NewBuy Mortgages

NewBuy Mortgages

Compare Latest UK Mortgage Deals

Compare UK Market Leading Mortgage Deals

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
0.99%
Reverts to 3.54%
Max LTV
60%
Product Fee
Yes
Call First Direct FREE on 0808 296 5500

Early redemption charges may apply. Overall Cost for Comparison 3.10% APRC. This is the cost of the mortgage over the full term.

Type
Fixed - Green Mortgage
Initial Term
2 Years
Initial Interest Rate
1.04%
Reverts to 3.59%
Max LTV
60%
Product Fee
Yes
New Green Mortgage Offer – take advantage of reduced rates if you’re buying an energy-efficient home, with an Energy Performance Certificate (EPC rating) of A or B

Available to first-time buyers and existing homeowners, for residential purchases only

Call NatWest FREE on 0800 158 2934
£350 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

*

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
1.04%
Reverts to 4.34%
Max LTV
65%
Product Fee
Yes
Call Virgin Money FREE on 0330 057 1595
£300 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.70% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
1.05%
Reverts to 3.59%
Max LTV
60%
Product Fee
Yes
Call NatWest FREE on 0800 158 2934
“Market Leading 2 Year Fixed Rate”
£350 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
1.14%
Reverts to 3.54%
Max LTV
75%
Product Fee
Yes
Call First Direct FREE on 0808 296 5500

Early redemption charges may apply. Overall Cost for Comparison 3.10% APRC. This is the cost of the mortgage over the full term.

Type
Fixed - Green Mortgage
Initial Term
2 Years
Initial Interest Rate
1.17%
Reverts to 3.59%
Max LTV
75%
Product Fee
Yes
New Green Mortgage Offer – take advantage of reduced rates if you’re buying an energy-efficient home, with an Energy Performance Certificate (EPC rating) of A or B

Available to first-time buyers and existing homeowners, for residential purchases only

Call RBS FREE on 0800 096 7447
£350 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
1.18%
Reverts to 3.59%
Max LTV
70%
Product Fee
Yes
Call RBS FREE on 0800 096 7447
£350 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
1.18%
Reverts to 3.59%
Max LTV
75%
Product Fee
Yes
Call NatWest FREE on 0800 158 2934
£350 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
1.25%
Reverts to 4.34%
Max LTV
75%
Product Fee
Yes
Call Virgin Money FREE on 0330 057 1595
£300 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
1.59%
Reverts to 3.54%
Max LTV
80%
Product Fee
Yes
Call First Direct FREE on 0808 296 5500

Early redemption charges may apply. Overall Cost for Comparison 3.20% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
1.79%
Reverts to 4.34%
Max LTV
85%
Product Fee
Yes
Call Virgin Money FREE on 0330 057 1595
£300 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.90% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
1.84%
Reverts to 3.54%
Max LTV
85%
Product Fee
Yes
Call First Direct FREE on 0808 296 5500

Early redemption charges may apply. Overall Cost for Comparison 3.30% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
1.88%
Reverts to 3.59%
Max LTV
80%
Product Fee
Yes
Call RBS FREE on 0800 096 7447
£350 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed - Green Mortgage
Initial Term
2 Years
Initial Interest Rate
2.14%
Reverts to 3.59%
Max LTV
85%
Product Fee
Yes
New Green Mortgage Offer – take advantage of reduced rates if you’re buying an energy-efficient home, with an Energy Performance Certificate (EPC rating) of A or B

Available to first-time buyers and existing homeowners, for residential purchases only

Call RBS FREE on 0800 096 7447
£350 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
2.14%
Reverts to 3.54%
Max LTV
90%
Product Fee
Yes
Call First Direct FREE on 0808 296 5500

Early redemption charges may apply. Overall Cost for Comparison 3.30% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
2.15%
Reverts to 3.59%
Max LTV
85%
Product Fee
Yes
Call RBS FREE on 0800 096 7447
£350 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
2.15%
Reverts to 3.59%
Max LTV
85%
Product Fee
Yes
Call NatWest FREE on 0800 158 2934
£350 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
3 Years
Initial Interest Rate
2.14%
Reverts to 4.34%
Max LTV
65%
Product Fee
Yes
Call Virgin Money FREE on 0330 057 1595
£300 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
3 Years
Initial Interest Rate
2.14%
Reverts to 4.34%
Max LTV
75%
Product Fee
Yes
Call Virgin Money FREE on 0330 057 1595
£300 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
1.09%
Reverts to 3.54%
Max LTV
60%
Product Fee
Yes
Call First Direct FREE on 0808 296 5500

Early redemption charges may apply. Overall Cost for Comparison 2.40% APRC. This is the cost of the mortgage over the full term.

Type
Fixed - Green Mortgage
Initial Term
5 Years
Initial Interest Rate
1.12%
Reverts to 3.59%
Max LTV
60%
Product Fee
Yes
New Green Mortgage Offer – take advantage of reduced rates if you’re buying an energy-efficient home, with an Energy Performance Certificate (EPC rating) of A or B

Available to first-time buyers and existing homeowners, for residential purchases only

Call NatWest FREE on 0800 158 2934
£350 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

*

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
1.13%
Reverts to 3.59%
Max LTV
60%
Product Fee
Yes
Call NatWest FREE on 0800 158 2934
£350 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.50% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
1.14%
Reverts to 4.34%
Max LTV
65%
Product Fee
Yes
Call Virgin Money FREE on 0330 057 1595
£300 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
1.28%
Reverts to 4.34%
Max LTV
75%
Product Fee
Yes
Call Virgin Money FREE on 0330 057 1595
£300 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.10% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
1.29%
Reverts to 3.54%
Max LTV
75%
Product Fee
Yes
Call First Direct FREE on 0808 296 5500

Early redemption charges may apply. Overall Cost for Comparison 2.50% APRC. This is the cost of the mortgage over the full term.

Type
Fixed - Green Mortgage
Initial Term
5 Years
Initial Interest Rate
1.38%
Reverts to 3.59%
Max LTV
75%
Product Fee
Yes
New Green Mortgage Offer – take advantage of reduced rates if you’re buying an energy-efficient home, with an Energy Performance Certificate (EPC rating) of A or B

Available to first-time buyers and existing homeowners, for residential purchases only

Call NatWest FREE on 0800 158 2934
£350 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

*

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
1.39%
Reverts to 3.59%
Max LTV
75%
Product Fee
Yes
Call NatWest FREE on 0800 158 2934
£350 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.50% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
1.89%
Reverts to 3.54%
Max LTV
80%
Product Fee
Yes
Call First Direct FREE on 0808 296 5500

Early redemption charges may apply. Overall Cost for Comparison 2.80% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
2.09%
Reverts to 3.59%
Max LTV
80%
Product Fee
Yes
Call RBS FREE on 0800 096 7447
£350 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.60% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
2.23%
Reverts to 4.34%
Max LTV
85%
Product Fee
Yes
Call Virgin Money FREE on 0330 057 1595
£300 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.50% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
2.29%
Reverts to 3.54%
Max LTV
85%
Product Fee
Yes
Call First Direct FREE on 0808 296 5500

Early redemption charges may apply. Overall Cost for Comparison 3.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed - Green Mortgage
Initial Term
5 Years
Initial Interest Rate
2.49%
Reverts to 3.59%
Max LTV
85%
Product Fee
Yes
New Green Mortgage Offer – take advantage of reduced rates if you’re buying an energy-efficient home, with an Energy Performance Certificate (EPC rating) of A or B

Available to first-time buyers and existing homeowners, for residential purchases only

Call RBS FREE on 0800 096 7447
£350 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
2.50%
Reverts to 3.59%
Max LTV
85%
Product Fee
Yes
Call NatWest FREE on 0800 158 2934
£350 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.60% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
2.50%
Reverts to 3.59%
Max LTV
85%
Product Fee
Yes
Call RBS FREE on 0800 096 7447
£350 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.60% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
2.79%
Reverts to 3.54%
Max LTV
90%
Product Fee
Yes
Call First Direct FREE on 0808 296 5500

Early redemption charges may apply. Overall Cost for Comparison 3.30% APRC. This is the cost of the mortgage over the full term.

Type
Fixed First Time Buyer
Initial Term
5 Years
Initial Interest Rate
3.19%
Reverts to 3.59%
Max LTV
90%
Product Fee
Yes
Call NatWest FREE on 0800 158 2934
£500 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.10% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
10 Years
Initial Interest Rate
1.95%
Reverts to 4.34%
Max LTV
65%
Product Fee
Yes
Call Virgin Money FREE on 0330 057 1595
£300 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 2.70% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
15 Years
Initial Interest Rate
2.55%
Reverts to 4.34%
Max LTV
65%
Product Fee
Yes
Call Virgin Money FREE on 0330 057 1595
£300 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 2.80% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
10 Years
Initial Interest Rate
3.89%
Reverts to 4.34%
Max LTV
75%
Product Fee
Yes
Call Virgin Money FREE on 0330 057 1595
£300 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.10% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
10 Years
Initial Interest Rate
4.19%
Reverts to 4.34%
Max LTV
95%
Product Fee
No
Call Virgin Money FREE on 0330 057 1595
£500 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.30% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
15 Years
Initial Interest Rate
4.39%
Reverts to 4.34%
Max LTV
95%
Product Fee
Yes
Call Virgin Money FREE on 0330 057 1595
£500 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.50% APRC. This is the cost of the mortgage over the full term.

Type
Life Tracker
Initial Term
Term of Mortgage
Interest Rate
1.99%
Max LTV
60%
Product Fee
Yes
Call First Direct FREE on 0808 296 5500

Early redemption charges may apply. Overall Cost for Comparison 2.00% APRC. This is the cost of the mortgage over the full term.

Type
Life Tracker
Initial Term
Term of Mortgage
Interest Rate
1.99%
Max LTV
75%
Product Fee
Yes
Call First Direct FREE on 0808 296 5500

Early redemption charges may apply. Overall Cost for Comparison 2.00% APRC. This is the cost of the mortgage over the full term.

Type
Life Tracker
Initial Term
Term of Mortgage
Interest Rate
2.44%
Max LTV
80%
Product Fee
Yes
Call First Direct FREE on 0808 296 5500

Early redemption charges may apply. Overall Cost for Comparison 2.50% APRC. This is the cost of the mortgage over the full term.

Type
Life Tracker
Initial Term
Term of Mortgage
Interest Rate
2.99%
Max LTV
85%
Product Fee
Yes
Call First Direct FREE on 0808 296 5500

Early redemption charges may apply. Overall Cost for Comparison 3.10% APRC. This is the cost of the mortgage over the full term.

Type
Fixed Remortgage
Initial Term
2 Years
Initial Interest Rate
0.94%
Reverts to 3.59%
Max LTV
60%
Product Fee
Yes
Call NatWest FREE on 0800 158 2934

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
0.99%
Reverts to 3.54%
Max LTV
60%
Product Fee
Yes
Call First Direct FREE on 0808 296 5500

Early redemption charges may apply. Overall Cost for Comparison 3.10% APRC. This is the cost of the mortgage over the full term.

Type
Fixed Remortgage
Initial Term
2 Years
Initial Interest Rate
1.07%
Reverts to 3.59%
Max LTV
75%
Product Fee
Yes
Call NatWest FREE on 0800 158 2934

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
1.09%
Reverts to 3.54%
Max LTV
60%
Product Fee
Yes
Call First Direct FREE on 0808 296 5500

Early redemption charges may apply. Overall Cost for Comparison 2.40% APRC. This is the cost of the mortgage over the full term.

Type
Fixed Remortgage
Initial Term
5 Years
Initial Interest Rate
1.13%
Reverts to 3.59%
Max LTV
60%
Product Fee
Yes
Call NatWest FREE on 0800 158 2934

Early redemption charges may apply. Overall Cost for Comparison 3.70% APRC. This is the cost of the mortgage over the full term.

Type
Fixed Remortgage
Initial Term
5 Years
Initial Interest Rate
1.13%
Reverts to 3.59%
Max LTV
60%
Product Fee
Yes
Call RBS FREE on 0800 096 7447

Early redemption charges may apply. Overall Cost for Comparison 3.70% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
1.14%
Reverts to 4.34%
Max LTV
65%
Product Fee
Yes
Call Virgin Money FREE on 0330 057 1595
£300 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
1.14%
Reverts to 3.54%
Max LTV
75%
Product Fee
Yes
Call First Direct FREE on 0808 296 5500

Early redemption charges may apply. Overall Cost for Comparison 3.10% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
1.28%
Reverts to 4.34%
Max LTV
75%
Product Fee
Yes
Call Virgin Money FREE on 0330 057 1595
£300 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.10% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
1.29%
Reverts to 3.54%
Max LTV
75%
Product Fee
Yes
Call First Direct FREE on 0808 296 5500

Early redemption charges may apply. Overall Cost for Comparison 2.50% APRC. This is the cost of the mortgage over the full term.

Type
Fixed Remortgage
Initial Term
5 Years
Initial Interest Rate
1.30%
Reverts to 3.59%
Max LTV
75%
Product Fee
Yes
Call RBS FREE on 0800 096 7447

Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term.

Type
Fixed Remortgage
Initial Term
5 Years
Initial Interest Rate
1.30%
Reverts to 3.59%
Max LTV
75%
Product Fee
Yes
Call NatWest FREE on 0800 158 2934

Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
10 Years
Initial Interest Rate
1.95%
Reverts to 4.34%
Max LTV
65%
Product Fee
Yes
Call Virgin Money FREE on 0330 057 1595
£300 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 2.70% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
2.29%
Reverts to 3.54%
Max LTV
85%
Product Fee
Yes
Call First Direct FREE on 0808 296 5500

Early redemption charges may apply. Overall Cost for Comparison 3.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
15 Years
Initial Interest Rate
2.55%
Reverts to 4.34%
Max LTV
65%
Product Fee
Yes
Call Virgin Money FREE on 0330 057 1595
£300 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 2.80% APRC. This is the cost of the mortgage over the full term.

Type
Fixed Remortgage
Initial Term
2 Years
Initial Interest Rate
2.82%
Reverts to 3.59%
Max LTV
90%
Product Fee
Yes
Call NatWest FREE on 0800 158 2934

Early redemption charges may apply. Overall Cost for Comparison 4.50% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
10 Years
Initial Interest Rate
3.89%
Reverts to 4.34%
Max LTV
75%
Product Fee
Yes
Call Virgin Money FREE on 0330 057 1595
£300 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.10% APRC. This is the cost of the mortgage over the full term.

Type
Offset Fixed
Initial Term
2 Years
Initial Interest Rate
3.19%
Reverts to 3.54%
Max LTV
60%
Product Fee
Yes
Call First Direct FREE on 0808 296 5500

Early redemption charges may apply. Overall Cost for Comparison 3.60% APRC. This is the cost of the mortgage over the full term.

Type
Offset Fixed
Initial Term
2 Years
Initial Interest Rate
3.19%
Reverts to 3.54%
Max LTV
75%
Product Fee
Yes
Call First Direct FREE on 0808 296 5500

Early redemption charges may apply. Overall Cost for Comparison 3.60% APRC. This is the cost of the mortgage over the full term.

Type
Offset Tracker
Initial Term
Base Rate Tracker Offset
Initial Interest Rate
3.29%
Max LTV
60%
Product Fee
Yes
Call First Direct FREE on 0808 296 5500

Early redemption charges may apply. Overall Cost for Comparison 3.40% APRC. This is the cost of the mortgage over the full term.

Type
Offset Tracker
Initial Term
Base Rate Tracker Offset
Initial Interest Rate
3.29%
Max LTV
75%
Product Fee
Yes
Call First Direct FREE on 0808 296 5500

Early redemption charges may apply. Overall Cost for Comparison 3.40% APRC. This is the cost of the mortgage over the full term.

Type
Offset Flexible
Initial Term
Life of Mortgage
Initial Interest Rate
4.25%
Variable
Max LTV
80%
Product Fee
Yes
Call NatWest FREE on 0800 158 2934

Early redemption charges may apply. Overall Cost for Comparison 4.40% APRC. This is the cost of the mortgage over the full term.

Type
Offset Flexible
Initial Term
Life of Mortgage
Initial Interest Rate
4.25%
Variable
Max LTV
80%
Product Fee
Yes
Call RBS FREE on 0800 096 7447

Early redemption charges may apply. Overall Cost for Comparison 4.40% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
1.59%
Reverts to 3.54%
Max LTV
80%
Product Fee
Yes
Call First Direct FREE on 0808 296 5500

Early redemption charges may apply. Overall Cost for Comparison 3.20% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
1.79%
Reverts to 4.34%
Max LTV
85%
Product Fee
Yes
Call Virgin Money FREE on 0330 057 1595
£300 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.90% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
1.84%
Reverts to 3.54%
Max LTV
85%
Product Fee
Yes
Call First Direct FREE on 0808 296 5500

Early redemption charges may apply. Overall Cost for Comparison 3.30% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
1.89%
Reverts to 3.54%
Max LTV
80%
Product Fee
Yes
Call First Direct FREE on 0808 296 5500

Early redemption charges may apply. Overall Cost for Comparison 2.80% APRC. This is the cost of the mortgage over the full term.

Type
Fixed First Time Buyer
Initial Term
5 Years
Initial Interest Rate
2.08%
Reverts to 3.59%
Max LTV
80%
Product Fee
Yes
Call NatWest FREE on 0800 158 2934
£500 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
2.14%
Reverts to 3.54%
Max LTV
90%
Product Fee
Yes
Call First Direct FREE on 0808 296 5500

Early redemption charges may apply. Overall Cost for Comparison 3.30% APRC. This is the cost of the mortgage over the full term.

Type
Fixed First Time Buyer
Initial Term
2 Years
Initial Interest Rate
2.14%
Reverts to 3.59%
Max LTV
85%
Product Fee
Yes
Call NatWest FREE on 0800 158 2934
£500 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
2.15%
Reverts to 3.59%
Max LTV
85%
Product Fee
Yes
Call RBS FREE on 0800 096 7447
£350 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
2.17%
Reverts to 4.34%
Max LTV
90%
Product Fee
Yes
Call Virgin Money FREE on 0330 057 1595
£300 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed First Time Buyer
Initial Term
2 Years
Initial Interest Rate
2.17%
Reverts to 4.34%
Max LTV
90%
Product Fee
Yes
Call Virgin Money FREE on 0330 057 1595
£500 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.90% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
2.23%
Reverts to 4.34%
Max LTV
85%
Product Fee
Yes
Call Virgin Money FREE on 0330 057 1595
£300 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.50% APRC. This is the cost of the mortgage over the full term.

Type
Fixed First Time Buyer
Initial Term
3 Years
Initial Interest Rate
2.48%
Reverts to 4.34%
Max LTV
90%
Product Fee
Yes
Call Virgin Money FREE on 0330 057 1595
£500 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
2.50%
Reverts to 3.59%
Max LTV
85%
Product Fee
Yes
Call NatWest FREE on 0800 158 2934
£350 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.60% APRC. This is the cost of the mortgage over the full term.

Type
Fixed First Time Buyer
Initial Term
5 Years
Initial Interest Rate
2.49%
Reverts to 3.59%
Max LTV
85%
Product Fee
Yes
Call NatWest FREE on 0800 158 2934
£500 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
2.78%
Reverts to 4.34%
Max LTV
90%
Product Fee
Yes
Call Virgin Money FREE on 0330 057 1595
£300 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.70% APRC. This is the cost of the mortgage over the full term.

Type
Fixed First Time Buyer
Initial Term
2 Years
Initial Interest Rate
2.69%
Reverts to 3.59%
Max LTV
90%
Product Fee
Yes
Call NatWest FREE on 0800 158 2934
£500 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.10% APRC. This is the cost of the mortgage over the full term.

Type
Life Tracker
Initial Term
Term of Mortgage
Interest Rate
2.99%
Max LTV
85%
Product Fee
Yes
Call First Direct FREE on 0808 296 5500

Early redemption charges may apply. Overall Cost for Comparison 3.10% APRC. This is the cost of the mortgage over the full term.

Type
Fixed First Time Buyer
Initial Term
5 Years
Initial Interest Rate
2.78%
Reverts to 4.34%
Max LTV
90%
Product Fee
Yes
Call Virgin Money FREE on 0330 057 1595
£500 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.70% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
2.79%
Reverts to 3.54%
Max LTV
90%
Product Fee
Yes
Call First Direct FREE on 0808 296 5500

Early redemption charges may apply. Overall Cost for Comparison 3.30% APRC. This is the cost of the mortgage over the full term.

Type
Fixed First Time Buyer
Initial Term
5 Years
Initial Interest Rate
3.19%
Reverts to 3.59%
Max LTV
90%
Product Fee
Yes
Call NatWest FREE on 0800 158 2934
£500 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.10% APRC. This is the cost of the mortgage over the full term.

Type
Fixed First Time Buyer
Initial Term
5 Years
Initial Interest Rate
3.19%
Reverts to 3.59%
Max LTV
90%
Product Fee
Yes
Call RBS FREE on 0800 096 7447

or request a Callback

£500 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.10% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
3.20%
Reverts to 3.59%
Max LTV
90%
Product Fee
Yes
Call RBS FREE on 0800 096 7447
£350 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
3.28%
Reverts to 4.34%
Max LTV
95%
Product Fee
No
Call Virgin Money FREE on 0330 057 1595
£500 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.10% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
3 Years
Initial Interest Rate
3.28%
Reverts to 4.34%
Max LTV
95%
Product Fee
No
Call Virgin Money FREE on 0330 057 1595
£500 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
3.44%
Reverts to 4.34%
Max LTV
95%
Product Fee
No
Call Virgin Money FREE on 0330 057 1595
£500 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.90% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
10 Years
Initial Interest Rate
3.89%
Reverts to 4.34%
Max LTV
90%
Product Fee
Yes
Call Virgin Money FREE on 0330 057 1595
£500 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.10% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
10 Years
Initial Interest Rate
4.19%
Reverts to 4.34%
Max LTV
95%
Product Fee
No
Call Virgin Money FREE on 0330 057 1595
£500 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.30% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
15 Years
Initial Interest Rate
4.39%
Reverts to 4.34%
Max LTV
95%
Product Fee
Yes
Call Virgin Money FREE on 0330 057 1595
£500 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.50% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
3.28%
Reverts to 4.34%
Max LTV
95%
Product Fee
No
Call Virgin Money FREE on 0330 057 1595
£300 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.10% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
3.44%
Reverts to 4.34%
Max LTV
95%
Product Fee
No
Call Virgin Money FREE on 0330 057 1595
£500 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.90% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
10 Years
Initial Interest Rate
4.19%
Reverts to 4.34%
Max LTV
95%
Product Fee
No
Call Virgin Money FREE on 0330 057 1595
£500 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.30% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
15 Years
Initial Interest Rate
4.39%
Reverts to 4.34%
Max LTV
95%
Product Fee
Yes
Call Virgin Money FREE on 0330 057 1595
£500 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.50% APRC. This is the cost of the mortgage over the full term.

Type
Fixed Buy-to-Let
Initial Term
3 Years
Initial Rate
1.52%
Reverts to 4.54%
Max LTV
60%
Product Fee
Yes
Call Virgin Money FREE on 0330 057 1595
£500 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.10% APRC. This is the cost of the mortgage over the full term.

Type
Fixed Buy-to-Let
Initial Term
2 Years
Initial Rate
1.60%
Reverts to 4.09%
Max LTV
60%
Product Fee
Yes
Call NatWest FREE on 0800 056 8572

Early redemption charges may apply. Overall Cost for Comparison 4.40% APRC. This is the cost of the mortgage over the full term.

Type
Fixed Buy-to-Let
Initial Term
2 Years
Initial Rate
1.60%
Reverts to 4.09%
Max LTV
60%
Product Fee
Yes
Call RBS FREE on 0800 096 7962

Early redemption charges may apply. Overall Cost for Comparison 4.40% APRC. This is the cost of the mortgage over the full term.

Type
Fixed Buy-to-Let
Initial Term
5 Years
Initial Rate
1.63%
Reverts to 4.54%
Max LTV
60%
Product Fee
Yes
Call Virgin Money FREE on 0330 057 1595
£500 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term.

Type
Fixed Buy-to-Let
Initial Term
2 Years
Initial Rate
1.85%
Reverts to 4.09%
Max LTV
75%
Product Fee
Yes
Call NatWest FREE on 0800 056 8572

Early redemption charges may apply. Overall Cost for Comparison 4.50% APRC. This is the cost of the mortgage over the full term.

Type
Fixed Buy-to-Let
Initial Term
5 Years
Initial Rate
1.88%
Reverts to 4.09%
Max LTV
60%
Product Fee
Yes
Call NatWest FREE on 0800 056 8572

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed Buy-to-Let
Initial Term
5 Years
Initial Rate
1.88%
Reverts to 4.09%
Max LTV
60%
Product Fee
Yes
Call RBS FREE on 0800 096 7962

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed Buy-to-Let
Initial Term
5 Years
Initial Rate
2.24%
Reverts to 4.09%
Max LTV
75%
Product Fee
Yes
Call RBS FREE on 0800 096 7962

Early redemption charges may apply. Overall Cost for Comparison 4.20% APRC. This is the cost of the mortgage over the full term.

Type
Fixed Buy-to-Let
Initial Term
10 Years
Initial Rate
2.43%
Reverts to 4.54%
Max LTV
60%
Product Fee
Yes
Call Virgin Money FREE on 0330 057 1595
£500 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.60% APRC. This is the cost of the mortgage over the full term.

Type
Fixed Buy-to-Let
Initial Term
5 Years
Initial Rate
2.24%
Reverts to 4.09%
Max LTV
75%
Product Fee
Yes
Call NatWest FREE on 0800 056 8572

Early redemption charges may apply. Overall Cost for Comparison 4.10% APRC. This is the cost of the mortgage over the full term.

Type
Fixed Buy-to-Let
Initial Term
10 Years
Initial Rate
2.68%
Reverts to 4.54%
Max LTV
75%
Product Fee
Yes
Call Virgin Money FREE on 0330 057 1595
£500 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term.

Type
Fixed Buy-to-Let
Initial Term
2 Years
Initial Rate
2.99%
Reverts to 4.54%
Max LTV
80%
Product Fee
Yes
Call Virgin Money FREE on 0330 057 1595
£500 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.50% APRC. This is the cost of the mortgage over the full term.

Type
Fixed Buy-to-Let
Initial Term
5 Years
Initial Rate
3.18%
Reverts to 4.54%
Max LTV
80%
Product Fee
Yes
Call Virgin Money FREE on 0330 057 1595
£500 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.30% APRC. This is the cost of the mortgage over the full term.

Type
Fixed - Greener New Build Mortgage
Initial Term
2 Years
Initial Interest Rate
0.94%
Reverts to 4.34%
Max LTV
60%
Product Fee
Yes
New Green Mortgage Offer – take advantage of reduced rates if you’re buying an energy-efficient new build home, with an Energy Performance Certificate (EPC rating) of A or B

Available to first-time buyers and existing homeowners, for residential purchases only

Call Virgin Money FREE on 0330 057 1595
£300 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.70% APRC. This is the cost of the mortgage over the full term.

Type
Fixed - Green Mortgage
Initial Term
2 Years
Initial Interest Rate
1.04%
Reverts to 3.59%
Max LTV
60%
Product Fee
Yes
New Green Mortgage Offer – take advantage of reduced rates if you’re buying an energy-efficient home, with an Energy Performance Certificate (EPC rating) of A or B

Available to first-time buyers and existing homeowners, for residential purchases only

Call NatWest FREE on 0800 158 2934
£350 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

*

Type
Fixed - Greener New Build Mortgage
Initial Term
5 Years
Initial Interest Rate
1.04%
Reverts to 4.34%
Max LTV
60%
Product Fee
Yes
New Green Mortgage Offer – take advantage of reduced rates if you’re buying an energy-efficient new build home, with an Energy Performance Certificate (EPC rating) of A or B

Available to first-time buyers and existing homeowners, for residential purchases only

Call Virgin Money FREE on 0330 057 1595
£300 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed - Green Mortgage
Initial Term
5 Years
Initial Interest Rate
1.12%
Reverts to 3.59%
Max LTV
60%
Product Fee
Yes
New Green Mortgage Offer – take advantage of reduced rates if you’re buying an energy-efficient home, with an Energy Performance Certificate (EPC rating) of A or B

Available to first-time buyers and existing homeowners, for residential purchases only

Call RBS FREE on 0800 096 7447
£350 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed - Greener New Build Mortgage
Initial Term
2 Years
Initial Interest Rate
1.15%
Reverts to 4.34%
Max LTV
75%
Product Fee
Yes
New Green Mortgage Offer – take advantage of reduced rates if you’re buying an energy-efficient new build home, with an Energy Performance Certificate (EPC rating) of A or B

Available to first-time buyers and existing homeowners, for residential purchases only

Call Virgin Money FREE on 0330 057 1595
£300 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.70% APRC. This is the cost of the mortgage over the full term.

Type
Fixed - Green Mortgage
Initial Term
2 Years
Initial Interest Rate
1.17%
Reverts to 3.59%
Max LTV
75%
Product Fee
Yes
New Green Mortgage Offer – take advantage of reduced rates if you’re buying an energy-efficient home, with an Energy Performance Certificate (EPC rating) of A or B

Available to first-time buyers and existing homeowners, for residential purchases only

Call NatWest FREE on 0800 158 2934
£350 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

*

Type
Fixed - Greener New Build Mortgage
Initial Term
5 Years
Initial Interest Rate
1.18%
Reverts to 4.34%
Max LTV
75%
Product Fee
Yes
New Green Mortgage Offer – take advantage of reduced rates if you’re buying an energy-efficient new build home, with an Energy Performance Certificate (EPC rating) of A or B

Available to first-time buyers and existing homeowners, for residential purchases only

Call Virgin Money FREE on 0330 057 1595
£300 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed - Green Mortgage
Initial Term
5 Years
Initial Interest Rate
1.38%
Reverts to 3.59%
Max LTV
75%
Product Fee
Yes
New Green Mortgage Offer – take advantage of reduced rates if you’re buying an energy-efficient home, with an Energy Performance Certificate (EPC rating) of A or B

Available to first-time buyers and existing homeowners, for residential purchases only

Call NatWest FREE on 0800 158 2934
£350 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

*

Type
Fixed - Green Mortgage
Initial Term
2 Years
Initial Interest Rate
2.14%
Reverts to 3.59%
Max LTV
85%
Product Fee
Yes
New Green Mortgage Offer – take advantage of reduced rates if you’re buying an energy-efficient home, with an Energy Performance Certificate (EPC rating) of A or B

Available to first-time buyers and existing homeowners, for residential purchases only

Call RBS FREE on 0800 096 7447
£350 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed - Green Mortgage
Initial Term
5 Years
Initial Interest Rate
2.49%
Reverts to 3.59%
Max LTV
85%
Product Fee
Yes
New Green Mortgage Offer – take advantage of reduced rates if you’re buying an energy-efficient home, with an Energy Performance Certificate (EPC rating) of A or B

Available to first-time buyers and existing homeowners, for residential purchases only

Call RBS FREE on 0800 096 7447
£350 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

NewBuy Mortgages

The NewBuy Mortgage Guarantee scheme is a Government initiative, launched in March 2012, which aims to help people in England to buy a new-build home. You may be eligible for the NewBuy scheme provided that you have a deposit of at least 5%. To find the best NewBuy mortgage deals, click on the FREE mortgage tables.

NewBuy mortgages are  intended for borrowers who with a deposit of 5%-10%. NewBuy is available to both first-time buyers and to people who already own a home but are unable to save up a substantial deposit.

What is the Loan-To-Value ratio (LTV)?

The loan to value ratio of a mortgage indicates how much of your property you own outright (covered by your deposit, and commonly known as equity) and the amount you are borrowing (covered by your mortgage), expressed as a percentage. Because they are aimed at first time buyers and people without a large deposit saved up, NewBuy mortgage will usually offer a high LTV or around 85-95%. To compare top mortgage rates and find the best NewBuy mortgage deals for you, use the mortgage calculator to search over 5,000 mortgage deals based on your personal circumstances.

How does a NewBuy mortgage work?

  • NewBuy is available in England on all new properties offered by home builders participating in the scheme, up to and including a sale price of £500,000.
  • Most major and many smaller home building companies have now registered with NewBuy, or are in the process of registering, but check with the building company before you apply for a NewBuy mortgage.
  • New home buyers wishing to take advantage of the scheme will need to qualify for a mortgage with a mortgage lender in the usual way and be subject to the lender’s normal assessment criteria.

If you apply for a NewBuy mortgage, lenders will consider criteria such as:

  • Your earnings  – Do you earn enough to borrow the amount you want?
  • The stability of your income  – Are you self-employed or new in a job?
  • Your outstanding debts – How much debt do you have?
  • Your credit rating  – Have you ever missed a mortgage payment or other repayment in the past? Do you have any County Court Judgments (CCJs) against you? Have you even been bankrupt?
  • Your eligibility for the NewBuy scheme – if you apply for a mortgage under the NewBuy scheme you will be required to fulfill certain additional criteria specific to this scheme.

How much will a NewBuy mortgage cost?

A high loan to value (LTV) mortgage, such as a NewBuy mortgage, will generally be more expensive than mortgages with lower LTVs as the bank is taking on more risk due to the greater amount owed.

Virgin Mortgage – 2 Year 75% LTV

Virgin Money Mortgage – 2 Year Fixed Deal

  • Initial Rate – 2.08%
  • 75% Loan To Value (LTV)
  • 2 Year Fixed
  • £300 CASHBACK
Overall cost for comparison 3.90% APRC

Call Virgin Money FREE on 0330 057 1595

Offers
Fair Investment

RBS Buy to Let Mortgage – 2 Year 60% LTV

RBS – Buy to Let 2 Year Fixed Deal

  • Initial Rate – 1.60%
  • 60% Loan To Value (LTV)
  • 2 Year Fixed

Overall cost for comparison 4.50% APRC

Call RBS FREE on 0800 096 7962

 

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE