Direct Line Breakdown Insurance

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  • Choose level of cover: roadside assistance, vehicle recovery, home assistance, onward travel, plus extras
  • Personal or Vehicle cover
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  • UK & European cover
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QDOS Breakdown Insurance

 

RAC Roadside Assistance Insurance

FREE Onward Travel on selected cover levels

AA Roadside Assistance Insurance

Free Onward Travel for 12 months when you choose National Recovery

 

RAC UK Breakdown Insurance

FREE Onward Travel on selected cover levels

AA Breakdown Insurance

Free Onward Travel for 12 months when you choose National Recovery

Green Flag Breakdown Insurance

Get 40% off phone prices when you buy online »

50% off your AA or RAC renewal quote

For vehicles 10 years & under on our closest equivalent UK vehicle cover

Direct Line Breakdown Insurance

Direct Line breakdown insurance could get you back on the road quickly and with minimum fuss – wherever you are. You can choose from five different levels of car breakdown insurance to suit your needs and budget. Some of the benefits of Direct Line breakdown insurance, depending on what level of cover you choose, include:

  • No call-out charges or special equipment fees
  • Works in partnership with Green Flag
  • Unlimited call-outs 24/7, 365 days a year
  • No-call-out discount
  • Home start cover
  • European cover
  • The average Direct Line response time is just 46 minutes (based on 580,100 recorded call-outs Jan – Dec 2013)
  • Misfuelling cover – If you put the wrong fuel in your tank, Direct Line will pay the cost of draining the fuel and give you enough of the right fuel to get you going again (included in Rescue Plus and Recovery levels)
  • Cover no matter who is driving the designated vehicle
  • Personal cover options

Breakdown insurance considerations

If you are thinking about taking out breakdown cover, you will find that are a range of options with many providers so you may first want to consider what type of cover you want and how comprehensive you want your cover to be.

Personal or vehicle cover

A personal breakdown cover policy an individual (or a selection of individuals such as a household of up to 4 with some plans) will be covered if any car they are driving, or with some plans are a passenger in, sustains a breakdown. There is normally a limit on the age of the age and type of vehicle that this policy will provide cover for. Vehicle cover allows you to insure a nominated vehicle no matter who drives it.

Levels of cover

  • Roadside: A roadside cover policy with many providers mean if your car breaksdown your provider will dispatch a mechanic to try to fix the vehicle, if it cannot be readily repaired at the roadside you will be towed to a nearby garage or possibly your home. Some policies might be able to take you to your original intended destination or this might be offered only as part of a more comprehensive cover type.
  • Home start: if you break down within a set proximity of your home (usually within a 1 mile radius) or your car simply does not start as you are leaving your home, a roadside cover policy may not provide you with cover, as a result you would need a home assistance policy, which will in most cases include roadside assistance.
  • Onward travel: Onward travel policies are designed to prevent vehicle failure hindering the travel of customers. Different insurers include different features on their onward travel polices however they may be able to offer you with a hire car, or alternative transport costs, some policies may also offer to provide you with accommodation while your vehicle is repaired.
  • European Cover: If you breakdown on the continent a UK breakdown cover policy may not automatically cover you, having European cover will be able to provide you with assistance from English speaking representatives. This product may be offered as a temporary standalone product or as an permanent add-on of your policy.
Breakdown Offers
Whether you drive often or less frequently, having breakdown cover in place is a good idea, as if you do breakdown getting help to come to assistance at the road side can be far more costly if you don’t have a comprehensive level of breakdown cover.

Although what each provider will cover you for varies in general they can help you with many other aspects than just a mechanical fault with your vehicle, for instance they could help if you lock your keys inside the car or if you run out of fuel on your journey.

Car breakdown cover plans come in different forms but generally provide a home option whereby if your car is within a certain mileage from your home the breakdown company will provide assistance.

  • Roadside plans require normally that you are outside a certain distance from home and if the vehicle cannot be repaired then it will be towed to a garage within a certain distance.
  • More comprehensive plans will provide additional services such as transporting you to your intended destination, putting you up for the night in accommodation if necessary, and car hire. It is important that you understand what your breakdown plan is covering you for so there are no unexpected surprises if your vehicle breaks down.

You will also find that to incite customers many breakdown insurance providers offer special discounts and incentives throughout the years, therefore you may want to view what offers are currently available from the different providers before you make your decision.

Car breakdown cover plans come in different forms but generally provide a home option whereby if your car is within a certain mileage from your home the breakdown company will provide assistance.

Roadside plans require normally that you are outside a certain distance from home and if the vehicle cannot be repaired then it will be towed to a garage within a certain distance.

More comprehensive plans will provide additional services such as transporting you to your intended destination, putting you up for the night in accommodation if necessary, and car hire.

It is important that you understand what your breakdown plan is covering you for so there are no unexpected surprises if your vehicle breaks down.

If you break down more than a certain distance from your home, many car breakdown insurers will carry out emergency repairs at the roadside if possible,  or tow you to the nearest garage if they cannot fix the fault.

Greenflag Offer

Save up to 40% off phone prices when you buy online breakdown cover

  • From £25 pa (Rescue Level)*
  • Add on Roadside & National Recovery
  • European cover option also available
Get Car Insurance Quotes » *10% of customers achieve this price online. Underwritten by U K Insurance Limited