Goldfish Loans

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Top UK Personal Loan Offer

Great Personal Loan Rate from the Post Office

  • Rates from 3.4% APR* – £7,500 to £25,000
  • Loans available for 1 to 7 years
  • Borrow up to £25,000
  • No arrangement fees or hidden charges
  • Instant online decision
  • Funds transferred within 2 working days
  • No penalty for over payments
  • Good credit history only

Post Office Personal Loan »

*Representative for loans between £7,500 and £25,000

Selected Personal Loan Deals

Loan Type
Post Office Personal Loan
APR/APRC
3.4% APR
Representative (£7,501-£25,000)
Loan Term
1 to 7 Years
Borrow

£1,000 to £25,000
Excellent Credit Only!

Representative Example:  The Representative APR is 3.4%. Based on a loan amount of £10,000 over 60 months at an interest rate of 3.4% p.a. (fixed). Monthly repayment of £181.24. Total amount repayable £10,874.29.

Are you an existing customer of one of the banks below?

If you are an existing customer a number of banks provide preferential deals for personal loans.

Selected Existing Customer Loan Deals

Loan Type
NatWest Personal Loan
APR/APRC
3.4% APR
Representative (£7,500-£19,950)
Loan Term
1 to 8 Years
Borrow
£1,000 to £50,000

Specific Eligibility Criteria Applies

To apply, you must be 18+ and a UK resident with either a NatWest current account (held for 3+ months), credit card or mortgage (held for 6+ months). Credit card and mortgage customers must apply online or by phone.

Representative Example: Borrow £7,500 over 5 years at a Representative APR of 3.40% APR (fixed) paying £135.93 per month will result in a total sum of £8,155.80 over the loan term.

Loan Type
Royal Bank of Scotland Personal Loan
APR/APRC
3.4% APR
Representative (£7,500-£19,950)
Loan Term
1 to 5 Years
Borrow
£1,000 to £50,000

Specific Eligibility Criteria Applies

To apply, you must be 18+ and a UK resident with either a Royal Bank of Scotland current account (held for 3+ months), credit card or mortgage (held for 6+ months). Credit card and mortgage customers must apply online or by phone

Representative Example: Borrow £7,500 over 5 years at a Representative APR of 3.40% APR (fixed) paying £135.93 per month will result in a total sum of £8,155.80 over the loan term.

When Goldfish loans were available they featured:

  • Apply online for an instant decision
  • Multi-purpose loans
  • Competitive APRs
  • Borrow from £7,500 to £25,000

So you may wish to look for providers who can offer you a similar loan. There are a lot of competitive deals on the market, so it is important to shop around to make sure you are getting the best loan for your individual circumstances. Use our loan calculator or the links below to compare deals from some of the leading providers in the UK.

When you are looking for a loan you will find that many lenders have loan calculators for their personal loans, these can give you an indication of how much your repayment on a loan may be, you just need to enter how much you want to borrow and how long for and the loan calculator will generate an estimate based on the Representative APR for that lender on a loan of that size and time frame.

However if you proceed to apply for a loan, you may not be offered the Representative APR, lenders can alter the annual percentage rate they would be willing to give a borrower following an assessment of their financial circumstances, this means the amount the you need to repay if you accept the loan may be different.

Deciding what kind of loan you want

There are different types of loan which may suit different needs, so it is a good idea to decide beforehand exactly what sort of loan you feel would be most appropriate for you.

Personal loans

You may also see this type of loan referred to as an ‘unsecured’ loan, this is because when you apply the lender does not require the borrower to place an asset as security against the loan. Lenders will typically lend borrowers between £1,000 and £25,000 with a personal loan and allow repayments to be made over a variable time period.

Homeowner

If you are a homeowner and wish to borrow a larger amount than £25,000 a homeowner loan might be an option. Because this type of loan requires you to put your home down as security on it lenders are willing to lend more, usually up to £250,000. The exact amount you can borrow is dependent on the value of your home, or how much equity you have, if you have a mortgage as well as other factors such as how much you earn and if you currently have any other debts or financial commitments

Homeowner Loan Representative Example:

The Representative APRC is 5.9%Based on an assumed loan amount of £48,000 (including broker fee of £2,505 & product fee of £495) over 240 months at an interest rate of 5% (varaible). Monthly repayment £316.78 & total repayable £76,027.20.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE