Co op Loan

Compare Top UK Loans

Top UK Personal Loan Offer

Great Personal Loan Rate from the Post Office

  • Rates from 3.0% APR*
  • Loans available for 1 to 7 years
  • Borrow up to £25,000
  • No arrangement fees or hidden charges
  • Instant online decision
  • Funds transferred within 2 working days
  • No penalty for over payments
  • Good credit history only
Post Office Personal Loan » *Representative for loans between £15,000 and £25,000

Selected Personal Loan Deals

Loan Type
Post Office Personal Loan
Rates From
3.0% APR
Loan Term
1 to 7 Years
Borrow

£1,000 to £25,000
Excellent Credit History Only!

The Representative APR is 8.3%

Representative Example: Based on a loan amount of £4,000 over 36 months at an interest rate of 8.3% p.a. (fixed). Monthly repayment £125.34. Total amount repayable £4,512.24

Cpmpare Co op Loans

The Co Op Loan might be a good option because not only does it offer a competitive rate, but also promises that the money you borrow is ethically sourced.

With a Co op Loan you can:

  • Borrow from £2,000 to £25,000
  • Repayment terms from 12 to 84 months
  • No arrangement fee
  • Early repayment option
  • UK based call centres open 24/7
  • Borrow money in £50 increments

In order to eligible for a co-operative loan you must:

  • Have held your Co-operative Bank or Britannia account for a minimum of 1 month
  • Be a UK resident and be 18 years old or older
  • Not have any county court judgements against you
  • Not have been 3 or more payments in arrears on any credit agreement in the last 6 months

Co op loan calculator

When looking for a personal loan, one of the most important things is finding out how much more it is ultimately going to cost you, you can use a calculator like the Co-Operative Bank loan calculator to get a rough indication of what your repayments might be with a Co-Operative personal loan. However the actual APR you might be offered if you were to apply for the loan may be different from the one used by the loan calculator. This is because lenders will consider more than just how much you want to borrow and how long for when they actually receive your application, they will take into consideration things like your credit history and current financial circumstances, which will influence the APR they will offer you.

Fair Investment

Flexible Homeowner Loan

Borrow from £25,000

  • Rates from 3.65% APR
  • Term – 3 to 35 Years
  • Loans for any purpose
  • Homeowners with a mortgage

Call us on 0117 980 7743 

Before you apply

Loan, like most financial products can vary greatly between lenders both by interest rates and other terms and conditions. This means that the best choice of loan for one person is not necessarily so for everyone else. Why not check out the comparison tables above to see what some of your choices may be.

As well as shopping around you may also want to look into potential alternatives to borrowing before you make a decision. If you already have the required funds in savings it might be beneficial to use these instead. This is because the money you earn as interest from your savings may be less than the interest you would be required to pay on a loan of the same amount.

Loan Options

Homeowner Loan Representative Example:

The Representative APRC is 5.9%Based on an assumed loan amount of £48,000 (including broker fee of £2,505 & product fee of £495) over 240 months at an interest rate of 5% (varaible). Monthly repayment £316.78 & total repayable £76,027.20.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE