Green Insurance Breakdown Cover

Green Insurance breakdown cover

As it is not currently possible to take out new Green Insurance breakdown cover plans, you may wish to consider other providers, shopping around can be a good idea before taking out a policy, by comparing the market you can try to ensure that you find the best deal for the level of cover you want.

Things you may wish to consider when comparing policies include:

• Price
• Excess charges
• Number of callouts permitted a year
• Average response time
• Whether a provider is available 24/7 365 days of the year
• Discounts for policy holders are various businesses
• Exclusions – some providers may not be able to offer cover for certain types of vehicle or for vehicles over a certain age
• Inclusions for mishaps like loss of keys or misfueling
• User ratings
• Number of response vehicles
• Personal or vehicle cover

Levels of cover

Many providers of car breakdown insurance offer polices at different price bands, this means that customers can tailor their policy to fit their specific needs and not have to pay for cover that they feel they do not need. You will find that the name of these different insurance levels and what they feature varies by provider but may include:

• Roadside assistance: Usually the cheapest band of breakdown cover offered. Tends to offer you a certain amount of time of free labour at the roadside, if your car cannot be mended at the side of the road then your policy will also include cover to tow your vehicle to you to the nearest garage.
• Home assistance: many roadside assistance packages exclude cover for breakdowns that occur within a close proximity to your home address, or if your car will not start when leaving your home. Home assistance packages include cover for these instances.
• Recovery: If your vehicle cannot be repaired at the roadside then rather than being taken to the nearest garage a policy that included a national recovery package would give you the option of: you, your car and passengers to be taken to any one location anywhere in the UK.
• Onward travel: Onward travel packages are designed to enable people to be able to continue their journey if their vehicle cannot be fixed within a certain time frame that day. They may be able to offer you things such as a hire car for a short period, public transport costs or a room in a nearby hotel for a night while your vehicle is repaired.
• European cover – UK breakdown policies do not typically include cover for driving elsewhere in Europe than the United Kingdom, to be covered for European driving you would need to purchase a European cover package. So policy providers may offer you the choice of purchasing EU cover with your UK policy or offer it as a standalone product.