Remortgage Rates 60% LTV

If you are looking for a remortgage deal with a relatively low loan-to-value (LTV) such as a 60% LTV remortgage, this can mean that you have more options that those who have less equity in the property.

Homeowners who want to remortgage at sixty percent LTV are often seen as a relatively low risk by mortgage lenders, which can mean a wider choice of remortgage products and the chance to access some of the better rates available.

Choosing a 60% LTV remortgage

It pays to search the market to ensure that you get the best 60% LTV remortgage deal for you. As well as the rate on offer, you will also need to consider the following factors when looking for remortgage rates at 60% LTV:

  • Level of flexibility
  • Extra costs such as legal fees
  • Total cost of monthly repayments
  • Any penalty charges that you may incur when switching mortgage providers

If you have 40% equity in your property and are looking to remortgage, you should check the criteria applied buy the lender. When considering a remortgage application, mortgage lenders will look at factors such as:

  • How much existing equity do you have? – With 40% equity, your choice of 60% LTV remortgage deals may be fairly varied in comparison to that of someone with lower equity.
  • How stable and secure is your source of income?
  • Do you have any outstanding debts?
  • Do you have any marks on your credit file?

The sheer volume of remortgage products available can make it difficult to keep track of the best deals – using our FREE online remortgage calculator, you can compare the whole of the UK remortgage market in an instant. Use the comparison tool above to compare a selection of 60% LTV remortgage offers with over 5,000 market leading deals.

Post Office Mortgage – 5 Year 60% LTV Interest Only

Post Office – 5 Year Fixed Deal Interest Only

  • Initial Rate – 1.92%
  • 60% Loan To Value (LTV)
  • 5 Year Fixed

Overall cost for comparison 3.8% APRC

Click HERE for more information

Reviewers recommend Fair Investment Company
Type
Fixed
Initial Term
2 Years
Initial Interest Rate
1.21%
Reverts to 4.24%
Max LTV
60%
Product Fee
Yes
Call NatWest FREE on 0800 158 2934
“Market Leading 2 Year Fixed Rate”
£250 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
1.21%
Reverts to 4.24%
Max LTV
60%
Product Fee
Yes
Call RBS FREE on 0800 096 7447
“Market Leading 2 Year Fixed Rate”
£250 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
1.33%
Reverts to 4.74%
Max LTV
60%
Product Fee
Yes
Call Post Office FREE on 0808 178 6813

Early redemption charges may apply. Overall Cost for Comparison 4.30% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
1.67%
Reverts to 4.99%
Max LTV
65%
Product Fee
Yes
Call Virgin Money FREE on 0330 057 1595
£300 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.40% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
1.80%
Reverts to 4.74%
Max LTV
60%
Product Fee
No
Call Post Office FREE on 0808 178 6813
£400 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.30% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
3 Years
Initial Interest Rate
1.74%
Reverts to 4.99%
Max LTV
65%
Product Fee
Yes
Call Virgin Money FREE on 0330 057 1595
£300 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.10% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
1.55%
Reverts to 4.24%
Max LTV
60%
Product Fee
Yes
Call NatWest FREE on 0800 158 2934
£250 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.50% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
1.55%
Reverts to 4.24%
Max LTV
60%
Product Fee
Yes
Call RBS FREE on 0800 096 7447
“Market Leading 5 Year Fixed Rate”
£250 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.50% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
1.67%
Reverts to 4.99%
Max LTV
65%
Product Fee
Yes
Call Virgin Money FREE on 0330 057 1595
£300 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.60% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
1.76%
Reverts to 4.74%
Max LTV
60%
Product Fee
Yes
Call Post Office FREE on 0808 178 6813

Early redemption charges may apply. Overall Cost for Comparison 3.40% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
1.78%
Reverts to 4.74%
Max LTV
60%
Product Fee
Yes
Call Post Office FREE on 0808 178 6813
£500 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.70% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
10 Years
Initial Interest Rate
2.35%
Reverts to 4.99%
Max LTV
65%
Product Fee
Yes
Call Virgin Money FREE on 0330 057 1595
£300 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.20% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
15 Years
Initial Interest Rate
2.55%
Reverts to 4.99%
Max LTV
65%
Product Fee
Yes
Call Virgin Money FREE on 0330 057 1595
£300 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 2.90% APRC. This is the cost of the mortgage over the full term.

Type
Tracker
Initial Term
2 Years
Initial Interest Rate
1.24%
Reverts to 4.24%
Max LTV
60%
Product Fee
Yes
Call NatWest FREE on 0800 158 2934
£250 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.10% APRC. This is the cost of the mortgage over the full term.

Type
Tracker
Initial Term
2 Years
Initial Interest Rate
1.24%
Reverts to 4.24%
Max LTV
60%
Product Fee
Yes
Call RBS FREE on 0800 096 7447
£250 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.10% APRC. This is the cost of the mortgage over the full term.

Type
Tracker
Initial Term
2 Years
Initial Interest Rate
1.68%
Reverts to 4.99%
Max LTV
60%
Product Fee
Yes
Call Virgin Money FREE on 0330 057 1595

Early redemption charges may apply. Overall Cost for Comparison 4.40% APRC. This is the cost of the mortgage over the full term.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE