NatWest Loan

Existing NatWest customer?

Great Loan Deals From 3.4% APR

  • Get a loan rate in minutes!
  • Borrow up to £50,000
  • EXISTING NatWest Customers Only!
  • Excellent credit history only

NatWest Loans »

Compare NatWest Loans

Compare Natwest Personal Loans With UK Market

Personal Loan Deal

Great Personal Loan Rate From the Post Office

  • Rates from 3.1% APR*
  • Loans available for 1 to 7 years
  • Borrow up to £25,000
  • No arrangement fees or hidden charges
  • Fixed monthly repayments for the duration of the loan
  • Funds transferred within 2 working days
  • No penalty for over payments
  • Excellent credit history only

Post Office Personal Loan »

*Representative (fixed) for loans between £15,001 and £25,000

Selected Personal Loan Deals

Loan Type
Post Office Personal Loan
APR/APRC
3.1% APR
Representative (£15,001-£25,000)
Loan Term
1 to 7 Years
Borrow

£1,000 to £25,000
Excellent Credit Only!

Representative Example:  The Representative APR is 3.1%. Based on a loan amount of £17,500 over 60 months at an interest rate of 3.1% p.a. (fixed). Monthly repayment of £314.89. Total amount repayable £18,893.40.

Loan Type
Fluent Personal Loan
APR/APRC
14.9% APR
Representative (£1,500-£25,000)
Loan Term
1 to 5 Years
Borrow

£1,000 to £35,000
All credit profiles!

Call FREE on 0800 084 8039

Representative Example: The Representative APR is 14.9% (variable).The Representative APR is If you borrow £90,000 over 4 years at a representative 14.9% APR and an annual interest rate of 14.9% (fixed) you would pay £245.80 per month. Total charge for credit will be £2,798.51. Total amount repayable is £11,789.51.

Loan Type
UK Credit Guarantor Loan
APR/APRC
31.9% APR
Representative (£1,500-£12,500)
Loan Term
18 Months to 5 Years
Borrow
£1,500 to £12,500

Guarantor Loan

Representative Example:The Representative APR is 31.9%. Based on a loan amount of £5,000 over 48 months at an interest rate of 31.9% p.a. (fixed). Monthly repayment of £192.00. Total amount repayable £9,216.

Loan Type
Everyday Loans Personal Loan
APR/APRC
93.6% APR
Representative (£1,000-£20,000)
Loan Term
2 to 5 Years
Borrow

£1,000 to £15,000
Poor credit history

Instant Online Decision

Representative Example:The Representative APR is 93.6%. Based on a loan amount of £3,000 over 24 months at an interest rate of 67.9% p.a. (fixed). Monthly repayment of £231.78. Total amount repayable £5,562.75.

Are you an existing customer of one of the banks below?

If you are an existing customer a number of banks provide preferential deals for personal loans.

Selected Existing Customer Loan Deals

Loan Type
Nationwide Personal Loan
APR/APRC
2.9% APR
Representative (£7,500-£25,000)
Loan Term
1 to 5 Years
Borrow

£1,000 to £25,000
Excellent Credit Only!

Existing Nationwide Members Only

Only available to Nationwide members (main current account, mortgage or savings account holders)

Representative Example: The Representative APR is 3.0%. Based on an assumed loan amount of £10,000 over 60 months at an interest rate of 2.9% p.a. (fixed). Monthly repayment £179.07. Total amount payable £10,744.20.

Loan Type
AA Personal Loan
APR/APRC
3.0% APR
Representative (£15,001-£25,000)
Loan Term
1 to 7 Years
Borrow
£1,000 to £25,000

Existing AA Members Only

Representative Example:  The Representative APR is 3.0%. Based on a loan amount of £17,500 over 60 months at an interest rate of 3.0% p.a. (fixed). Monthly repayment of £314.14. Total amount repayable £18,847.80.

Loan Type
NatWest Personal Loan
APR/APRC
3.4% APR
Representative (£7,500-£19,950)
Loan Term
1 to 8 Years
Borrow
£1,000 to £50,000

Specific Eligibility Criteria Applies

To apply, you must be 18+ and a UK resident with either a NatWest current account (held for 3+ months), credit card or mortgage (held for 6+ months). Credit card and mortgage customers must apply online or by phone.

Representative Example: Borrow £7,500 over 5 years at a Representative APR of 3.40% APR (fixed) paying £135.93 per month will result in a total sum of £8,155.80 over the loan term.

Loan Type
Royal Bank of Scotland Personal Loan
APR/APRC
3.4% APR
Representative (£7,500-£19,950)
Loan Term
1 to 5 Years
Borrow
£1,000 to £50,000

Specific Eligibility Criteria Applies

To apply, you must be 18+ and a UK resident with either a Royal Bank of Scotland current account (held for 3+ months), credit card or mortgage (held for 6+ months). Credit card and mortgage customers must apply online or by phone

Representative Example: Borrow £7,500 over 5 years at a Representative APR of 3.40% APR (fixed) paying £135.93 per month will result in a total sum of £8,155.80 over the loan term.

NatWest Personal loans feature:

If you are a NatWest current account customer in need of some extra cash at a competitive rate, then a NatWest loan may be just what you are looking for. However before you decide you could check the free comparison tables below to look at loans from various different providers.

  • Borrow between £1,000 and £25,000
  • Repayment options between 1-7 years, depending on amount borrowed
  • Funds next working day

NatWest Loan Quotes >

NatWest loan calculator

If you are wondering if NatWest offers the right option for you, then you could use the NatWest loan calculator to get an idea of what one of their loans might cost you. you just need to enter how much you are thinking of borrowing and how long you would want the repayment term to be and the calculator will work out an estimate for you using their Representative Annual Percentage Rate. However if you decide to apply for a NatWest personal loan then you may find that the amount you are expected to repay is different, because they have given you a different APR. Lenders may tailor the APR they are willing to offer a borrower once they have assessed their specific financial circumstances, such as their credit score and any other already existing credit commitments the borrower has.

Before you take out a NatWest loan

Loans like most financial product can vary greatly between different lenders and plans. For NatWest personal loans you will need to have held a current account for 3 months to be eligible to apply for a loan. For this reason shopping around beforehand is a good idea. Consider the different features of various loans and what you feel would be the most appropriate for you.  Using the above free comparison tables you can look at a range of different loans from lenders at the same time.

You may also want to consider alternatives to borrowing, for instance if you already have the required sum in your savings it may be better to use them. This is because the interest you earn from savings may be less than the interest you would be charged on a loan of the same size.

If the reason you want a loan is to consolidate already existing debt then you should understand that by spreading your payments over a longer term you may ultimately be paying back more than you would if you stayed with your current arrangements, even if the interest rates on the new loan are less than what you are currently paying.

Loan Type
NatWest Personal Loan
APR/APRC
3.4% APR
Representative (£7,500-£19,950)
Loan Term
1 to 8 Years
Borrow
£1,000 to £50,000

Specific Eligibility Criteria Applies

To apply, you must be 18+ and a UK resident with either a NatWest current account (held for 3+ months), credit card or mortgage (held for 6+ months). Credit card and mortgage customers must apply online or by phone.

Representative Example: Borrow £7,500 over 5 years at a Representative APR of 3.40% APR (fixed) paying £135.93 per month will result in a total sum of £8,155.80 over the loan term.

Homeowner Loan Representative Example:

The Representative APRC is 5.9%Based on an assumed loan amount of £48,000 (including broker fee of £2,505 & product fee of £495) over 240 months at an interest rate of 5% (varaible). Monthly repayment £316.78 & total repayable £76,027.20.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE