Aviva Breakdown Insurance

If you’re a car owner looking for cover if you breakdown you may be wondering what Aviva breakdown insurance could offer you. You can use our free comparison table below to compare breakdown insurance plans from a variety of different providers, to view their different features which may be able to help you decide which would be best for you:

Compare Breakdown Cover Deals
ProviderOnline DiscountCover FeaturesSpecial Offers 
n/aCover from £25. (10% of customers achieve these prices online)

50% off your AA or RAC renewal quote. For vehicles 10 years & under on our closest equivalent UK vehicle cover. Underwritten by U K Insurance Limited

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n/aPersonal cover from £8 per month

Don’t let a breakdown spoil your summer – Join now and get FREE Onward Travel and FREE Key Replace. New customers. Selected cover levels. T&Cs; apply. 4 out of 5 breakdowns fixed at the roadside. We'll fix you and get you on your way on average in just 30 minutes, 92% of members recommend the RAC. Rated 4 out of 5 stars on Trustpilot, making RAC the most trusted breakdown provider

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n/aNo matter the vehicle type or age you can rest assured you are in safe hands with one of the UK’s leading specialistsAny vehicle covered, any age. With our Full UK cover you are covered in every eventuality, from assistance at the roadside and your home address, through to overnight accommodation, hire car and onward travel should you vehicle not be immediately repairable.Get Quotes >
n/aGet 24 hour roadside recovery assistance from £39

Enjoy free At Home cover. New customers buying AA Breakdown Cover with National Recovery can add At Home cover at no extra cost. T&C;'s apply*

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n/aAverage response time 36 minutes - fastest cover in the country. Cover from £11.99. 5 Star rating from independent customer review agency Review Centre. Cover available for cars, vans, motorbikes & fleets

Unlimited Callouts per year No excess or callout charges, vehicle Home Start available, up to 1 hour Roadside Assistance, 75% of breakdowns repaired at roadside, covers the driver and up to 7 passengers, European Cover also available

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n/aCover from just £17.90

Half price MOT.

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* New customers buying any combination of National Recovery, At Home and Onward Travel options with breakdown membership and paying on an annual continuous basis will get an M&S or Amazon.co.uk Gift gift card worth up to £50. To qualify, you’ll need to buy breakdown membership with at least 1 option (National Recovery, At Home and/or Onward Travel). The value of the gift gift card will depend on the number of options added to your cover - £20 gift gift card when adding 1 option, £30 gift gift card when adding 2 options, £50 gift gift card when adding 3 options.

Some of the benefits and features of Aviva breakdown insurance include:

  • Aviva breakdown insurance is backed by the RAC.
  • Get £5 off when you buy cover online (terms and conditions apply)
  • Fast response roadside assistance – aim is to get to you within 60 minutes.
  • Repair of vehicles on average within 40 minutes at the roadside.
  • Priority attention to anyone in a vulnerable situation.
  • A range of cover option - from roadside assistance to European car breakdown cover. You can also choose whether to cover your vehicle, yourself, or you and someone else, depending on what you need.
  • Rated 5 stars for quality of cover by independent financial researcher Defaqto.
  • Apply for both Aviva car insurance and breakdown cover at the same time.


Options for Aviva breakdown insurance cover include:

  • Vehicle cover – Your policy provides cover for one specified vehicle, no matter who is driving it when the incident occurs.


  • Personal Cover – Provides a specific person with breakdown assistance in any car or van whether they are a driver or passenger (non-commercial vehicles only and some vehicle types excluded).


  • Joint Personal Cover – Same as personal cover but also provides cover for your partner or another named member of your household.


Levels of cover

Although levels of cover can vary by provider, as well as how comprehensive each level is. As a general rule breakdown cover can be bought in different bands depending on what possible eventualities the policy holder would like to be covered for, but they can include:

  • Roadside assistance: The most basic level of cover, when you breakdown a mechanic will be sent in response to your call try and repair your vehicle at the roadside. If this cannot be done some policies may arrange for your car to be recovered to either a nearby garage or your home.


  • Home Assistance: If your car doesn’t start in the morning, or you breakdown within a quarter of a mile from your home, then roadside assistance may not cover you, in which case you may need a home assistance policy.


  • Onward Travel: If you breakdown but wish to continue your journey an onward travel policy can help you do so, what each provider offers for onward travels can differ greatly so it is worth carefully reading each policy however options can include; putting you up for the night in accommodation while your vehicle is repaired, or providing you with an alternative means of transportation such as a hire car.


  • European Cover: Many providers offer as an optional extra or separate product European cover, which can help you get assistance while driving  within Europe but outside of the UK.