Representative Example:The Representative APR is 2.8%. Based on an assumed loan amount of £10,000 over 60 months at an interest rate of 2.8% p.a. (fixed). Monthly repayment £178.64 & total repayable £10,718.40.
More information on cahoot personal loan
Excellent Credit Only
Range of Personal Loans from £1,000 to £20,000
Overpay at no extra cost
Apply online and get a decision typically within 5 minutes
Loan provided by Santander UK plc
Must be aged 21 or over and live in the UK permanently
Must have a guaranteed annual income of £7,500 or more (before tax)
Must make your repayments by Direct Debit
You can’t have been declared bankrupt, had a CCJ or an IVA within the last 6 years
Representative Example: The Representative APR is 2.8%. Based on an assumed loan amount of £10,000 over 60 months at an interest rate of 2.8% p.a. (fixed). Monthly repayment £178.64 & total repayable £10,718.40.
More information on this product
Excellent Credit Only
Range of personal loans from £1,000 to £25,000
Preferential rates for 1|2|3 World and Santander Select customers on loans from £15,001 to £25,000
Overpay at no extra cost
Apply online and get a decision typically within 5 minutes
Must be aged 21 or over and live in the UK permanently
Must have guaranteed annual income of £7,500 or more (before tax). For loan values of £20,000 or more the minimum annual income required is £20,000
Must make your repayments by Direct Debit
You can’t have been declared bankrupt, had a CCJ or an IVA within the last 6 years
Representative Example:The Representative APR is 2.8%. Based on an assumed loan amount of £10,000 over 60 months at an interest rate of 2.8% p.a. (fixed). Monthly repayment £178.64 & total repayable £10,718.40.
More information on this product
Excellent Credit Only
Range of Personal Loans from £1,000 to £25,000
No arrangement or set-up fees
Fixed monthly repayments
Must be aged 18 or over and live in the UK permanently
Must have a guaranteed annual income of £10,000 or more (before tax)
Representative Example: Based on a loan amount of £4,000 over 36 months at an interest rate of 8.3% p.a. (fixed). Monthly repayment £125.34. Total amount repayable £4,512.24
More information on this product
Excellent Credit Only
Loans from £1,000 to £25,000
No arrangement fees or hidden charges
Instant online decision
Funds transferred within 2 working days
No penalty for over payments
You must be aged between 21 and 70 and have been a permanent UK resident for 3 years
You must have an annual income of at least £12,000 and have a UK bank or building society account
You need to make payments on time or you will be charged a late payment fee. Missing payments could have severe consequences on obtaining future credit
Post Office Personal Loans are provided by Bank of Ireland (UK). Post Office Limited is a credit broker and not a lender
Representative Example: The Representative APR is 2.9%. Based on a loan amount of £10,000 over 60 months at an interest rate of 2.9% p.a. (fixed). Monthly repayment of £179.93. Total amount repayable £10,795.80.
More information on this product
Good Credit Only
Fixed monthly repayments for the duration of the loan
Spread the repayments over 1-7 years
No arrangement or set up fee
Other Loan amounts and terms available
Loan amounts range from £1,000 to £25,000
Instant decision in most cases
To apply for an AA Loan applicants must:
Have been a UK resident for at least 3 years
Be over 21 and no older than 70 when the loan term ends
Have a regular (minimum) annual income of £12,000 (gross). If you are self- employed you must have been employed for a minimum of 2 years
Have a UK based bank or building society current account that can pay direct debits
Ensure that they can meet the repayments, as missed payments incur a charge and could have severe consequences on their ability to obtain future credit
Representative Example: The Representative APR is 7.6%. Based on a loan amount of £10,000 over 60 months at an interest rate of 7.6% p.a. (fixed). Monthly repayment of £199.66. Total amount repayable £11,979.32.
More information on this product
All Credit Histories Considered
Loans from £1,000 to £35,000
No waiting, no surprises, and a guaranteed, personal rate
Soft credit search so there will be no impact on you credit score
Some banks advertise very attractive low rates, but when you apply you find you could end up paying much more. With a guaranteed rate, there’ll be no nasty surprises
Must be aged 21 and 75
You must have been a permanent UK resident for 3 years
You must have an annual income of at least £15,000 and have a UK bank or building society account
Cahoot Loan Review
Cahoot are now part of Santander UK.
Unsecured loan deals vary greatly, so shop around to make sure you get the one that is right for your circumstances. Check out the comparison tables above to see if you can find the right plan for you.
loans features:
Borrow from £1,000 to £20,000
Repayment periods of 1 to 5 years
No arrangement or set up fee
To be eligible for a cahoot personal loan you must
Be at least 21 years old
Permanently live in the UK
Have a regular income of at least £6,000 a year
Not have been declared bankrupt, had a CCJ or IVA in the last 6 years
Not be intending to use the loan for the purchase of property or land, payment of utility bills, payment of tax demands, gambling or to fund any illegal activity.
While the maximum amount Cahoot lend with their personal loan product is £20,000 that does not guarantee you can borrow this amount.
How much any lender is willing to loan you will be dependent on your credit score and an assessment of your other financial circumstances such as how much you earn and if you already have any credit commitments.
You can use the Cahoot loan calculator to get an estimate of how much your loan with them would be based on how much you want to borrow and the length of the repayment period. However the loans calculator can only give you an idea of the amount, if you do proceed to take out a loan with any lender the actual Annual Percentage Rate you are offered may be influenced by other factors such as your credit score, how much you earn and if you already have any existing credit commitments.
One search using our personal loan service will give you clarity about your loan options.
You will be shown the rate you will actually get, if you are pre-approved for your loan & sort those results just for you.
Homeowner Loan Representative Example:
The Representative APRC is 5.9%. Based on an assumed loan amount of £48,000 (including broker fee of £2,505 & product fee of £495) over 240 months at an interest rate of 5% (varaible). Monthly repayment £316.78 & total repayable £76,027.20.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE