Direct Line Breakdown Insurance

Compare Direct Line breakdown insurance

Being stranded at the roadside due to a breakdown can be an unpleasant and expensive experience, having a breakdown cover policy in place is a good way to try to minimise the stress and cost of getting your car repaired or towed. There are many providers of breakdown insurance on the market. Therefore you might be wondering if Direct Line breakdown insurance is the best policy for you, using our comparison table below you can view a selection of different car breakdown cover plans from various providers.

Compare Breakdown Cover Deals
ProviderOnline DiscountCover FeaturesSpecial Offers 
n/aCover from £25. (10% of customers achieve these prices online)

50% off your AA or RAC renewal quote. For vehicles 10 years & under on our closest equivalent UK vehicle cover. Underwritten by U K Insurance Limited

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n/aPersonal cover from £8 per month

Don’t let a breakdown spoil your summer – Join now and get FREE Onward Travel and FREE Key Replace. New customers. Selected cover levels. T&Cs; apply. 4 out of 5 breakdowns fixed at the roadside. We'll fix you and get you on your way on average in just 30 minutes, 92% of members recommend the RAC. Rated 4 out of 5 stars on Trustpilot, making RAC the most trusted breakdown provider

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n/aNo matter the vehicle type or age you can rest assured you are in safe hands with one of the UK’s leading specialistsAny vehicle covered, any age. With our Full UK cover you are covered in every eventuality, from assistance at the roadside and your home address, through to overnight accommodation, hire car and onward travel should you vehicle not be immediately repairable.Get Quotes >
n/aGet 24 hour roadside recovery assistance from £39

Enjoy free At Home cover. New customers buying AA Breakdown Cover with National Recovery can add At Home cover at no extra cost. T&C;'s apply*

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n/aAverage response time 36 minutes - fastest cover in the country. Cover from £11.99. 5 Star rating from independent customer review agency Review Centre. Cover available for cars, vans, motorbikes & fleets

Unlimited Callouts per year No excess or callout charges, vehicle Home Start available, up to 1 hour Roadside Assistance, 75% of breakdowns repaired at roadside, covers the driver and up to 7 passengers, European Cover also available

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n/aCover from just £17.90

Half price MOT.

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* New customers buying any combination of National Recovery, At Home and Onward Travel options with breakdown membership and paying on an annual continuous basis will get an M&S or Gift gift card worth up to £50. To qualify, you’ll need to buy breakdown membership with at least 1 option (National Recovery, At Home and/or Onward Travel). The value of the gift gift card will depend on the number of options added to your cover - £20 gift gift card when adding 1 option, £30 gift gift card when adding 2 options, £50 gift gift card when adding 3 options.

Direct Line breakdown insurance


Direct Line breakdown insurance could get you back on the road quickly and with minimum fuss – wherever you are. You can choose from five different levels of car breakdown insurance to suit your needs and budget. Some of the benefits of Direct Line breakdown insurance, depending on what level of cover you choose, include:


  • No call-out charges or special equipment fees
  • Works in partnership with Green Flag
  • Unlimited call-outs 24/7, 365 days a year
  • No-call-out discount
  • Home start cover
  • European cover
  • The average Direct Line response time is just 46 minutes (based on 580,100 recorded call-outs Jan – Dec 2013)
  • Misfuelling cover - If you put the wrong fuel in your tank, Direct Line will pay the cost of draining the fuel and give you enough of the right fuel to get you going again (included in Rescue Plus and Recovery levels)
  • Cover no matter who is driving the designated vehicle
  • Personal cover options


Breakdown insurance considerations

If you are thinking about taking out breakdown cover, you will find that are a range of options with many providers so you may first want to consider what type of cover you want and how comprehensive you want your cover to be.


Personal or vehicle cover

A personal breakdown cover policy an individual (or a selection of individuals such as a household of up to 4 with some plans) will be covered if any car they are driving, or with some plans are a passenger in, sustains a breakdown. There is normally a limit on the age of the age and type of vehicle that this policy will provide cover for. Vehicle cover allows you to insure a nominated vehicle no matter who drives it.


Levels of cover


  • Roadside: A roadside cover policy with many providers mean if your car breaksdown your provider will dispatch a mechanic to try to fix the vehicle, if it cannot be readily repaired at the roadside you will be towed to a nearby garage or possibly your home. Some policies might be able to take you to your original intended destination or this might be offered only as part of a more comprehensive cover type.


  • Home start: if you break down within a set proximity of your home (usually within a 1 mile radius) or your car simply does not start as you are leaving your home, a roadside cover policy may not provide you with cover, as a result you would need a home assistance policy, which will in most cases include roadside assistance.


  • Onward travel: Onward travel policies are designed to prevent vehicle failure hindering the travel of customers. Different insurers include different features on their onward travel polices however they may be able to offer you with a hire car, or alternative transport costs, some policies may also offer to provide you with accommodation while your vehicle is repaired.


  • European Cover: If you breakdown on the continent a UK breakdown cover policy may not automatically cover you, having European cover will be able to provide you with assistance from English speaking representatives. This product may be offered as a temporary standalone product or as an permanent add-on of your policy.