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Compare Personal Loans

Finding a loan for your personal circumstances couldn’t be simpler.

We have partnered with Monevo who have created award winning technology to provide you with pre-approved* offers that are available to you in an easy to understand comparison.

By checking your eligibility you can simply choose the offer you want and complete your loan with your chosen lender

Personalised loan quotes in 2 minutes!

No impact on your credit score    FREE & no obligation    Quick online decision

Check your eligibility now »

Alternatively if you prefer contacting lenders  directly see a selection of deals below.

Compare Halifax Personal Loans With UK Market

Personal Loan Offer

Great Personal Loan Rate From the Post Office

  • Rates from 3.1% APR*
  • Loans available for 1 to 7 years
  • Borrow up to £25,000
  • No arrangement fees or hidden charges
  • Fixed monthly repayments for the duration of the loan
  • Funds transferred within 2 working days
  • No penalty for over payments
  • Excellent credit history only

Post Office Personal Loan »

*Representative (fixed) for loans between £15,001 and £25,000

Selected Personal Loan Deals

Loan Type
Post Office Personal Loan
APR/APRC
3.1% APR
Representative (£15,001-£25,000)
Loan Term
1 to 7 Years
Borrow

£1,000 to £25,000
Excellent Credit Only!

Representative Example:  The Representative APR is 3.1%. Based on a loan amount of £17,500 over 60 months at an interest rate of 3.1% p.a. (fixed). Monthly repayment of £314.89. Total amount repayable £18,893.40.

Loan Type
Fluent Personal Loan
APR/APRC
14.9% APR
Representative (£1,500-£25,000)
Loan Term
1 to 5 Years
Borrow

£1,000 to £35,000
All credit profiles!

Call FREE on 0800 084 8039

Representative Example: The Representative APR is 14.9% (variable).The Representative APR is If you borrow £90,000 over 4 years at a representative 14.9% APR and an annual interest rate of 14.9% (fixed) you would pay £245.80 per month. Total charge for credit will be £2,798.51. Total amount repayable is £11,789.51.

Loan Type
UK Credit Guarantor Loan
APR/APRC
31.9% APR
Representative (£1,500-£12,500)
Loan Term
18 Months to 5 Years
Borrow
£1,500 to £12,500

Guarantor Loan

Representative Example:The Representative APR is 31.9%. Based on a loan amount of £5,000 over 48 months at an interest rate of 31.9% p.a. (fixed). Monthly repayment of £192.00. Total amount repayable £9,216.

Loan Type
Everyday Loans Personal Loan
APR/APRC
93.6% APR
Representative (£1,000-£20,000)
Loan Term
2 to 5 Years
Borrow

£1,000 to £15,000
Poor credit history

Instant Online Decision

Representative Example:The Representative APR is 93.6%. Based on a loan amount of £3,000 over 24 months at an interest rate of 67.9% p.a. (fixed). Monthly repayment of £231.78. Total amount repayable £5,562.75.

Are you an existing customer of one of the banks below?

If you are an existing customer a number of banks provide preferential deals for personal loans.

Selected Existing Customer Loan Deals

Loan Type
Nationwide Personal Loan
APR/APRC
2.9% APR
Representative (£7,500-£25,000)
Loan Term
1 to 5 Years
Borrow

£1,000 to £25,000
Excellent Credit Only!

Existing Nationwide Members Only

Only available to Nationwide members (main current account, mortgage or savings account holders)

Representative Example: The Representative APR is 3.0%. Based on an assumed loan amount of £10,000 over 60 months at an interest rate of 2.9% p.a. (fixed). Monthly repayment £179.07. Total amount payable £10,744.20.

Loan Type
AA Personal Loan
APR/APRC
3.0% APR
Representative (£15,001-£25,000)
Loan Term
1 to 7 Years
Borrow
£1,000 to £25,000

Existing AA Members Only

Representative Example:  The Representative APR is 3.0%. Based on a loan amount of £17,500 over 60 months at an interest rate of 3.0% p.a. (fixed). Monthly repayment of £314.14. Total amount repayable £18,847.80.

Loan Type
NatWest Personal Loan
APR/APRC
3.4% APR
Representative (£7,500-£19,950)
Loan Term
1 to 8 Years
Borrow
£1,000 to £50,000

Specific Eligibility Criteria Applies

To apply, you must be 18+ and a UK resident with either a NatWest current account (held for 3+ months), credit card or mortgage (held for 6+ months). Credit card and mortgage customers must apply online or by phone.

Representative Example: Borrow £7,500 over 5 years at a Representative APR of 3.40% APR (fixed) paying £135.93 per month will result in a total sum of £8,155.80 over the loan term.

Loan Type
Royal Bank of Scotland Personal Loan
APR/APRC
3.4% APR
Representative (£7,500-£19,950)
Loan Term
1 to 5 Years
Borrow
£1,000 to £50,000

Specific Eligibility Criteria Applies

To apply, you must be 18+ and a UK resident with either a Royal Bank of Scotland current account (held for 3+ months), credit card or mortgage (held for 6+ months). Credit card and mortgage customers must apply online or by phone

Representative Example: Borrow £7,500 over 5 years at a Representative APR of 3.40% APR (fixed) paying £135.93 per month will result in a total sum of £8,155.80 over the loan term.

Halifax Loan

Features:

Halifax loans can be used for almost any purpose, whether you need to make some home improvements, pay for a one off event like a wedding or special holiday, or simply get your finances in order. Halifax offers Clarity loans, which are only available to existing Halifax customers – if you are already a customer of Halifax, get a quote and see if a Halifax Clarity loan is right for you.

Some of the features of a Clarity loan include: 

  • Check the most you’ll pay with the Halifax Repayment Promise – For a range of popular loan amounts, whether you’re applying for a new loan or borrowing more on an existing loan, Halifax will guarantee the maximum amount you’ll pay each month when borrowing over 5 years.
  • Instant money for most current account customers – Funds transferred directly to your bank account
  • Quick and easy application process – Apply for and manage your loan in branch, over the phone or online
  • Overpay as much as you want, when you want
  • No charge to pay off your loan early for Clarity loan customers
  • You can borrow amounts between £1,000 and £25,000 (subject to status)
  • Apply for an additional loan or borrow more, using a quick and easy online application service

To be eligible for a Halifax person loan you must

  • Be a UK resident with a Permanent UK address (not including the Isle of Man or Channel Islands)
  • Be over 18 years old
  • Be in paid employment
  • Not be in full time education
  • Not have an adverse credit history such as having county court judgements (CCJS) or arrears.

Before you apply

If you are not sure whether or not a Halifax loan is going to be the best deal for your circumstances, why not compare the market? Our no obligation loan comparison service can help you to find the best low cost unsecured loan for you, quickly and easily.

If you feel a Halifax loan might be the right choice for you, but want an idea of how much it would cost you in repayments, then you could use the Halifax loan calculator. With the Halifax loan calculator you just need to enter how much you would like to borrow and how long you want the repayment term to be, the calculator will then generate you an estimate based on their representative APR for a loan of that size and repayment term of that length.

However, if you do proceed to apply for the loan the amount you are expected to repay may be different if following an assessment of your financial circumstances the lender decides to offer you an interest rate different from their Representative APR.

Compare Halifax loans with the UK market

We work with award winning loan technology provider Monevo who help consumers find personal loans in the UK, USA and Australia.

With over £1 billion of loans funded, helping 250,000 people per month source personal loans, Monevo can help you find a loan from over 20+ providers.

Complete the loan platform form and in as little as 60 seconds and hit the get results button and let award winning technology search a panel of lenders and present you with the pre-approved* offers that are available to you in an easy to understand comparison. You then simply choose the loan offer you want and complete your loan on the lenders website. With some lenders funds can be with you the same day.

Using clever technology  eligibility checks involve a soft pull of your credit so there is no impact on your score.

Benefits of using this service include:
  • Search 20+ UK lenders using one form
  • No impact on your credit score*
  • FREE & no obligation to proceed
  • Quick online decision
  • Same day funding from many lenders

Check eligibility >>

Homeowner Loan Representative Example:

The Representative APRC is 5.9%Based on an assumed loan amount of £48,000 (including broker fee of £2,505 & product fee of £495) over 240 months at an interest rate of 5% (varaible). Monthly repayment £316.78 & total repayable £76,027.20.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE