Representative Example:The Representative APR is 2.8%. Based on an assumed loan amount of £10,000 over 60 months at an interest rate of 2.8% p.a. (fixed). Monthly repayment £178.64 & total repayable £10,718.40.
More information on cahoot personal loan
Excellent Credit Only
Range of Personal Loans from £1,000 to £20,000
Overpay at no extra cost
Apply online and get a decision typically within 5 minutes
Loan provided by Santander UK plc
Must be aged 21 or over and live in the UK permanently
Must have a guaranteed annual income of £7,500 or more (before tax)
Must make your repayments by Direct Debit
You can’t have been declared bankrupt, had a CCJ or an IVA within the last 6 years
Representative Example: The Representative APR is 2.8%. Based on an assumed loan amount of £10,000 over 60 months at an interest rate of 2.8% p.a. (fixed). Monthly repayment £178.64 & total repayable £10,718.40.
More information on this product
Excellent Credit Only
Range of personal loans from £1,000 to £25,000
Preferential rates for 1|2|3 World and Santander Select customers on loans from £15,001 to £25,000
Overpay at no extra cost
Apply online and get a decision typically within 5 minutes
Must be aged 21 or over and live in the UK permanently
Must have guaranteed annual income of £7,500 or more (before tax). For loan values of £20,000 or more the minimum annual income required is £20,000
Must make your repayments by Direct Debit
You can’t have been declared bankrupt, had a CCJ or an IVA within the last 6 years
Representative Example:The Representative APR is 2.8%. Based on an assumed loan amount of £10,000 over 60 months at an interest rate of 2.8% p.a. (fixed). Monthly repayment £178.64 & total repayable £10,718.40.
More information on this product
Excellent Credit Only
Range of Personal Loans from £1,000 to £25,000
No arrangement or set-up fees
Fixed monthly repayments
Must be aged 18 or over and live in the UK permanently
Must have a guaranteed annual income of £10,000 or more (before tax)
Representative Example: Based on a loan amount of £4,000 over 36 months at an interest rate of 8.3% p.a. (fixed). Monthly repayment £125.34. Total amount repayable £4,512.24
More information on this product
Excellent Credit Only
Loans from £1,000 to £25,000
No arrangement fees or hidden charges
Instant online decision
Funds transferred within 2 working days
No penalty for over payments
You must be aged between 21 and 70 and have been a permanent UK resident for 3 years
You must have an annual income of at least £12,000 and have a UK bank or building society account
You need to make payments on time or you will be charged a late payment fee. Missing payments could have severe consequences on obtaining future credit
Post Office Personal Loans are provided by Bank of Ireland (UK). Post Office Limited is a credit broker and not a lender
Representative Example: The Representative APR is 2.9%. Based on a loan amount of £10,000 over 60 months at an interest rate of 2.9% p.a. (fixed). Monthly repayment of £179.93. Total amount repayable £10,795.80.
More information on this product
Good Credit Only
Fixed monthly repayments for the duration of the loan
Spread the repayments over 1-7 years
No arrangement or set up fee
Other Loan amounts and terms available
Loan amounts range from £1,000 to £25,000
Instant decision in most cases
To apply for an AA Loan applicants must:
Have been a UK resident for at least 3 years
Be over 21 and no older than 70 when the loan term ends
Have a regular (minimum) annual income of £12,000 (gross). If you are self- employed you must have been employed for a minimum of 2 years
Have a UK based bank or building society current account that can pay direct debits
Ensure that they can meet the repayments, as missed payments incur a charge and could have severe consequences on their ability to obtain future credit
Representative Example: The Representative APR is 7.6%. Based on a loan amount of £10,000 over 60 months at an interest rate of 7.6% p.a. (fixed). Monthly repayment of £199.66. Total amount repayable £11,979.32.
More information on this product
All Credit Histories Considered
Loans from £1,000 to £35,000
No waiting, no surprises, and a guaranteed, personal rate
Soft credit search so there will be no impact on you credit score
Some banks advertise very attractive low rates, but when you apply you find you could end up paying much more. With a guaranteed rate, there’ll be no nasty surprises
Must be aged 21 and 75
You must have been a permanent UK resident for 3 years
You must have an annual income of at least £15,000 and have a UK bank or building society account
Are you an existing customer of one of the banks below?
If you are an existing customer a number of banks provide preferential deals for personal loans.
To apply, you must be 18+ and a UK resident with a NatWest current account (held for 3+ months)
Representative Example: Borrow £10,000 over 5 years at a Representative APR of 3.40% APR (fixed) paying £181.25 per month will result in a total sum of £10,875.00 over the loan term.
More information on this product
Good Credit Only
Loans from £1,000 to £50,000
£1,000-£7,450 repay over 1-5 years, £7,500-£50,000 repay over 2-8 years. Home improvement loans of £7,500 or more can be repaid over 2-10 years
Bank with NatWest? They can pre-fill your application, saving you time
Get a quick quote – no impact on your credit rating
Other loan amounts are available at alternative rates. Rates depend on your circumstances and loan amount may differ from the Representative APR
To apply, you must be 18+ and a UK resident with a NatWest current account (held for 3+ months)
To apply, you must be 18+ and a UK resident with a Royal Bank of Scotland current account (held for 3+ months)
Representative Example: Borrow £10,000 over 5 years at a Representative APR of 3.40% APR (fixed) paying £181.25 per month will result in a total sum of £10,875.00 over the loan term.
More information on this product
Good Credit Only
Loans from £1,000 to £50,000
Get a quick quote – no impact on your credit rating
Other loan amounts are available at alternative rates. Rates depend on your circumstances and loan amount may differ from the Representative APR
To apply, you must be 18+ and a UK resident with a Royal Bank of Scotland current account (held for 3+ months)
Loan Providers
There are a wide variety of loan providers in the market, offering a wide selection of deals for a wide range of circumstances.
When comparing loan providers, you should consider. There are a wide variety of loan providers in the market, offering a wide selection of deals for a wide range of circumstances. When comparing loan providers, you should consider:
How much money you wish to borrow
The term of your loan
Whether your credit history will affect the amount you can borrow
The Representative APRC is 5.9%. Based on an assumed loan amount of £48,000 (including broker fee of £2,505 & product fee of £495) over 240 months at an interest rate of 5% (varaible). Monthly repayment £316.78 & total repayable £76,027.20.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
