Compare Saga Fixed Rate Bonds With The UK Savings Market

Account
Habib Bank Zurich 1 Year Fixed Rate Bond
Interest Rate
0.85%
Gross/AER
Term
1 Year
Minimum Deposit
£1,000
Account
Access Bank 2 Year Fixed Rate Bond
Interest Rate
0.90%
Gross/AER
Term
2 Years
Minimum Deposit
£5,000
Account
RCI Bank 3 Year Fixed Rate Bond
Interest Rate
0.95%
Gross/AER
Term
3 Years
Minimum Deposit
£1,000
Account
RCI Bank 4 Year Fixed Rate Bond
Interest Rate
1.00%
Gross/AER
Term
4 Years
Minimum Deposit
£1,000
Account
RCI Bank 5 Year Fixed Rate Bond
Interest Rate
1.05%
Gross/AER
Term
5 Years
Minimum Deposit
£1,000
Account
Habib Bank Zurich 1 Year Fixed Rate Bond
Interest Rate
0.85%
Gross/AER
Term
1 Year
Minimum Deposit
£1,000
Account
Access Bank 1 Year Fixed Rate Bond
Interest Rate
0.80%
Gross/AER
Term
1 Year
Minimum Deposit
£5,000
Account
RCI Bank 1 Year Fixed Rate Bond
Interest Rate
0.60%
Gross/AER
Term
1 Year
Minimum Deposit
£1,000
Account
Habib Bank Zurich 6 Month Fixed Rate Bond
Interest Rate
0.50%
Gross/AER
Term
6 Months
Minimum Deposit
£1,000
Account
Hodge Bank 18 Month Fixed Rate Bond
Interest Rate
0.45%
Gross/AER
Term
18 Months
Minimum Deposit
£1,000
Account
Access Bank 2 Year Fixed Rate Bond
Interest Rate
0.90%
Gross/AER
Term
2 Years
Minimum Deposit
£5,000
Account
RCI Bank 2 Year Fixed Rate Bond
Interest Rate
0.80%
Gross/AER
Term
2 Years
Minimum Deposit
£1,000
Account
Halifax 2 Year Fixed Rate Bond
Interest Rate
0.40%
Gross/AER
Term
2 Years
Minimum Deposit
£500
Account
RCI Bank 3 Year Fixed Rate Bond
Interest Rate
0.95%
Gross/AER
Term
3 Years
Minimum Deposit
£1,000
Account
Access Bank 3 Year Fixed Rate Bond
Interest Rate
0.95%
Gross/AER
Term
3 Years
Minimum Deposit
£5,000
Account
RCI Bank 5 Year Fixed Rate Bond
Interest Rate
1.05%
Gross/AER
Term
5 Years
Minimum Deposit
£1,000
Account
RCI Bank 4 Year Fixed Rate Bond
Interest Rate
1.00%
Gross/AER
Term
4 Years
Minimum Deposit
£1,000
Plan Name

Investec FTSE 100 3 Year Deposit Plan

Maximum Potential Return
6.6%
at end of term
Term
3 years
ISA Option

Deposit Taker: Investec Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

Investec FTSE 100 6 Year Deposit Plan

Maximum Potential Return
20%
at end of term
Term
6 years
ISA Option

Deposit Taker: Investec Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

Investec FTSE 100 3 Year Defensive Deposit Plan

Maximum Potential Return
5.25%
at end of term
Term
3 years
ISA Option

Deposit Taker: Investec Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

Investec FTSE 100 6 Year Defensive Deposit Plan

Fixed Return
13.5%
if FTSE higher, 4.5% if lower
Term
6 years
ISA Option

Deposit Taker: Investec Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Features of Saga fixed rate bonds include:

  • 1 and 2 year terms available
  • Earn a fixed interest rate across the whole term, so you always know how much interest you will earn
  • You can choose to receive yearly interest or monthly interest, to suit your requirements..
  • No additional deposits are permitted during the term of the plan
  • The Saga Fixed Rate Savings Accounts are available only to UK residents aged 50 and over
  • At the end of the 3 year term, Saga will reinvest your funds into a variable rate easy access savings account, unless instructed otherwise
  • Invest any amount from £1 to £10 million, you can invest up to £20million in a joint account
  • Withdrawals are allowed by post on terms of 2 years and above subject to a charge and notice period , both of which will vary depending on the length of time the plan has been in place



Before you decide you could compare the features of the Saga fixed rate bond against other leading fixed rate savings products using the free comparison table above.

Capital Protected Deposit Plan

Potential 27% after 6 years 

Return paid if the FTSE 100 rises by any amount after 6 years

  • Equivalent to 4.5% per year
  • 6 year term
  • Original capital back no matter how well the FTSE 100 Index performs
  • Available as cash ISA, non ISA or ISA transfer
More Plan Details »