Compare Smile Loans 

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Personal loans up to £25,000

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All credit histories considered.

One search using our personal loan service will give you clarity about your loan options.

You will be shown the rate you will actually get if you are pre-approved for your loan & sort those results just for you.

Selected Personal Loan Deals

Loan Type
AA Personal Loan
APR/APRC
6.1% APR
Representative (£7,500-£24,999)
Loan Term
1 to 7 Years
Borrow
£1,000 to £25,000
Representative Example: Based on a loan of £10,000 at 6.1% per annum fixed for 5 years. Representative 6.1% APR. Total amount repayable £11,581.78 at £193.03 per month for 60 months.
Loan Type
Santander Personal Loan
APR/APRC
6.3% APR
Representative (£7,500-£15,000)
Loan Term
1 to 5 Years
Borrow

£1,000 to £25,000
Excellent Credit Only!

Representative Example: Based on a loan of £10,000 at 6.3% per annum fixed for 5 years. Representative 6.3% APR. Total amount repayable £11,634.60 at £193.91 per month for 60 months.
Loan Type
M&S Bank Personal Loan
APR/APRC
6.2% APR
Representative (£7,500-£15,000)
Loan Term
1 to 7 Years
Borrow

£1,000 to £25,000
Excellent Credit Only!

Representative Example: Based on a loan of £10,000 at 6.2% per annum fixed for 5 years. Representative 6.2% APR. Total amount repayable £11,608.20 at £193.47 per month for 60 months.

Smile loan

Features:

  • Borrow from £2,000 to £25,000
  • Choose your repayment term from between 1 and 7 years
  • Fixed rate of interest
  • No arrangement fees

Loan Calculator

If you think a Smile loan could be the right product for you, you can use the Smile loan calculator to get an indication of how much it would ultimately cost you in repayments. You just need to use the two sliders on the tool to enter how much you would like to borrow and how long you want the repayment term to be. The Smile loan calculator will then give you an indication of what the loan might cost you, using the lender’s Representative Annual Percentage Rate for a loan of that size. Remember however if you apply for a loan with smile they may offer you a different APR than their representative one once they have carried out an assessment of your credit history and financial circumstances, if they do the amount you are expected to repay will be different from the calculator.

Before you apply

Loans like most financial products can vary greatly; therefore taking your time beforehand to shop around to get the best deal for you is a good idea. Different loans have different features so it’s important to think about what is most important to you.

As well as shopping around you might want to think about possible alternatives to credit. For example if you already have the required funds in your savings it may be better to use these instead. This is because any interest you earn on your savings may be less than the interest you would be charged on a loan of the same size.

If you are a homeowner and wish to borrow a larger amount than £25,000 a homeowner loan might be an option. Because this type of loan requires you to put your home down as security on it lenders are willing to lend more, usually up to £250,000. The exact amount you can borrow is dependent on the value of your home, or how much equity you have, if you have a mortgage as well as other factors such as how much you earn and if you currently have any other debts or financial commitments.

Get a better loan and apply online.

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One search using our personal loan service will give you clarity about your loan options.

You will be shown the rate you will actually get, if you are pre-approved for your loan & sort those results just for you.

Our personal loans eligibility service is provided by Uplift Money Ltd. The data you supply and submit is used to retrieve loan quotes from Uplift Money’s panel of lenders. By using their loans eligibility service you are agreeing to Uplift Money’s terms and conditions and privacy policy which can be found at Uplift Money Ltd

Uplift Money Ltd are an appointed representative of Dennico Ltd who are authorised and regulated by the Financial Conduct Authority. Dennico Limited is registered in England & Wales under company number 11034439. Registered Office is Steam Mill Business Centre, Steam Mill Street, Chester, UK, CH3 5AN.