Compare Halifax Personal Loans With UK Market

Top UK Personal Loan Offer

Great Personal Loan Rate from the Post Office

  • Rates from 3.0% APR*
  • Loans available for 1 to 7 years
  • Borrow up to £25,000
  • No arrangement fees or hidden charges
  • Instant online decision
  • Funds transferred within 2 working days
  • No penalty for over payments
  • Good credit history only
Post Office Personal Loan » *Representative for loans between £15,000 and £25,000

Selected Personal Loan Deals

Loan Type
Post Office Personal Loan
Rates From
3.0% APR
Loan Term
1 to 7 Years
Borrow

£1,000 to £25,000
Excellent Credit History Only!

The Representative APR is 8.3%

Representative Example: Based on a loan amount of £4,000 over 36 months at an interest rate of 8.3% p.a. (fixed). Monthly repayment £125.34. Total amount repayable £4,512.24

Are you an existing customer of one of the banks below?

If you are an existing customer a number of banks provide preferential deals for personal loans.

Selected Existing Customer Loan Deals

Loan Type
NatWest Personal Loan
APR/APRC
3.9% APR
Representative (£7,500-£19,950)
Loan Term
2 to 8 Years
Borrow
£1,000 to £50,000

Specific Eligibility Criteria Applies

To apply, you must be 18+ and a UK resident with a NatWest current account (held for 3+ months)

Representative Example: Borrow £7,500 over 5 years at a Representative APR of 3.90% APR (fixed) paying £137.56 per month will result in a total sum of £8,253.60 over the loan term.
Loan Type
Royal Bank of Scotland Personal Loan
APR/APRC
3.9% APR
Representative (£7,500-£19,950)
Loan Term
2 to 8 Years
Borrow
£1,000 to £50,000

Specific Eligibility Criteria Applies

To apply, you must be 18+ and a UK resident with a Royal Bank of Scotland current account (held for 3+ months)

Representative Example: Borrow £7,500 over 5 years at a Representative APR of 3.90% APR (fixed) paying £137.56 per month will result in a total sum of £8,253.60 over the loan term.

Halifax Loan

Features:

Halifax loans can be used for almost any purpose, whether you need to make some home improvements, pay for a one off event like a wedding or special holiday, or simply get your finances in order. Halifax offers Clarity loans, which are only available to existing Halifax customers – if you are already a customer of Halifax, get a quote and see if a Halifax Clarity loan is right for you.

Some of the features of a Clarity loan include: 

  • Check the most you’ll pay with the Halifax Repayment Promise – For a range of popular loan amounts, whether you’re applying for a new loan or borrowing more on an existing loan, Halifax will guarantee the maximum amount you’ll pay each month when borrowing over 5 years.
  • Instant money for most current account customers – Funds transferred directly to your bank account
  • Quick and easy application process – Apply for and manage your loan in branch, over the phone or online
  • Overpay as much as you want, when you want
  • No charge to pay off your loan early for Clarity loan customers
  • You can borrow amounts between £1,000 and £25,000 (subject to status)
  • Apply for an additional loan or borrow more, using a quick and easy online application service

To be eligible for a Halifax person loan you must

  • Be a UK resident with a Permanent UK address (not including the Isle of Man or Channel Islands)
  • Be over 18 years old
  • Be in paid employment
  • Not be in full time education
  • Not have an adverse credit history such as having county court judgements (CCJS) or arrears.

Before you apply

If you are not sure whether or not a Halifax loan is going to be the best deal for your circumstances, why not compare the market? Our no obligation loan comparison service can help you to find the best low cost unsecured loan for you, quickly and easily.

If you feel a Halifax loan might be the right choice for you, but want an idea of how much it would cost you in repayments, then you could use the Halifax loan calculator. With the Halifax loan calculator you just need to enter how much you would like to borrow and how long you want the repayment term to be, the calculator will then generate you an estimate based on their representative APR for a loan of that size and repayment term of that length.

However, if you do proceed to apply for the loan the amount you are expected to repay may be different if following an assessment of your financial circumstances the lender decides to offer you an interest rate different from their Representative APR.

 

Loan Options

Homeowner Loan Representative Example:

The Representative APRC is 5.9%Based on an assumed loan amount of £48,000 (including broker fee of £2,505 & product fee of £495) over 240 months at an interest rate of 5% (varaible). Monthly repayment £316.78 & total repayable £76,027.20.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE