Low LTV Mortgages

Low LTV Mortgages

Compare Latest UK Mortgage Deals

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
0.99%
Reverts to 3.54%
Max LTV
60%
Product Fee
Yes
Call First Direct FREE on 0808 296 5500

Early redemption charges may apply. Overall Cost for Comparison 3.10% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
1.05%
Reverts to 3.59%
Max LTV
60%
Product Fee
Yes
Call NatWest FREE on 0800 158 2934
“Market Leading 2 Year Fixed Rate”
£350 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
1.05%
Reverts to 3.59%
Max LTV
60%
Product Fee
Yes
Call RBS FREE on 0800 096 7447
“Market Leading 2 Year Fixed Rate”
£350 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

There are no tables for this criteria

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
1.09%
Reverts to 3.54%
Max LTV
60%
Product Fee
Yes
Call First Direct FREE on 0808 296 5500

Early redemption charges may apply. Overall Cost for Comparison 2.40% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
1.13%
Reverts to 3.59%
Max LTV
60%
Product Fee
Yes
Call NatWest FREE on 0800 158 2934
£350 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.50% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
1.13%
Reverts to 3.59%
Max LTV
60%
Product Fee
Yes
Call RBS FREE on 0800 096 7447
“Market Leading 5 Year Fixed Rate”
£350 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.50% APRC. This is the cost of the mortgage over the full term.

There are no tables for this criteria

Type
Offset Fixed
Initial Term
2 Years
Initial Interest Rate
3.19%
Reverts to 3.54%
Max LTV
60%
Product Fee
Yes
Call First Direct FREE on 0808 296 5500

Early redemption charges may apply. Overall Cost for Comparison 3.60% APRC. This is the cost of the mortgage over the full term.

Type
Offset Tracker
Initial Term
Base Rate Tracker Offset
Initial Interest Rate
3.29%
Max LTV
60%
Product Fee
Yes
Call First Direct FREE on 0808 296 5500

Early redemption charges may apply. Overall Cost for Comparison 3.40% APRC. This is the cost of the mortgage over the full term.

There are no tables for this criteria

Compare Low LTV Mortgages

If you are a first time buyer with a fairly high deposit available or are looking to re-mortgage having paid off a fairly significant amount of your existing mortgage, then a low LTV mortgage could be for you. A low loan to value (LTV) mortgage would involve paying a larger deposit than a high LTV mortgage, normally in exchange for a significantly cheaper interest rate.  If you are looking for a low LTV mortgage, you are likely to find that there are a number of competitively priced deals that could be available to you.

The key to getting the best possible deal on low LTV mortgages is usually to shop around with a number of different lenders and compare mortgages to see who could offer you the most favourable mortgage deal.

As you search for a low LTV mortgage, you may wish to refer to our mortgage comparison tables above. When comparing mortgage deals, there are several options that you may wish to consider; these include the following:

Repayment options 

Customers may choose either an Interest Only or Repayment agreement, their details can be found below:

  • Repayment mortgages require you to pay monthly payments of capital plus interest until the end of the mortgage term.
  • Interest Only mortgages allow you to repay only the interest on your mortgage every month. Although at the same time, you will be expected to pay into a long-term savings plan, as the starting loan must be repaid in full at the end of the agreed term

There is also a variety of interest rate options available to customers, here are two examples of some of the most popular types that are commonly sold:

  • Tracker
    This type of interest rate tracks the Bank of England base interest rate, meaning that it could move up or down accordingly.
  • Fixed rate
    This type of interest rate is set at a certain amount for a specified period of time, after which it would usually revert to the lender’s standard variable rate (SVR).

Virgin Mortgage – 5 Year 65% LTV

Virgin Money Mortgage – 5 Year Fixed Deal 

  • Initial Rate – 1.35%
  • 65% Loan To Value (LTV)
  • 5 Year Fixed
  • £300 CASHBACK
Overall cost for comparison 3.10% APRC

Call Virgin Money FREE on 0330 057 1595

Reviewers recommend Fair Investment Company

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE