Halifax Loans

Halifax Loans

Compare Best UK Loans

Loan Type
Cahoot Personal Loan
APR/APRC
2.8% APR
Representative (£7,500-£20,000)
Loan Term
1 to 5 Years
Borrow
£1,000 to £20,000

Borrowing between £7,500 and £15,000? cahoot offer one of the cheapest loans on the market.

Representative Example:The Representative APR is 2.8%. Based on an assumed loan amount of £10,000 over 60 months at an interest rate of 2.8% p.a. (fixed). Monthly repayment £178.64 & total repayable £10,718.40.

Loan Type
Post Office Personal Loan
APR/APRC
3.1% APR
Representative (£15,001-£25,000)
Loan Term
1 to 7 Years
Borrow
£1,000 to £25,000
Check whether you are eligible for a personal loan without affecting your credit score! 

Representative Example:  The Representative APR is 3.1%. Based on a loan amount of £17,500 over 60 months at an interest rate of 3.1% p.a. (fixed). Monthly repayment of £314.89. Total amount repayable £18,893.40.

Loan Type
Zopa Personal Loan
APR/APRC
3.2% APR
Representative (£7,500-£15,000)
Loan Term
1 to 5 Years
Borrow
£1,000 to £25,000

Representative Example:  The Representative APR is 3.2%. Based on a loan amount of £10,000 over 60 months at an interest rate of 3.12 p.a. (fixed). Monthly repayment of £180.55. Total amount repayable £10,832.00.

Loan Type
Hitachi Personal Loan
APR/APRC
3.3% APR
Representative (£5,000-£25,000)
Loan Term
2 to 5 Years
Borrow
£2,500 to £25,000

Instant Online Decision

Representative Example: The Representative APR is 3.3%.  If you borrow £7,500 over 5 years at a rate of 3.3% p.a. (fixed), you will repay £135.61 for 36 months and £8,136.60 in total.

Loan Type
NatWest Personal Loan
APR/APRC
3.4% APR
Representative (£7,500-£19,950)
Loan Term
1 to 8 Years
Borrow
£1,000 to £50,000

Specific Eligibility Criteria Applies

To apply, you must be 18+ and a UK resident with either a NatWest current account (held for 3+ months), credit card or mortgage (held for 6+ months). Credit card and mortgage customers must apply online or by phone.

Representative Example: Borrow £7,500 over 5 years at a Representative APR of 3.40% APR (fixed) paying £135.93 per month will result in a total sum of £8,155.80 over the loan term.

Loan Type
Royal Bank of Scotland Personal Loan
APR/APRC
3.4% APR
Representative (£7,500-£19,950)
Loan Term
1 to 5 Years
Borrow
£1,000 to £50,000

Specific Eligibility Criteria Applies

Representative Example: Borrow £7,500 over 5 years at a Representative APR of 3.40% APR (fixed) paying £135.93 per month will result in a total sum of £8,155.80 over the loan term.

Loan Type
Nationwide Personal Loan
APR/APRC
4.2% APR
Representative (£7,500-£15,000)
Loan Term
1 to 5 Years
Borrow
£1,000 to £25,000

Existing Nationwide Members Only

Representative Example: The Representative APR is 4.2%. Based on an assumed loan amount of £10,000 over 60 months at an interest rate of 4.2% p.a. (fixed). Monthly repayment £184.71. Total amount payable £11,082.60.

Loan Type
RAC Personal Loan
APR/APRC
12.9% APR
Representative (£1,00 - £35,000)
Loan Term
1 to 7 Years
Borrow
£1,000 to £35,000

Representative Example:  The Representative APR is 12.9%. Based on a loan amount of £7,500 over 60 months at an interest rate of 12.9% p.a. (fixed). Monthly repayment of £167.57. Total amount repayable £10,054.35.

Loan Type
Shawbrook Bank Personal Loan
APR/APRC
12.9% APR
Representative (£1,000-£35,000)
Loan Term
1 to 7 Years
Borrow
£1,000 to £35,000

Instant Online Decision

Representative Example: The Representative APR is 12.9%. Based on a loan amount of £10,000 over 60 months at an interest rate of 12.9% p.a. (fixed). Monthly repayment of £223.43. Total amount repayable £13,405.80.

Loan Type
Fluent Personal Loan
APR/APRC
14.9% APR
Representative (£1,500-£25,000)
Loan Term
1 to 5 Years
Borrow
£1,000 to £25,000

Call FREE on 0800 084 8039

Representative Example: The Representative APR is 14.9% (variable).The Representative APR is If you borrow £90,000 over 4 years at a representative 14.9% APR and an annual interest rate of 14.9% (fixed) you would pay £245.80 per month. Total charge for credit will be £2,798.51. Total amount repayable is £11,789.51.

Loan Type
Avant Personal Loan
APR/APRC
42.5% APR
Representative (£1,000-£20,000)
Loan Term
1 to 6 Years
Borrow
£1,000 to £20,000

Instant Online Decision

Representative Example: The Representative APR is 42.5% (fixed). If you borrow £3,000 over 3 years at a rate of 31.9% p.a (fixed) plus an arrangement fee of £137.31, you will repay £157.89 per month & £4,943.25 in total.

Loan Type
Paragon Bank Homeowner Loan
APR/APRC
3.65% APR
Loan Term
5 to 25 Years
Borrow
£30,000 to £500,000

Borrowing between £30,000 and £500,000?

Paragon Bank offer one of the cheapest homeowner loans on the market.

Loan Type
Masthaven Homeowner Loan
APR/APRC
3.84% APR
Loan Term
Up To 35 Years
Borrow
£10,000 to £750,000

Raise capital for any purpose

Loan Type
Shawbrook Homeowner Loan
APR/APRC
3.9% APR
Loan Term
3 to 25 Years
Borrow
£25,000 to £500,000

Raise capital for any purpose

e.g. home improvements, buy to let property purchase, school fees, business purposes, tax bill payment.

Loan Type
Fluent Personal Loan
APR/APRC
14.9% APR
Representative (£1,500-£25,000)
Loan Term
1 to 5 Years
Borrow
£1,000 to £25,000

Call FREE on 0800 084 8039

Representative Example: The Representative APR is 14.9% (variable).The Representative APR is If you borrow £90,000 over 4 years at a representative 14.9% APR and an annual interest rate of 14.9% (fixed) you would pay £245.80 per month. Total charge for credit will be £2,798.51. Total amount repayable is £11,789.51.

Loan Type
Avant Personal Loan
APR/APRC
42.5% APR
Representative (£1,000-£20,000)
Loan Term
1 to 6 Years
Borrow
£1,000 to £20,000

Instant Online Decision

Representative Example: The Representative APR is 42.5% (fixed). If you borrow £3,000 over 3 years at a rate of 31.9% p.a (fixed) plus an arrangement fee of £137.31, you will repay £157.89 per month & £4,943.25 in total.

Loan Type
Everyday Loans Personal Loan
APR/APRC
93.6% APR
Representative (£1,000-£20,000)
Loan Term
2 to 5 Years
Borrow
£1,000 to £15,000

Instant Online Decision

Representative Example:The Representative APR is 93.6%. Based on a loan amount of £3,000 over 24 months at an interest rate of 67.9% p.a. (fixed). Monthly repayment of £231.78. Total amount repayable £5,562.75.

Loan Type
Royal Bank of Scotland Business Loan
APR/APRC
9.99% APR
Representative (£15,000-£24,999)
Loan Term
1 to 10 Years
Borrow
£1,000 to £50,000

Call FREE on 0333 455 1259

Representative Example:The Representative APR is 9.99%. Based on an assumed loan amount of £15,000 over 48 months at an interest rate of 9.56% p.a. (fixed). Monthly repayment £377.28 & total repayable £18,109.30.

Loan Type
NatWest Business Loan
APR/APRC
9.99% APR
Representative (£15,000-£24,999)
Loan Term
1 to 10 Years
Borrow
£1,000 to £50,000

Funding for your business that’s fast, simple and flexible

Representative Example:The Representative APR is 9.99%. Based on an assumed loan amount of £15,000 over 48 months at an interest rate of 9.56% p.a. (fixed). Monthly repayment £377.28 & total repayable £18,109.30.

Halifax loans can be used for almost any purpose, whether you need to make some home improvements, pay for a one off event like a wedding or special holiday, or simply get your finances in order. Halifax offers Clarity loans, which are only available to existing Halifax customers – if you are already a customer of Halifax, get a quote and see if a Halifax Clarity loan is right for you.

Some of the features of a Clarity loan include: 

  • Check the most you’ll pay with the Halifax Repayment Promise – For a range of popular loan amounts, whether you’re applying for a new loan or borrowing more on an existing loan, Halifax will guarantee the maximum amount you’ll pay each month when borrowing over 5 years.
  • Instant money for most current account customers – Funds transferred directly to your bank account
  • Quick and easy application process – Apply for and manage your loan in branch, over the phone or online
  • Overpay as much as you want, when you want
  • No charge to pay off your loan early for Clarity loan customers
  • You can borrow amounts between £1,000 and £25,000 (subject to status)
  • Apply for an additional loan or borrow more, using a quick and easy online application service

To be eligible for a Halifax person loan you must

  • Be a UK resident with a Permanent UK address (not including the Isle of Man or Channel Islands)
  • Be over 18 years old
  • Be in paid employment
  • Not be in full time education
  • Not have an adverse credit history such as having county court judgements (CCJS) or arrears.

Before you apply

If you are not sure whether or not a Halifax loan is going to be the best deal for your circumstances, why not compare the market? Our no obligation loan comparison service can help you to find the best low cost unsecured loan for you, quickly and easily.

If you feel a Halifax loan might be the right choice for you, but want an idea of how much it would cost you in repayments, then you could use the Halifax loan calculator. With the Halifax loan calculator you just need to enter how much you would like to borrow and how long you want the repayment term to be, the calculator will then generate you an estimate based on their representative APR for a loan of that size and repayment term of that length.

However, if you do proceed to apply for the loan the amount you are expected to repay may be different if following an assessment of your financial circumstances the lender decides to offer you an interest rate different from their Representative APR.