Tesco Breakdown Insurance

Compare Tesco breakdown insurance

Tesco breakdown insurance, underwritten by the RAC is no longer available if you do not have a car insurance policy through them. However, you can compare a variety of different breakdown insurance providers using the table below:

Compare Breakdown Cover Deals
ProviderOnline DiscountCover FeaturesSpecial Offers 
n/aCover from £25. (10% of customers achieve these prices online)

50% off your AA or RAC renewal quote. For vehicles 10 years & under on our closest equivalent UK vehicle cover. Underwritten by U K Insurance Limited

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n/aPersonal cover from £8 per month

Don’t let a breakdown spoil your summer – Join now and get FREE Onward Travel and FREE Key Replace. New customers. Selected cover levels. T&Cs; apply. 4 out of 5 breakdowns fixed at the roadside. We'll fix you and get you on your way on average in just 30 minutes, 92% of members recommend the RAC. Rated 4 out of 5 stars on Trustpilot, making RAC the most trusted breakdown provider

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n/aNo matter the vehicle type or age you can rest assured you are in safe hands with one of the UK’s leading specialistsAny vehicle covered, any age. With our Full UK cover you are covered in every eventuality, from assistance at the roadside and your home address, through to overnight accommodation, hire car and onward travel should you vehicle not be immediately repairable.Get Quotes >
n/aGet 24 hour roadside recovery assistance from £39

Enjoy free At Home cover. New customers buying AA Breakdown Cover with National Recovery can add At Home cover at no extra cost. T&C;'s apply*

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n/aAverage response time 36 minutes - fastest cover in the country. Cover from £11.99. 5 Star rating from independent customer review agency Review Centre. Cover available for cars, vans, motorbikes & fleets

Unlimited Callouts per year No excess or callout charges, vehicle Home Start available, up to 1 hour Roadside Assistance, 75% of breakdowns repaired at roadside, covers the driver and up to 7 passengers, European Cover also available

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n/aCover from just £17.90

Half price MOT.

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* New customers buying any combination of National Recovery, At Home and Onward Travel options with breakdown membership and paying on an annual continuous basis will get an M&S or Amazon.co.uk Gift gift card worth up to £50. To qualify, you’ll need to buy breakdown membership with at least 1 option (National Recovery, At Home and/or Onward Travel). The value of the gift gift card will depend on the number of options added to your cover - £20 gift gift card when adding 1 option, £30 gift gift card when adding 2 options, £50 gift gift card when adding 3 options.

Tesco Breakdown Insurance

While it is not currently possible to get Tesco breakdown insurance as a standalone product, there are many other providers on the market who might be able to offer you the right deal, using our comparison table above might help you decide and you can click the links to get quotes to see how much each policy would cost you.


Benefits to look for when choosing car breakdown insurance include:

  • No callout or excess charges
  • Unlimited callouts
  • UK wide coverage
  • Recovery for caravans and trailers
  • Fast response time
  • European cover
  • Available 24/7, 365 days a year
  • Home start cover
  • Discounts for members in different shops, restaurants and bars
  • Cover for motorbikes or classic vehicles
  • Alternative transport cover
  • Cover for misfueling or lost keys


Many policies will give you a choice between a personal policy or a vehicle policy:


  • Vehicle cover – With a vehicle policy you nominate a vehicle for breakdown coverage, this means the vehicle has breakdown cover no matter who is driving it, as long as they are legally allowed to do so. Some packages will let you pay extra to insure more than one vehicle against breakdowns under the same policy.


  • Personal Cover – A personal policy covers a specific person rather than vehicle, this means whatever car they break down in whether it’s their own, a spouse’s or a friend’s they have breakdown cover. It often works even if they are just a passenger of the vehicle when it breaks down. Some policies allow you to pay extra to get cover for multiple members of the same household.


Levels of cover:


Many of the providers of breakdown insurance offer their products with different levels of comprehensiveness, although the names of package and exactly what is covered will vary by provider common features are.



  • Roadside assistance: The cheapest level offered by a provider, typically provides a certain amount of time of free labour at roadside, and if the issue cannot be fixed there a tow to a nearby garage, or to your home if it is closer with some packages. Some more comprehensive policies may offer you a lift to your original destination.


  • Home Assistance: roadside assistance with many providers will not provide you with cover if your vehicle won’t start as your leaving your home, or if you breakdown close to your home (usually if it breaks down between a quarter mile to one mile radius of your registered home address). In these events you would need a home assistance policy included on your plan to be covered.


  • Onward Travel: If your vehicle could not be fixed at the roadside or within a certain time frame at a garage an onward travel policy may offer you a hire car for a period of time, to continue your journey or to put you up in nearby accommodation overnight while repairs are made. 


  • European Cover: Driving elsewhere in Europe outside of the UK a standard breakdown policy would not cover you in many cases. To ensure you have breakdown insurance for this you would need to take out a policy that includes European cover.