Compare First Direct Loans
Get a fair loan!
Personal loans up to £25,000
Simple, clear & fair
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All credit histories considered.One search using our personal loan service will give you clarity about your loan options.
You will be shown the rate you will actually get if you are pre-approved for your loan & sort those results just for you.
Selected Personal Loan Deals
Representative (£7,500-£24,999)
Representative (£7,500-£15,000)
£1,000 to £25,000
Excellent Credit Only!
Representative (£7,500-£15,000)
£1,000 to £25,000
Excellent Credit Only!
First Direct Loan Review
First direct loans are personal or ‘unsecured’ loans, this means you do not have to use your home or other asset as security against the loan.
First Direct loan features:
- Borrow from £1,000 to £25,000 in £50 increments
- Repayment terms between 12 and 84 months
- Option to make over payments
- First Direct claim that first direct customers are more likely to recommend their bank than customers at any other major GB bank or building society
- Must be a First Direct 1st Current account holder to apply
If you think that a First Direct loan might be the answer for you then you can use the First Direct loan calculator to get an indication of what your repayments with them might be. It is important to remember that if you do apply for a loan you are not guaranteed to get the Representative APR that the First Direct loan calculator uses. When you apply for a loan most lenders will carry out an assessment of your individual financial circumstances, such as your credit score and how much you earn and offer you an annual percentage rate be tailored as a result of this.
Before you apply
Taking out a loan can be a big commitment, so it’s important to try and get the best deal you can. You can use the comparison tables above to look at a range of loans from different providers to try and see if you can find a loan that suits your specific needs.
You may also wish to look into alternatives to borrowing, for example if you already have the necessary funds in your savings, it may be better to use these instead. This is because any interest you are earning on your savings may be less than the interest that you would be paying on a loan of the same size.
It is also important to consider if you are thinking of taking out alone to consolidate debt that spreading your payments over a longer term means you may ultimately be paying more overall than with your existing arrangements, even if the interest rate on this new loan is less than the rates you have at the moment.
Get a better loan and apply online.
Simple, clear & fair
Compare »
One search using our personal loan service will give you clarity about your loan options.
You will be shown the rate you will actually get, if you are pre-approved for your loan & sort those results just for you.
Uplift Money Ltd are an appointed representative of Dennico Ltd who are authorised and regulated by the Financial Conduct Authority. Dennico Limited is registered in England & Wales under company number 11034439. Registered Office is Steam Mill Business Centre, Steam Mill Street, Chester, UK, CH3 5AN.