50% LTV Mortgages

50% LTV Mortgages

Compare Latest UK Mortgage Deals

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
1.54%
Reverts to 4.24%
Max LTV
60%
Product Fee
Yes

Call FREE on 0800 158 2934

£250 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
1.55%
Reverts to 4.74%
Max LTV
60%
Product Fee
Yes

Call FREE on 0808 178 6813

Early redemption charges may apply. Overall Cost for Comparison 4.20% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
1.65%
Reverts to 4.79%
Max LTV
65%
Product Fee
Yes

Call FREE on 0330 057 1528

£300 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.40% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
1.73%
Reverts to 4.24%
Max LTV
70%
Product Fee
Yes

Call FREE on 0800 096 7447

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
1.73%
Reverts to 4.79%
Max LTV
75%
Product Fee
Yes

Call FREE on 0330 057 1528

£300 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.40% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
1.81%
Reverts to 4.74%
Max LTV
75%
Product Fee
No

Call FREE on 0808 178 6813

Early redemption charges may apply. Overall Cost for Comparison 4.10% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
1.83%
Reverts to 4.24%
Max LTV
75%
Product Fee
Yes

Call FREE on 0800 158 2934

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
1.99%
Reverts to 4.74%
Max LTV
60%
Product Fee
No

Call FREE on 0808 178 6813

£500 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.30% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
1.87%
Reverts to 4.24%
Max LTV
80%
Product Fee
Yes

Call FREE on 0800 096 7447

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
3 Years
Initial Interest Rate
1.78%
Reverts to 4.79%
Max LTV
65%
Product Fee
Yes

Call FREE on 0330 057 1528

Early redemption charges may apply. Overall Cost for Comparison 4.20% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
3 Years
Initial Interest Rate
1.74%
Reverts to 3.94%
Max LTV
75%
Product Fee
Yes

Call FREE on 0800 077 4336

Early redemption charges may apply. Overall Cost for Comparison 3.50% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
3 Years
Initial Interest Rate
1.80%
Reverts to 4.79%
Max LTV
75%
Product Fee
Yes

Call FREE on 0330 057 1528

Early redemption charges may apply. Overall Cost for Comparison 4.20% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
3 Years
Initial Interest Rate
2.20%
Reverts to 4.74%
Max LTV
70%
Product Fee
No

Call FREE on 0808 178 6813

£250 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.20% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
3 Years
Initial Interest Rate
2.56%
Reverts to 4.74%
Max LTV
90%
Product Fee
No

Call FREE on 0808 178 6813

£1,000 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.30% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
1.95%
Reverts to 4.24%
Max LTV
60%
Product Fee
Yes

Call FREE on 0800 158 2934

£250 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.50% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
1.99%
Reverts to 4.24%
Max LTV
70%
Product Fee
Yes

Call FREE on 0800 096 7447

£250 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.50% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
1.99%
Reverts to 4.24%
Max LTV
75%
Product Fee
Yes

Call FREE on 0800 158 2934

£250 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.50% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
2.01%
Reverts to 4.79%
Max LTV
65%
Product Fee
Yes

Call FREE on 0330 057 1528

Early redemption charges may apply. Overall Cost for Comparison 3.90% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
2.06%
Reverts to 4.79%
Max LTV
75%
Product Fee
Yes

Call FREE on 0330 057 1528

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
2.21%
Reverts to 4.24%
Max LTV
80%
Product Fee
Yes

Call FREE on 0800 096 7447

£250 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.60% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
2.24%
Reverts to 4.74%
Max LTV
60%
Product Fee
Yes

Call FREE on 0808 178 6813

£400 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.90% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
2.47%
Reverts to 4.74%
Max LTV
75%
Product Fee
No

Call FREE on 0808 178 6813

Early redemption charges may apply. Overall Cost for Comparison 3.90% APRC. This is the cost of the mortgage over the full term.

Type
Fixed First Time Buyer
Initial Term
5 Years
Initial Interest Rate
3.72%
Reverts to 4.24%
Max LTV
90%
Product Fee
No

Call FREE on 0800 158 2934

£250 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.10% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
10 Years
Initial Interest Rate
2.59%
Reverts to 4.79%
Max LTV
65%
Product Fee
Yes

Call FREE on 0330 057 1528

£300 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
10 Years
Initial Interest Rate
2.59%
Reverts to 3.94%
Max LTV
75%
Product Fee
No

Call FREE on 0800 077 4336

Early redemption charges may apply. Overall Cost for Comparison 3.20% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
10 Years
Initial Interest Rate
2.65%
Reverts to 4.79%
Max LTV
75%
Product Fee
Yes

Call FREE on 0330 057 1528

£300 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
10 Years
Initial Interest Rate
2.79%
Reverts to 4.79%
Max LTV
85%
Product Fee
Yes

Call FREE on 0330 057 1528

£300 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.90% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
10 Years
Initial Interest Rate
4.98%
Reverts to 4.79%
Max LTV
95%
Product Fee
No

Call FREE on 0330 057 1528

£300 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 5.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
3.48%
Reverts to 4.74%
Max LTV
95%
Product Fee
No

Call FREE on 0808 178 6813

Early redemption charges may apply. Overall Cost for Comparison 4.60% APRC. This is the cost of the mortgage over the full term.

Type
Tracker
Initial Term
2 Years
Initial Interest Rate
1.75%
Reverts to 4.79%
Max LTV
70%
Product Fee
Yes

Call FREE on 0330 057 1528

Early redemption charges may apply. Overall Cost for Comparison 4.40% APRC. This is the cost of the mortgage over the full term.

Type
Tracker
Initial Term
2 Years
Initial Interest Rate
1.94%
Reverts to 3.94%
Max LTV
90%
Product Fee
Yes

Call FREE on 0800 077 4336

Early redemption charges may apply. Overall Cost for Comparison 3.70% APRC. This is the cost of the mortgage over the full term.

Type
Tracker
Initial Term
2 Years
Initial Interest Rate
1.99%
Reverts to 4.79%
Max LTV
80%
Product Fee
Yes

Call FREE on 0330 057 1528

Early redemption charges may apply. Overall Cost for Comparison 4.40% APRC. This is the cost of the mortgage over the full term.

Type
Tracker
Initial Term
2 Years
Initial Interest Rate
2.09%
Reverts to 4.24%
Max LTV
60%
Product Fee
Yes

Call FREE on 0800 158 2934

Early redemption charges may apply. Overall Cost for Comparison 4.10% APRC. This is the cost of the mortgage over the full term.

Type
Tracker
Initial Term
2 Years
Initial Interest Rate
2.09%
Reverts to 4.24%
Max LTV
60%
Product Fee
Yes

Call FREE on 0800 096 7447

Early redemption charges may apply. Overall Cost for Comparison 4.10% APRC. This is the cost of the mortgage over the full term.

Type
Tracker
Initial Term
2 Years
Initial Interest Rate
2.29%
Reverts to 4.24%
Max LTV
70%
Product Fee
Yes

Call FREE on 0800 096 7447

Early redemption charges may apply. Overall Cost for Comparison 4.10% APRC. This is the cost of the mortgage over the full term.

Type
Tracker
Initial Term
2 Years
Initial Interest Rate
2.32%
Reverts to 4.24%
Max LTV
75%
Product Fee
Yes

Call FREE on 0800 158 2934

Early redemption charges may apply. Overall Cost for Comparison 4.10% APRC. This is the cost of the mortgage over the full term.

Type
Lifetime Tracker
Initial Term
Term of Mortgage
Interest Rate
4.74%
Max LTV
90%
Product Fee
No

Call FREE on 0808 178 6813

Early redemption charges may apply. Overall Cost for Comparison 4.90% APRC. This is the cost of the mortgage over the full term.

Type
Lifetime Tracker
Initial Term
Term of Mortgage
Interest Rate
4.74%
Max LTV
95%
Product Fee
No

Call FREE on 0808 178 6813

Early redemption charges may apply. Overall Cost for Comparison 4.90% APRC. This is the cost of the mortgage over the full term.

Type
Fixed Remortgage
Initial Term
2 Years
Initial Interest Rate
1.54%
Reverts to 4.24%
Max LTV
60%
Product Fee
Yes

Call FREE on 0800 158 2934

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed Remortgage
Initial Term
2 Years
Initial Interest Rate
1.59%
Reverts to 4.24%
Max LTV
75%
Product Fee
Yes

Call FREE on 0800 158 2934

Early redemption charges may apply. Overall Cost for Comparison 3.90% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
1.99%
Reverts to 4.74%
Max LTV
60%
Product Fee
No

Call FREE on 0808 178 6813

£500 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.30% APRC. This is the cost of the mortgage over the full term.

Type
Fixed Remortgage
Initial Term
5 Years
Initial Interest Rate
1.94%
Reverts to 4.24%
Max LTV
60%
Product Fee
Yes

Call FREE on 0800 158 2934

Early redemption charges may apply. Overall Cost for Comparison 3.50% APRC. This is the cost of the mortgage over the full term.

Type
Fixed Remortgage
Initial Term
5 Years
Initial Interest Rate
1.94%
Reverts to 4.24%
Max LTV
60%
Product Fee
Yes

Call FREE on 0800 096 7447

Early redemption charges may apply. Overall Cost for Comparison 3.50% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
2.01%
Reverts to 4.79%
Max LTV
65%
Product Fee
Yes

Call FREE on 0330 057 1528

Early redemption charges may apply. Overall Cost for Comparison 3.90% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
2.06%
Reverts to 4.79%
Max LTV
75%
Product Fee
Yes

Call FREE on 0330 057 1528

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed Remortgage
Initial Term
2 Years
Initial Interest Rate
2.20%
Reverts to 4.24%
Max LTV
90%
Product Fee
Yes

Call FREE on 0800 158 2934

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed Remortgage
Initial Term
5 Years
Initial Interest Rate
2.23%
Reverts to 4.24%
Max LTV
75%
Product Fee
Yes

Call FREE on 0800 158 2934

Early redemption charges may apply. Overall Cost for Comparison 3.60% APRC. This is the cost of the mortgage over the full term.

Type
Fixed Remortgage
Initial Term
5 Years
Initial Interest Rate
2.23%
Reverts to 4.24%
Max LTV
75%
Product Fee
Yes

Call FREE on 0800 096 7447

Early redemption charges may apply. Overall Cost for Comparison 3.60% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
2.24%
Reverts to 4.74%
Max LTV
60%
Product Fee
Yes

Call FREE on 0808 178 6813

£400 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 3.90% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
2.47%
Reverts to 4.74%
Max LTV
75%
Product Fee
No

Call FREE on 0808 178 6813

Early redemption charges may apply. Overall Cost for Comparison 3.90% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
1.86%
Reverts to 4.79%
Max LTV
90%
Product Fee
Yes

Call FREE on 0330 057 1528

Early redemption charges may apply. Overall Cost for Comparison 4.40% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
2.07%
Reverts to 4.74%
Max LTV
90%
Product Fee
No

Call FREE on 0808 178 6813

Early redemption charges may apply. Overall Cost for Comparison 4.30% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
2.41%
Reverts to 4.79%
Max LTV
90%
Product Fee
Yes

Call FREE on 0330 057 1528

Early redemption charges may apply. Overall Cost for Comparison 4.10% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
2.68%
Reverts to 4.24%
Max LTV
90%
Product Fee
Yes

Call FREE on 0800 096 7447

Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
3 Years
Initial Interest Rate
2.56%
Reverts to 4.74%
Max LTV
90%
Product Fee
No

Call FREE on 0808 178 6813

£1,000 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.30% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
2.79%
Reverts to 4.74%
Max LTV
90%
Product Fee
No

Call FREE on 0808 178 6813

£1,000 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.10% APRC. This is the cost of the mortgage over the full term.

Type
Fixed First Time Buyer
Initial Term
2 Years
Initial Interest Rate
2.91%
Reverts to 4.24%
Max LTV
90%
Product Fee
No

Call FREE on 0800 158 2934

£250 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.10% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
3.48%
Reverts to 4.74%
Max LTV
95%
Product Fee
No

Call FREE on 0808 178 6813

Early redemption charges may apply. Overall Cost for Comparison 4.60% APRC. This is the cost of the mortgage over the full term.

Type
Fixed First Time Buyer
Initial Term
5 Years
Initial Interest Rate
3.38%
Reverts to 4.24%
Max LTV
80%
Product Fee
No

Call FREE on 0800 158 2934

£250 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed First Time Buyer
Initial Term
5 Years
Initial Interest Rate
3.72%
Reverts to 4.24%
Max LTV
90%
Product Fee
No

Call FREE on 0800 158 2934

£250 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.10% APRC. This is the cost of the mortgage over the full term.

Type
Fixed First Time Buyer
Initial Term
5 Years
Initial Interest Rate
3.72%
Reverts to 4.24%
Max LTV
90%
Product Fee
No

Call FREE on 0800 096 7447

£250 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.10% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
3.81%
Reverts to 4.24%
Max LTV
95%
Product Fee
No

Call FREE on 0800 096 7447

Early redemption charges may apply. Overall Cost for Comparison 4.20% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
3.35%
Reverts to 4.24%
Max LTV
95%
Product Fee
No

Call FREE on 0800 158 2934

Early redemption charges may apply. Overall Cost for Comparison 4.20% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
2 Years
Initial Interest Rate
3.55%
Reverts to 4.79%
Max LTV
95%
Product Fee
No

Call FREE on 0330 057 1528

Early redemption charges may apply. Overall Cost for Comparison 4.70% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
4.34%
Reverts to 4.79%
Max LTV
95%
Product Fee
No

Call FREE on 0330 057 1528

Early redemption charges may apply. Overall Cost for Comparison 4.40% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
3.72%
Reverts to 4.74%
Max LTV
95%
Product Fee
No

Call FREE on 0808 178 6813

Early redemption charges may apply. Overall Cost for Comparison 4.40% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
3.81%
Reverts to 4.24%
Max LTV
95%
Product Fee
No

Call FREE on 0800 158 2934

Early redemption charges may apply. Overall Cost for Comparison 4.20% APRC. This is the cost of the mortgage over the full term.

Type
Fixed
Initial Term
5 Years
Initial Interest Rate
3.81%
Reverts to 4.24%
Max LTV
95%
Product Fee
No

Call FREE on 0800 096 7447

Early redemption charges may apply. Overall Cost for Comparison 4.20% APRC. This is the cost of the mortgage over the full term.

Type
Fixed Buy-to-Let
Initial Term
3 Years
Initial Interest Rate
1.74%
Reverts to 4.99%
Max LTV
60%
Product Fee
Yes

Call FREE on 0330 057 1595

Early redemption charges may apply. Overall Cost for Comparison 4.70% APRC. This is the cost of the mortgage over the full term.

Type
Fixed Buy-to-Let
Initial Term
2 Years
Initial Interest Rate
1.74%
Reverts to 4.74%
Max LTV
60%
Product Fee
Yes

Call FREE on 0800 056 8572

Early redemption charges may apply. Overall Cost for Comparison 4.40% APRC. This is the cost of the mortgage over the full term.

Type
Fixed Buy-to-Let
Initial Term
2 Years
Initial Interest Rate
1.74%
Reverts to 4.74%
Max LTV
60%
Product Fee
Yes

Call FREE on 0800 096 7962

Early redemption charges may apply. Overall Cost for Comparison 4.40% APRC. This is the cost of the mortgage over the full term.

Type
Fixed Buy-to-Let
Initial Term
2 Years
Initial Interest Rate
2.31%
Reverts to 5.24%
Max LTV
60%
Product Fee
No

Call FREE on 0808 178 6813

£300 CASHBACK

Early redemption charges may apply. Overall Cost for Comparison 4.70% APRC. This is the cost of the mortgage over the full term.

Type
Fixed Buy-to-Let
Initial Term
2 Years
Initial Interest Rate
2.12%
Reverts to 4.74%
Max LTV
75%
Product Fee
Yes

Call FREE on 0800 056 8572

Early redemption charges may apply. Overall Cost for Comparison 4.50% APRC. This is the cost of the mortgage over the full term.

Type
Fixed Buy-to-Let
Initial Term
5 Years
Initial Interest Rate
2.13%
Reverts to 4.99%
Max LTV
60%
Product Fee
Yes

Call FREE on 0330 057 1595

Early redemption charges may apply. Overall Cost for Comparison 4.50% APRC. This is the cost of the mortgage over the full term.

Type
Fixed Buy-to-Let
Initial Term
5 Years
Initial Interest Rate
2.30%
Reverts to 4.74%
Max LTV
60%
Product Fee
Yes

Call FREE on 0800 056 8572

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

Type
Fixed Buy-to-Let
Initial Term
5 Years
Initial Interest Rate
2.30%
Reverts to 4.74%
Max LTV
60%
Product Fee
Yes

Call FREE on 0800 096 7962

Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.

Type
Tracker Buy-to-Let
Initial Term
2 Years
Initial Interest Rate
2.49%
Reverts to 4.99%
Max LTV
75%
Product Fee
Yes

Call FREE on 0330 057 1595

Early redemption charges may apply. Overall Cost for Comparison 4.90% APRC. This is the cost of the mortgage over the full term.

Type
Fixed Buy-to-Let
Initial Term
5 Years
Initial Interest Rate
2.53%
Reverts to 5.24%
Max LTV
75%
Product Fee
Yes

Call FREE on 0808 178 6813

Early redemption charges may apply. Overall Cost for Comparison 4.20% APRC. This is the cost of the mortgage over the full term.

Type
Fixed Buy-to-Let
Initial Term
5 Years
Initial Interest Rate
2.79%
Reverts to 4.74%
Max LTV
75%
Product Fee
Yes

Call FREE on 0800 056 8572

Early redemption charges may apply. Overall Cost for Comparison 4.10% APRC. This is the cost of the mortgage over the full term.

Type
Fixed Buy-to-Let
Initial Term
5 Years
Initial Interest Rate
2.79%
Reverts to 4.74%
Max LTV
75%
Product Fee
Yes

Call FREE on 0800 096 7962

Early redemption charges may apply. Overall Cost for Comparison 4.20% APRC. This is the cost of the mortgage over the full term.

What is the Loan-To-Value ratio (LTV)?

The loan to value ratio of a mortgage indicates how much of your property you own outright (covered by your deposit, and commonly known as equity) and the amount you are borrowing (covered by your mortgage), expressed as a percentage. Therefore, a 50% LTV mortgage means that you are borrowing half the value of the property.

For example, if you were to buy a property worth £500,000 on a 50% LTV mortgage, you would pay a deposit of £250,000 and borrow the remaining £250,000 in the form of the mortgage. Many buyers cannot afford such a substantial deposit, which can make 50% LTV mortgage deals harder to find.

To compare top mortgage rates and find the best 50% LTV mortgage deals for you, use the mortgage calculator to search over 5,000 mortgage deals based on your personal circumstances.

Who is eligible for a 50% LTV mortgage?

Generally speaking, a lower LTV means that you can get a better deal, because you are borrowing less money and therefore present a lower risk to the lender. However, there are certain criteria that you will need to fulfill in order for your application to be successful.

If you apply for a 50% LTV mortgage, lenders will consider criteria such as:

  • Your earnings  – Do you earn enough to borrow the amount you want?
  • The stability of your income – Are you self-employed or new in a job?
  • Your outstanding debts  – How much debt do you have?
  • Your credit rating  – Have you ever missed a mortgage payment or other repayment in the past? Do you have any County Court Judgments (CCJs) against you? Have you even been bankrupt?

How much will a 50% LTV mortgage cost?

Low LTV mortgages, such as 50% LTV mortgages, will generally be cheaper than a high LTV mortgage. Mortgage lenders generally offer better rates for people who have a significant deposit, or equity in their current home, to put towards the purchase value of a new property. There are various interest rate options available, including:

  • 50% LTV fixed rate mortgage – your interest payments are fixed for a set period of time (usually several years) after which you will be moved on to another rate
  • 50% LTV standard variable rate mortgage – your interest will vary with your lender’s mortgage rate
  • 50% LTV tracker mortgage – your interest rate will move up or down by tracking an external rate, such as the such as the Bank of England Base Rate

To find the best 50% LTV mortgage deals, see the selected mortgage deals above or call our independent mortgage team on 0117 332 6063.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE