AA Personal Loan

AA Personal Loan

Compare UK Loan Deals

AA Loan

  • 3.1% APR Representative (fixed) for loans between £15,001 and £25,000
  • Fixed monthly repayments
  • Exclusive lower loan rates for Members
  • Instant decision in most cases
  • Make extra payments or pay off your loan early with no charges
  • No arrangement or set-up fees

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Offers
Loan Type
Post Office Personal Loan
APR/APRC
3.0% APR
Representative (£15,001-£25,000)
Loan Term
1 to 7 Years
Borrow

£1,000 to £25,000
Excellent Credit Only!

Representative Example:  The Representative APR is 3.0%. Based on a loan amount of £17,500 over 60 months at an interest rate of 3.0% p.a. (fixed). Monthly repayment of £314.13. Total amount repayable £18,847.80.

Loan Type
Santander Personal Loan
APR/APRC
3.0% APR
Representative (£7,500-£15,000)
Loan Term
1 to 5 Years
Borrow
£1,000 to £25,000

Instant Online Decision

Representative Example: The Representative APR is 3.0%. Based on an assumed loan amount of £10,000 over 60 months at an interest rate of 3.0% p.a. (fixed). Monthly repayment £179.51 & total repayable £10,770.60.

Loan Type
AA Personal Loan
APR/APRC
3.0% APR
Representative (£15,001-£25,000)
Loan Term
1 to 7 Years
Borrow
£1,000 to £25,000

Representative Example:  The Representative APR is 3.0%. Based on a loan amount of £17,500 over 60 months at an interest rate of 3.0% p.a. (fixed). Monthly repayment of £314.14. Total amount repayable £18,848.24.

Loan Type
Nationwide Personal Loan
APR/APRC
3.0% APR
Representative (£7,500-£25,000)
Loan Term
1 to 5 Years
Borrow

£1,000 to £25,000
Excellent Credit Only!

Existing Nationwide Members Only

Representative Example: The Representative APR is 3.0%. Based on an assumed loan amount of £10,000 over 60 months at an interest rate of 3.0% p.a. (fixed). Monthly repayment £179.51. Total amount payable £10,770.60.

Loan Type
Hitachi Personal Loan
APR/APRC
3.3% APR
Representative (£7,500-£10,000)
Loan Term
2 to 5 Years
Borrow

£1,000 to £25,000
Excellent Credit Only!

Instant Online Decision

Representative Example: The Representative APR is 3.3%.  If you borrow £7,500 over 5 years at a rate of 3.3% p.a. (fixed), you will repay £135.61 for 60 months and £8,136.60 in total.

Loan Type
NatWest Personal Loan
APR/APRC
3.4% APR
Representative (£7,500-£19,950)
Loan Term
1 to 8 Years
Borrow
£1,000 to £50,000

Specific Eligibility Criteria Applies

To apply, you must be 18+ and a UK resident with either a NatWest current account (held for 3+ months), credit card or mortgage (held for 6+ months). Credit card and mortgage customers must apply online or by phone.

Representative Example: Borrow £7,500 over 5 years at a Representative APR of 3.40% APR (fixed) paying £135.93 per month will result in a total sum of £8,155.80 over the loan term.

Loan Type
Royal Bank of Scotland Personal Loan
APR/APRC
3.4% APR
Representative (£7,500-£19,950)
Loan Term
1 to 5 Years
Borrow
£1,000 to £50,000

Specific Eligibility Criteria Applies

Representative Example: Borrow £7,500 over 5 years at a Representative APR of 3.40% APR (fixed) paying £135.93 per month will result in a total sum of £8,155.80 over the loan term.

Loan Type
Shawbrook Bank Personal Loan
APR/APRC
12.9% APR
Representative (£1,000-£35,000)
Loan Term
1 to 7 Years
Borrow
£1,000 to £35,000

Instant Online Decision

Representative Example: The Representative APR is 12.9%. Based on a loan amount of £10,000 over 60 months at an interest rate of 12.9% p.a. (fixed). Monthly repayment of £223.43. Total amount repayable £13,405.80.

Loan Type
Fluent Personal Loan
APR/APRC
14.9% APR
Representative (£1,500-£25,000)
Loan Term
1 to 5 Years
Borrow
£1,000 to £25,000

Call FREE on 0800 084 8039

Representative Example: The Representative APR is 14.9% (variable).The Representative APR is If you borrow £90,000 over 4 years at a representative 14.9% APR and an annual interest rate of 14.9% (fixed) you would pay £245.80 per month. Total charge for credit will be £2,798.51. Total amount repayable is £11,789.51.

Loan Type
Paragon Bank Homeowner Loan
APR/APRC
3.57% APR
Loan Term
5 to 25 Years
Borrow
£30,000 to £500,000

Borrowing between £30,000 and £500,000?

Paragon Bank offer one of the cheapest homeowner loans on the market.

Loan Type
Masthaven Homeowner Loan
APR/APRC
3.84% APR
Loan Term
Up To 35 Years
Borrow
£10,000 to £750,000

Raise capital for any purpose

Loan Type
Shawbrook Homeowner Loan
APR/APRC
3.9% APR
Loan Term
3 to 25 Years
Borrow
£25,000 to £500,000

Raise capital for any purpose

e.g. home improvements, buy to let property purchase, school fees, business purposes, tax bill payment.

Loan Type
Optimum Credit Homeowner Secured Loan
APR/APRC
4.0% APR
Loan Term
3 to 35 Years
Borrow
£5,000 to £500,000

Raise capital for any purpose

Loan Type
United Trust Bank Homeowner Secured Loan
APR/APRC
4.05% APR
Loan Term
3 to 30 Years
Borrow
£10,000 to £500,000

Raise capital for any purpose

Loan Type
Precise Homeowner Secured Loan
APR/APRC
4.3% APR
Loan Term
Up To 35 Years
Borrow
£10,000 to £500,000

Raise capital for any purpose

Loan Type
Together Homeowner Loan
APR/APRC
6.9% APR
Loan Term
Up To 30 Years
Borrow
£3,000 to £1,000,000

Raise capital for any purpose

Loan Type
Post Office Personal Loan
APR/APRC
3.0% APR
Representative (£15,001-£25,000)
Loan Term
1 to 7 Years
Borrow

£1,000 to £25,000
Excellent Credit Only!

Representative Example:  The Representative APR is 3.0%. Based on a loan amount of £17,500 over 60 months at an interest rate of 3.0% p.a. (fixed). Monthly repayment of £314.13. Total amount repayable £18,847.80.

Loan Type
PCP Car Finance
All Credit Scores Considered
Maximum Loan Term
60 Months
Details
The pain-free way to Finance and Buy a car! Compare multiple finance offers in minutes

Fair Square Car Finance

Loan Type
PCP Car Finance
Adverse Credit
Loan Term
60 Months
Details

Get finance for a new car even if you have a poor credit rating or have been refused credit in the past. Drive away a brand new car!

Blip Car Finance

Loan Type
Fluent Personal Loan
APR/APRC
14.9% APR
Representative (£1,500-£25,000)
Loan Term
1 to 5 Years
Borrow
£1,000 to £25,000

Call FREE on 0800 084 8039

Representative Example: The Representative APR is 14.9% (variable).The Representative APR is If you borrow £90,000 over 4 years at a representative 14.9% APR and an annual interest rate of 14.9% (fixed) you would pay £245.80 per month. Total charge for credit will be £2,798.51. Total amount repayable is £11,789.51.

Loan Type
Everyday Loans Personal Loan
APR/APRC
93.6% APR
Representative (£1,000-£20,000)
Loan Term
2 to 5 Years
Borrow
£1,000 to £15,000

Instant Online Decision

Representative Example:The Representative APR is 93.6%. Based on a loan amount of £3,000 over 24 months at an interest rate of 67.9% p.a. (fixed). Monthly repayment of £231.78. Total amount repayable £5,562.75.

Loan Type
Royal Bank of Scotland Business Loan
APR/APRC
9.99% APR
Representative (£15,000-£24,999)
Loan Term
1 to 10 Years
Borrow
£1,000 to £50,000

Call FREE on 0333 455 1259

Representative Example:The Representative APR is 9.99%. Based on an assumed loan amount of £15,000 over 48 months at an interest rate of 9.56% p.a. (fixed). Monthly repayment £377.28 & total repayable £18,109.30.

Loan Type
NatWest Business Loan
APR/APRC
9.99% APR
Representative (£15,000-£24,999)
Loan Term
1 to 10 Years
Borrow
£1,000 to £50,000

Call FREE on 08081 636 080

Representative Example:The Representative APR is 9.99%. Based on an assumed loan amount of £15,000 over 48 months at an interest rate of 9.56% p.a. (fixed). Monthly repayment £377.28 & total repayable £18,109.30.

Loan Type
Bitbond Small Business Loan
APR/APRC
17% APR
starting rate
Loan Term
3 to 12 Months
Borrow
£500 to £22,000
Loan Type
Business Loan For Growth
APR/APRC
7.20% APR
Loan Term
1 to 10 Years
Borrow
From £100,000 to £2 Million

Call on 0203 880 8890

Clifton Private Finance are an independent broker

Loan Type
Invoice Finance
Minimum Turnover
£50,000 pa
Invoice Finance From
£3,000
Fast Decision

Call on 0203 880 8890

Clifton Private Finance are an independent broker

Compare AA Personal Loans

Whether you are thinking of taking out a loan to buy a big ticket item, cover the costs of some home improvements or maybe to consolidate debt whatever the reason you are thinking about taking out a loan your first priority is probably getting the best deal you can. While AA personal loans are not available at the moment you could check the tables above to see if you can find yourself a competitive loan.

Types of loan

Before you take out a loan it is important to consider which type may be the most suitable for your needs;

Personal loan

Personal Loans typically allow you to borrow between £1,000 and £25,000 over a variable period of time. Lenders generally offer lower rates of interests on larger sums however this does not mean r this does not mean you should take out a larger loan you cannot afford to service or repay.

You can use personal loan calculators provided by many lenders to get a rough idea of how much your repayments would be on different sized loans, however the rate you are given by the calculator is not necessarily guaranteed to be the interest rate a lender will offer you should you apply for a personal loan. This is because many lenders will adapt the APR they offer each borrower based on an assessment of their financial circumstances such as their credit history as well as how much they earn. You do not have to be a homeowner to take out a personal loan.

When choosing a personal loan, it is always important to compare the loan market before settling for one deal. Our free loan quotes service can help with this. Acceptance is based upon personal circumstances and everyone is individually assessed. As a basis for qualification, you must be a permanent UK resident between the ages of 25 and 70, with no history of bad credit such as County Court Judgements (CCJs) or bankruptcy. Homeowners are more likely to be accepted.

Homeowner loan

Secured loans or homeowner loans are a different kind of loan. With this kind you have to put up a property you own as security against the loan, this means if you fail to keep up with your repayments then lender could repossess your house. Because of this additional level of security lenders are normally willing to offer larger amounts of money, typically up to £250,000, as well as longer repayment terms.

AA personal loans are not currently available, however there are still many lenders offering personal loans, some providers will give you a decision in minutes and, if accepted, could receive your money within days.

Homeowner Loans From £25,000
Loans can be taken out for all sorts of purposes including:
  • Home improvements
  • Buy to let purchase
  • School fees
  • A wedding or new car
  • Payment of tax bill
  • Business purposes
  • Bridging loan exit
Get Loan Quotes »

Homeowner Loan Representative Example:

The Representative APRC is 5.9%Based on an assumed loan amount of £48,000 (including broker fee of £2,505 & product fee of £495) over 240 months at an interest rate of 5% (varaible). Monthly repayment £316.78 & total repayable £76,027.20.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE