TSB Loan

TSB Loan

Compare Best UK Loans

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Compare TSB Personal Loans With UK Market

Top UK Personal Loan Offer

Great Personal Loan Rate from the Post Office

  • Rates from 3.4% APR* – £7,500 to £25,000
  • Loans available for 1 to 7 years
  • Borrow up to £25,000
  • No arrangement fees or hidden charges
  • Instant online decision
  • Funds transferred within 2 working days
  • No penalty for over payments
  • Good credit history only

Post Office Personal Loan »

*Representative for loans between £7,500 and £25,000

Selected Personal Loan Deals

Loan Type
Asda Money Personal Loan
Rates From
2.8% APR
Loan Term
1 to 7 Years
Borrow

£1,000 to £25,000

 The Representative APR is 9.9%

Representative Example: If you borrow £5,000 over 60 months at a representative 9.9% APR will cost £104.95 a month. Total amount payable £6.297.23. Annual interest 9.9% fixed. Credit subject to status

Loan Type
Post Office Personal Loan
Rates From
3.4% APR
Loan Term
1 to 7 Years
Borrow

£1,000 to £25,000
Excellent Credit History Only!

The Representative APR is 8.9%

Representative Example:  Based on a loan amount of £4,000 over 36 months at an interest rate of 8.9% p.a. (fixed). Monthly repayment of £126.37. Total amount repayable £4,549.49.

Are you an existing customer of one of the banks below?

If you are an existing customer a number of banks provide preferential deals for personal loans.

Selected Existing Customer Loan Deals

Loan Type
NatWest Personal Loan
APR/APRC
3.9% APR
Representative (£7,500-£19,950)
Loan Term
1 to 8 Years
Borrow
£1,000 to £50,000

Specific Eligibility Criteria Applies

To apply, you must be 18+ and a UK resident with a NatWest current account (held for 3+ months)

Representative Example: Borrow £7,500 over 5 years at a Representative APR of 3.90% APR (fixed) paying £137.56 per month will result in a total sum of £8,253.60 over the loan term.

Loan Type
Royal Bank of Scotland Personal Loan
APR/APRC
3.9% APR
Representative (£7,500-£19,950)
Loan Term
1 to 5 Years
Borrow
£1,000 to £50,000

Specific Eligibility Criteria Applies

To apply, you must be 18+ and a UK resident with a Royal Bank of Scotland current account (held for 3+ months)

Representative Example: Borrow £7,500 over 5 years at a Representative APR of 3.90% APR (fixed) paying £137.56 per month will result in a total sum of £8,253.60 over the loan term.

TSB Car Loan

  • Borrow from £1,000 to £25,000
  • 1-7 year repayment terms available
  • Must have had a TSB Current account for at least three months
  • Possible to have money in your account same day
  • Possibility to take two repayment holidays a year
  • No arrangement fees

A car loan is an unsecured loan which means a lender can’t take the car from you if you get into difficulty with repayments.

It is a personal car loan which is not tied to the car, so you could borrow more or less than its value. If you buy a car with a personal loan, you own it outright.

Lenders set their own lending criteria for personal loans. They will look at your credit rating and financial history and decide if they can offer you a loan and the amount you can borrow.

Personal car loans are usually offered between £1,000 and £25,000 with fixed repayments spread over one to several years.

TSB offer personal loans which you can use to buy a car. 

TSB loan calculator

If you think a TSB loan might be the right direction for you, you could use the TSB loan calculator to get an indication of what your instalments and repayment total would work out as. You just need to enter how much you want to borrow and how long you want the repayment term to be, the TSB loan calculator will then work out an estimate based on the lender’s Representative Annual Rate for a loan of that size. It is important that you remember however that if you apply for a loan and you are accepted as they are subject to status the APR you are offered may be different meaning that both your instalments and repayment total would be different. This is because lenders may tailor what APR they are willing to offer a borrower following an assessment of their credit score and other financial circumstances. Similarly although the maximum amount TSB permits to be borrowed with this loan is £25,000 this is also subject to status so the maximum a borrower can borrow will be affected by their financial circumstances.

Before you apply for a loan

When thinking about taking out a loan, you should shop around before hand to try and get the best plan for your specific needs, consider what features are most important to you from a loan. Using the above comparison table you can compare loans from different providers at the same time which might be able to help you decide. You may wish to consider other types of borrowing such as an authorised overdraft.

Aside from credit you may also want to take into account alternatives, for example if you already have the money you were thinking of borrowing in your savings you may want to use those instead. This is because the interest you earn on from your savings may be lower than the interest you would be charged on a loan.

If you have been thinking about applying for a loan to consolidate debt remember that consolidating your debt may increase the amount you pay back overall as well as extend the repayment period.

Loan Options

Homeowner Loan Representative Example:

The Representative APRC is 5.9%Based on an assumed loan amount of £48,000 (including broker fee of £2,505 & product fee of £495) over 240 months at an interest rate of 5% (varaible). Monthly repayment £316.78 & total repayable £76,027.20.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE