Compare Nationwide Fixed Rate Bonds

Nationwide FlexDirect Current Account

Earn 5% AER Fixed Interest for 12 Months

  • On balances up to £2,500
  • Interest paid for first 12 months
  • No current account fees
  • Easy online account management
  • Can be setup as an extra account

Our view: With this current account you get 5% AER on the first £2,500 of your cash which is fixed for 12 months. To qualify you will need to pay in £1,000 pm (Equates to a £12,500 pa salary) . Please note the interest rate drops to 1% after 12 months. Unusually you do not have to set up any direct debits with this account, so you can just open it as an extra account. The account has full savings FSCS protection.

Nationwide FlexDirect Account »

Account
Axis Bank 1 Year Fixed Rate Bond
Interest Rate
1.75%
Gross/AER
Term
1 Year
Minimum Deposit
£1,000
Account
Aldermore Bank 2 Year Fixed Rate Bond
Interest Rate
1.85%
Gross/AER
Term
2 Years
Minimum Deposit
£1,000
Account
Access Bank 3 Year Fixed Rate Bond
Interest Rate
1.90%
Gross/AER
Term
3 Years
Minimum Deposit
£5,000

UK Market Leading 3 Year Fixed Rate

Account
Aldermore Bank 4 Year Fixed Rate Bond
Interest Rate
2.00%
Gross/AER
Term
4 Years
Minimum Deposit
£1,000
Account
Aldermore Bank 5 Year Fixed Rate Bond
Interest Rate
2.05%
Gross/AER
Term
5 Years
Minimum Deposit
£1,000
Account
Axis Bank 1 Year Fixed Rate Bond
Interest Rate
1.75%
Gross/AER
Term
1 Year
Minimum Deposit
£1,000
Account
Hodge Bank 18 Month Fixed Rate Bond
Interest Rate
1.75%
Gross/AER
Term
18 Months
Minimum Deposit
£1,000
Account
Habib Bank Zurich 1 Year Fixed Rate Bond
Interest Rate
1.65%
Gross/AER
Term
1 Year
Minimum Deposit
£1,000
Account
Access Bank 1 Year Fixed Rate Bond
Interest Rate
1.65%
Gross/AER
Term
1 Year
Minimum Deposit
£5,000
Account
RCI Bank 1 Year Fixed Rate Bond
Interest Rate
1.50%
Gross/AER
Term
1 Year
Minimum Deposit
£1,000
Account
Aldermore Bank 1 Year Fixed Rate Bond
Interest Rate
1.65%
Gross/AER
Term
1 Year
Minimum Deposit
£1,000
Account
Cynergy Bank 1 Year Fixed Rate Bond
Interest Rate
1.55%
Gross/AER
Term
1 Year
Minimum Deposit
£10,000
Account
Habib Bank Zurich 6 Month Fixed Rate Bond
Interest Rate
0.80%
Gross/AER
Term
6 Months
Minimum Deposit
£1,000
Account
Aldermore Bank 2 Year Fixed Rate Bond
Interest Rate
1.85%
Gross/AER
Term
2 Years
Minimum Deposit
£1,000
Account
Access Bank 2 Year Fixed Rate Bond
Interest Rate
1.80%
Gross/AER
Term
2 Years
Minimum Deposit
£5,000
Account
RCI Bank 2 Year Fixed Rate Bond
Interest Rate
1.65%
Gross/AER
Term
2 Years
Minimum Deposit
£1,000
Account
Cynergy Bank 2 Year Fixed Rate Bond
Interest Rate
1.60%
Gross/AER
Term
2 Years
Minimum Deposit
£10,000
Account
Axis Bank 2 Year Fixed Rate Bond
Interest Rate
1.50%
Gross/AER
Term
2 Years
Minimum Deposit
£1,000
Account
Halifax 2 Year Fixed Rate Bond
Interest Rate
0.55%
Gross/AER
Term
2 Years
Minimum Deposit
£500
Account
Access Bank 3 Year Fixed Rate Bond
Interest Rate
1.90%
Gross/AER
Term
3 Years
Minimum Deposit
£5,000

UK Market Leading 3 Year Fixed Rate

Account
Aldermore Bank 3 Year Fixed Rate Bond
Interest Rate
1.90%
Gross/AER
Term
3 Years
Minimum Deposit
£1,000
Account
RCI Bank 3 Year Fixed Rate Bond
Interest Rate
1.75%
Gross/AER
Term
3 Years
Minimum Deposit
£1,000
Account
Cynergy Bank 3 Year Fixed Rate Bond
Interest Rate
1.70%
Gross/AER
Term
3 Years
Minimum Deposit
£10,000
Account
Axis Bank 3 Year Fixed Rate Bond
Interest Rate
1.50%
Gross/AER
Term
3 Years
Minimum Deposit
£1,000
Account
Aldermore Bank 5 Year Fixed Rate Bond
Interest Rate
2.05%
Gross/AER
Term
5 Years
Minimum Deposit
£1,000
Account
Aldermore Bank 4 Year Fixed Rate Bond
Interest Rate
2.00%
Gross/AER
Term
4 Years
Minimum Deposit
£1,000
Account
RCI Bank 5 Year Fixed Rate Bond
Interest Rate
1.90%
Gross/AER
Term
5 Years
Minimum Deposit
£1,000
Account
RCI Bank 4 Year Fixed Rate Bond
Interest Rate
1.80%
Gross/AER
Term
4 Years
Minimum Deposit
£1,000
Plan Name

IDAD The Callable Deposit Plan 

Potential Return
7% pa
or 2 x Index growth
Term
Maximum 7 years
ISA Option

Deposit Taker: Goldman Sachs International Bank

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

Investec FTSE 100 3 Year Deposit Plan

Maximum Potential Return
14%
at end of term
Term
3 years
ISA Option

Deposit Taker: Investec Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

Investec FTSE 100 6 Year Deposit Plan

Maximum Potential Return
42%
at end of term
Term
6 years
ISA Option

Deposit Taker: Investec Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

Investec FTSE 100 3 Year Defensive Deposit Plan

Maximum Potential Return
10%
at end of term
Term
3 years
ISA Option

Deposit Taker: Investec Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

IDAD The FTSE Growth Deposit Plan 

Potential Return
100% of the FTSE growth
capped at a maximum 30% return
Term
6 years
ISA Option

Deposit Taker: Royal Bank of Canada

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

Investec FTSE 100 6 Year Defensive Deposit Plan

Fixed Return
18%
if FTSE higher, 9% if lower
Term
6 years
ISA Option

Deposit Taker: Investec Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Nationwide Fixed Rate Bond

If you are looking for a better rate of return from your savings than a saving account, you could try one of the Nationwide fixed rate bonds.

Terms can range from 6 months to 3 years, depending on how long you want to lock your cash away for, and with tiered interest rates, the more you save, the more you earn.

Nationwide fixed rate bonds features

  • Minimum opening deposit of £1
  • Choice of terms from 6 months to 3 years
  • Open several bonds as long as the total does not exceed £5 million
  • Choice of monthly or annual interest payments
  • Fixed rate of payment
  • Option to have a joint account
  • To open a Nationwide fixed rate bond you need to be at least 7 years old

As opening a nationwide fixed rate bond would require you to lock away your savings for a set period of time before you do so you might want to consider alternative savings options as well.