Compare Nationwide Fixed Rate Bonds

Santander 123 Current Account

Earn 1.00% AER Fixed Interest for up to £20,000

  • 1.00% AER (variable) payable on your entire balance up to £20,000
  • Up to 3% cashback on household bills
  • Must pay a minimum of £500 into the account each month
  • Monthly fee of £5
  • Mobile app

Our view: With this current account you get 1.00% AER on the first £20,000 of your cash. To qualify you will need to pay in £500 pm (Equates to a £6,000 pa salary) . Additionally you can gain up to 3% cashback on household bills – 1% on water, council tax bills and Santander mortgage payments, 2% on gas and electricity bills, and 3% on mobile phone, home phone, broadband and paid-for TV packages.  The account has full savings FSCS protection.

Santander 123 Account »

Account
Habib Bank Zurich 1 Year Fixed Rate Bond
Interest Rate
1.00%
Gross/AER
Term
1 Year
Minimum Deposit
£1,000
Account
Hodge Bank 18 Month Fixed Rate Bond
Interest Rate
0.95%
Gross/AER
Term
18 Months
Minimum Deposit
£1,000
Account
RCI Bank 2 Year Fixed Rate Bond
Interest Rate
1.05%
Gross/AER
Term
2 Years
Minimum Deposit
£1,000
Account
RCI Bank 3 Year Fixed Rate Bond
Interest Rate
1.20%
Gross/AER
Term
3 Years
Minimum Deposit
£1,000
Account
RCI Bank 4 Year Fixed Rate Bond
Interest Rate
1.35%
Gross/AER
Term
4 Years
Minimum Deposit
£1,000
Account
RCI Bank 5 Year Fixed Rate Bond
Interest Rate
1.40%
Gross/AER
Term
5 Years
Minimum Deposit
£1,000
Account
Habib Bank Zurich 1 Year Fixed Rate Bond
Interest Rate
1.00%
Gross/AER
Term
1 Year
Minimum Deposit
£1,000
Account
Access Bank 1 Year Fixed Rate Bond
Interest Rate
0.95%
Gross/AER
Term
1 Year
Minimum Deposit
£5,000
Account
Hodge Bank 18 Month Fixed Rate Bond
Interest Rate
0.95%
Gross/AER
Term
18 Months
Minimum Deposit
£1,000
Account
RCI Bank 1 Year Fixed Rate Bond
Interest Rate
0.80%
Gross/AER
Term
1 Year
Minimum Deposit
£1,000
Account
Habib Bank Zurich 6 Month Fixed Rate Bond
Interest Rate
0.50%
Gross/AER
Term
6 Months
Minimum Deposit
£1,000
Account
RCI Bank 2 Year Fixed Rate Bond
Interest Rate
1.05%
Gross/AER
Term
2 Years
Minimum Deposit
£1,000
Account
Access Bank 2 Year Fixed Rate Bond
Interest Rate
1.05%
Gross/AER
Term
2 Years
Minimum Deposit
£5,000
Account
Halifax 2 Year Fixed Rate Bond
Interest Rate
0.40%
Gross/AER
Term
2 Years
Minimum Deposit
£500
Account
RCI Bank 3 Year Fixed Rate Bond
Interest Rate
1.20%
Gross/AER
Term
3 Years
Minimum Deposit
£1,000
Account
Access Bank 3 Year Fixed Rate Bond
Interest Rate
1.10%
Gross/AER
Term
3 Years
Minimum Deposit
£5,000
Account
Shawbrook Bank 3 Year Fixed Rate Bond
Interest Rate
0.90%
Gross/AER
Term
3 Years
Minimum Deposit
£1,000
Account
RCI Bank 5 Year Fixed Rate Bond
Interest Rate
1.40%
Gross/AER
Term
5 Years
Minimum Deposit
£1,000
Account
RCI Bank 4 Year Fixed Rate Bond
Interest Rate
1.35%
Gross/AER
Term
4 Years
Minimum Deposit
£1,000
Account
Shawbrook Bank 7 Year Fixed Rate Bond
Interest Rate
1.35%
Gross/AER
Term
7 Years
Minimum Deposit
£1,000
Account
Shawbrook Bank 5 Year Fixed Rate Bond
Interest Rate
1.25%
Gross/AER
Term
5 Years
Minimum Deposit
£1,000
Plan Name

Investec FTSE 100 3 Year Deposit Plan

Maximum Potential Return
9.6%
at end of term
Term
3 years
ISA Option

Deposit Taker: Investec Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

Investec FTSE 100 6 Year Deposit Plan

Maximum Potential Return
27%
at end of term
Term
6 years
ISA Option

Deposit Taker: Investec Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

Investec FTSE 100 3 Year Defensive Deposit Plan

Maximum Potential Return
7.5%
at end of term
Term
3 years
ISA Option

Deposit Taker: Investec Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

Investec FTSE 100 6 Year Defensive Deposit Plan

Fixed Return
18%
if FTSE higher, 6% if lower
Term
6 years
ISA Option

Deposit Taker: Investec Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Nationwide Fixed Rate Bond

If you are looking for a better rate of return from your savings than a saving account, you could try one of the Nationwide fixed rate bonds.

Terms can range from 6 months to 3 years, depending on how long you want to lock your cash away for, and with tiered interest rates, the more you save, the more you earn.

Nationwide fixed rate bonds features

  • Minimum opening deposit of £1
  • Choice of terms from 6 months to 3 years
  • Open several bonds as long as the total does not exceed £5 million
  • Choice of monthly or annual interest payments
  • Fixed rate of payment
  • Option to have a joint account
  • To open a Nationwide fixed rate bond you need to be at least 7 years old

As opening a nationwide fixed rate bond would require you to lock away your savings for a set period of time before you do so you might want to consider alternative savings options as well.