
Product Fee
Yes
Call Virgin Money FREE on 0330 057 1595
£500 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.10% APRC. This is the cost of the mortgage over the full term.

Type
Fixed Buy-to-Let
Initial Term
2 Years
Initial Rate
1.60%
Reverts to 4.09%
Max LTV
60%
Product Fee
Yes
Call NatWest FREE on 0800 056 8572

Early redemption charges may apply. Overall Cost for Comparison 4.40% APRC. This is the cost of the mortgage over the full term.

Type
Fixed Buy-to-Let
Initial Term
2 Years
Initial Rate
1.60%
Reverts to 4.09%
Max LTV
60%
Product Fee
Yes
Call RBS FREE on 0800 096 7962

Early redemption charges may apply. Overall Cost for Comparison 4.40% APRC. This is the cost of the mortgage over the full term.

Type
Fixed Buy-to-Let
Initial Term
5 Years
Initial Rate
1.63%
Reverts to 4.54%
Max LTV
60%
Product Fee
Yes
Call Virgin Money FREE on 0330 057 1595
£500 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term.

Type
Fixed Buy-to-Let
Initial Term
2 Years
Initial Rate
1.85%
Reverts to 4.09%
Max LTV
75%
Product Fee
Yes
Call NatWest FREE on 0800 056 8572

Early redemption charges may apply. Overall Cost for Comparison 4.50% APRC. This is the cost of the mortgage over the full term.

Type
Fixed Buy-to-Let
Initial Term
5 Years
Initial Rate
1.88%
Reverts to 4.09%
Max LTV
60%
Product Fee
Yes
Call NatWest FREE on 0800 056 8572

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed Buy-to-Let
Initial Term
5 Years
Initial Rate
1.88%
Reverts to 4.09%
Max LTV
60%
Product Fee
Yes
Call RBS FREE on 0800 096 7962

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed Buy-to-Let
Initial Term
5 Years
Initial Rate
2.24%
Reverts to 4.09%
Max LTV
75%
Product Fee
Yes
Call RBS FREE on 0800 096 7962

Early redemption charges may apply. Overall Cost for Comparison 4.20% APRC. This is the cost of the mortgage over the full term.

Type
Fixed Buy-to-Let
Initial Term
10 Years
Initial Rate
2.43%
Reverts to 4.54%
Max LTV
60%
Product Fee
Yes
Call Virgin Money FREE on 0330 057 1595
£500 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.60% APRC. This is the cost of the mortgage over the full term.

Type
Fixed Buy-to-Let
Initial Term
5 Years
Initial Rate
2.24%
Reverts to 4.09%
Max LTV
75%
Product Fee
Yes
Call NatWest FREE on 0800 056 8572

Early redemption charges may apply. Overall Cost for Comparison 4.10% APRC. This is the cost of the mortgage over the full term.

Type
Fixed Buy-to-Let
Initial Term
10 Years
Initial Rate
2.68%
Reverts to 4.54%
Max LTV
75%
Product Fee
Yes
Call Virgin Money FREE on 0330 057 1595
£500 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term.

Type
Fixed Buy-to-Let
Initial Term
2 Years
Initial Rate
2.99%
Reverts to 4.54%
Max LTV
80%
Product Fee
Yes
Call Virgin Money FREE on 0330 057 1595
£500 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.50% APRC. This is the cost of the mortgage over the full term.

Type
Fixed Buy-to-Let
Initial Term
5 Years
Initial Rate
3.18%
Reverts to 4.54%
Max LTV
80%
Product Fee
Yes
Call Virgin Money FREE on 0330 057 1595
£500 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.30% APRC. This is the cost of the mortgage over the full term.

Type
Fixed - Greener New Build Mortgage
Initial Term
2 Years
Initial Interest Rate
0.94%
Reverts to 4.34%
Max LTV
60%
Product Fee
Yes
New Green Mortgage Offer – take advantage of reduced rates if you’re buying an energy-efficient new build home, with an Energy Performance Certificate (EPC rating) of A or B

Available to first-time buyers and existing homeowners, for residential purchases only

Call Virgin Money FREE on 0330 057 1595
£300 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.70% APRC. This is the cost of the mortgage over the full term.

Type
Fixed - Green Mortgage
Initial Term
2 Years
Initial Interest Rate
1.04%
Reverts to 3.59%
Max LTV
60%
Product Fee
Yes
New Green Mortgage Offer – take advantage of reduced rates if you’re buying an energy-efficient home, with an Energy Performance Certificate (EPC rating) of A or B

Available to first-time buyers and existing homeowners, for residential purchases only

Call NatWest FREE on 0800 158 2934
£350 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

*

Type
Fixed - Greener New Build Mortgage
Initial Term
5 Years
Initial Interest Rate
1.04%
Reverts to 4.34%
Max LTV
60%
Product Fee
Yes
New Green Mortgage Offer – take advantage of reduced rates if you’re buying an energy-efficient new build home, with an Energy Performance Certificate (EPC rating) of A or B

Available to first-time buyers and existing homeowners, for residential purchases only

Call Virgin Money FREE on 0330 057 1595
£300 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed - Green Mortgage
Initial Term
5 Years
Initial Interest Rate
1.12%
Reverts to 3.59%
Max LTV
60%
Product Fee
Yes
New Green Mortgage Offer – take advantage of reduced rates if you’re buying an energy-efficient home, with an Energy Performance Certificate (EPC rating) of A or B

Available to first-time buyers and existing homeowners, for residential purchases only

Call RBS FREE on 0800 096 7447
£350 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed - Greener New Build Mortgage
Initial Term
2 Years
Initial Interest Rate
1.15%
Reverts to 4.34%
Max LTV
75%
Product Fee
Yes
New Green Mortgage Offer – take advantage of reduced rates if you’re buying an energy-efficient new build home, with an Energy Performance Certificate (EPC rating) of A or B

Available to first-time buyers and existing homeowners, for residential purchases only

Call Virgin Money FREE on 0330 057 1595
£300 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.70% APRC. This is the cost of the mortgage over the full term.

Type
Fixed - Green Mortgage
Initial Term
2 Years
Initial Interest Rate
1.17%
Reverts to 3.59%
Max LTV
75%
Product Fee
Yes
New Green Mortgage Offer – take advantage of reduced rates if you’re buying an energy-efficient home, with an Energy Performance Certificate (EPC rating) of A or B

Available to first-time buyers and existing homeowners, for residential purchases only

Call NatWest FREE on 0800 158 2934
£350 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

*

Type
Fixed - Greener New Build Mortgage
Initial Term
5 Years
Initial Interest Rate
1.18%
Reverts to 4.34%
Max LTV
75%
Product Fee
Yes
New Green Mortgage Offer – take advantage of reduced rates if you’re buying an energy-efficient new build home, with an Energy Performance Certificate (EPC rating) of A or B

Available to first-time buyers and existing homeowners, for residential purchases only

Call Virgin Money FREE on 0330 057 1595
£300 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed - Green Mortgage
Initial Term
5 Years
Initial Interest Rate
1.38%
Reverts to 3.59%
Max LTV
75%
Product Fee
Yes
New Green Mortgage Offer – take advantage of reduced rates if you’re buying an energy-efficient home, with an Energy Performance Certificate (EPC rating) of A or B

Available to first-time buyers and existing homeowners, for residential purchases only

Call NatWest FREE on 0800 158 2934
£350 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

*

Type
Fixed - Green Mortgage
Initial Term
2 Years
Initial Interest Rate
2.14%
Reverts to 3.59%
Max LTV
85%
Product Fee
Yes
New Green Mortgage Offer – take advantage of reduced rates if you’re buying an energy-efficient home, with an Energy Performance Certificate (EPC rating) of A or B

Available to first-time buyers and existing homeowners, for residential purchases only

Call RBS FREE on 0800 096 7447
£350 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed - Green Mortgage
Initial Term
5 Years
Initial Interest Rate
2.49%
Reverts to 3.59%
Max LTV
85%
Product Fee
Yes
New Green Mortgage Offer – take advantage of reduced rates if you’re buying an energy-efficient home, with an Energy Performance Certificate (EPC rating) of A or B

Available to first-time buyers and existing homeowners, for residential purchases only

Call RBS FREE on 0800 096 7447
£350 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

Low Interest Mortgages

A mortgage is a loan which is secured against your home. When you take out a mortgage, you enter into an agreement to pay the loan back, with interest, over a period of time agreed with your lender.

How does mortgage interest work?

Generally speaking, the lower the loan-to-value (LTV) ratio of your mortgage, the lower your interest rate is likely to be. This is because you are borrowing a smaller amount of money overall.

There are various interest rate options available, including:

  • Fixed rate mortgage  – your interest payments are fixed for a set period of time (usually several years) after which you will be moved on to another rate
  • Standard variable rate mortgage  – your interest will vary with your lender’s mortgage rate
  • Tracker mortgage – your interest rate will move up or down by tracking an external rate, such as the such as the Bank of England Base Rate

What is the Loan-To-Value ratio (LTV)?

The loan to value ratio of a mortgage indicates how much of your property you own outright (covered by your deposit, and commonly known as equity) and the amount you are borrowing (covered by your mortgage), expressed as a percentage. To compare top mortgage rates and find the best low interest mortgage deals for you, use the mortgage calculator to search over 5,000 mortgage deals based on your personal circumstances.

How to get a low interest mortgage

Mortgage lenders generally offer better rates for people who have a significant deposit or equity in their current home to put towards the purchase value of a new property. Generally speaking, a higher deposit means that you can get a lower LTV mortgage and a better deal on interest rates, because you are borrowing less money and therefore present a lower risk to the lender. However, there are certain criteria that you will need to fulfill in order for your application to be successful. If you apply for low interest mortgage, lenders will consider criteria such as:

  • Your deposit  – To get the best interest rates, you will normally need to have a substantial deposit or equity in your current property.
  • Your earnings  – Do you earn enough to borrow the amount you want?
  • The stability of your income  – Are you self-employed or new in a job?
  • Your outstanding debts – How much debt do you have?
  • Your credit rating – Have you ever missed a mortgage payment or other repayment in the past? Do you have any County Court Judgments (CCJs) against you? Have you even been bankrupt?

Virgin Mortgage – 2 Year 75% LTV

Virgin Money Mortgage – 2 Year Fixed Deal

  • Initial Rate – 2.08%
  • 75% Loan To Value (LTV)
  • 2 Year Fixed
  • £300 CASHBACK
Overall cost for comparison 3.90% APRC

Call Virgin Money FREE on 0330 057 1595

Offers
Fair Investment

RBS Buy to Let Mortgage – 2 Year 60% LTV

RBS – Buy to Let 2 Year Fixed Deal

  • Initial Rate – 1.60%
  • 60% Loan To Value (LTV)
  • 2 Year Fixed

Overall cost for comparison 4.50% APRC

Call RBS FREE on 0800 096 7962

 

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE