RAC Breakdown Insurance

Compare RAC breakdown insurance

Whether you drive often or less frequently, having a breakdown policy in place is a good idea to keep moving if you do breakdown. You can use the comparison table below to view policies from a range of providers and click the links to get quotes.

Compare Breakdown Cover Deals
ProviderOnline DiscountCover FeaturesSpecial Offers 
n/aCover from £25. (10% of customers achieve these prices online)

50% off your AA or RAC renewal quote. For vehicles 10 years & under on our closest equivalent UK vehicle cover. Underwritten by U K Insurance Limited

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n/aPersonal cover from £8 per month

Don’t let a breakdown spoil your summer – Join now and get FREE Onward Travel and FREE Key Replace. New customers. Selected cover levels. T&Cs; apply. 4 out of 5 breakdowns fixed at the roadside. We'll fix you and get you on your way on average in just 30 minutes, 92% of members recommend the RAC. Rated 4 out of 5 stars on Trustpilot, making RAC the most trusted breakdown provider

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n/aNo matter the vehicle type or age you can rest assured you are in safe hands with one of the UK’s leading specialistsAny vehicle covered, any age. With our Full UK cover you are covered in every eventuality, from assistance at the roadside and your home address, through to overnight accommodation, hire car and onward travel should you vehicle not be immediately repairable.Get Quotes >
n/aGet 24 hour roadside recovery assistance from £39

Enjoy free At Home cover. New customers buying AA Breakdown Cover with National Recovery can add At Home cover at no extra cost. T&C;'s apply*

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n/aAverage response time 36 minutes - fastest cover in the country. Cover from £11.99. 5 Star rating from independent customer review agency Review Centre. Cover available for cars, vans, motorbikes & fleets

Unlimited Callouts per year No excess or callout charges, vehicle Home Start available, up to 1 hour Roadside Assistance, 75% of breakdowns repaired at roadside, covers the driver and up to 7 passengers, European Cover also available

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n/aCover from just £17.90

Half price MOT.

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* New customers buying any combination of National Recovery, At Home and Onward Travel options with breakdown membership and paying on an annual continuous basis will get an M&S or Amazon.co.uk Gift gift card worth up to £50. To qualify, you’ll need to buy breakdown membership with at least 1 option (National Recovery, At Home and/or Onward Travel). The value of the gift gift card will depend on the number of options added to your cover - £20 gift gift card when adding 1 option, £30 gift gift card when adding 2 options, £50 gift gift card when adding 3 options.

 RAC breakdown insurance

With RAC breakdown cover you can choose from a range of different levels, so you get complete peace of mind. Whether you’ve run out of fuel, have a punctured type, or a flat battery, RAC will come and help you get back on the road. With RAC breakdown insurance you can choose a package to suit your requirements. Depending on which level you choose,


 RAC breakdown Insurance offers:

  • Patrols fix 4 out of 5 vehicles at the roadside
  • Priority rescue for anyone in a vulnerable situation
  • Over 1600 highly trained and dedicated patrols
  • £1000 worth of key cover whether your keys are lost, stolen or broken
  • Rated number 1 UK brand for services for the fourth time
  • Options for battery rescue – The RAC will source and fit a new battery up to the value of £600 if yours cannot be recharged with no additional charge
  • Don't get stranded on the side of the road - choose from the wide range of options available with RAC breakdown insurance for complete peace of mind.

Breakdown cover

It doesn’t matter if you have a brand new car or an older model, having a breakdown policy in place is a good idea for all drivers, some policies can help you get going again after mishaps that could happen with any car such as the loss of keys or misfueling of a vehicle. Having a policy in place, such as RAC breakdown insurance can work out as both faster and cheaper than arranging for a mechanic to come out to you on the roadside yourself.




Levels of cover

Different providers usually offer varying levels of cover with their different breakdown cover packages, although what they are called and exactly what each one offers will differ somewhat common features are:


  • Roadside assistance: Usually the cheapest cover option available from a provider. It normally offers you with a set amount of time of free roadside labour, if the vehicle cannot be repaired then they will arrange for your vehicle to be towed to a nearby garage.


  • Home Assistance: It is a common feature of roadside assistance policies to not provide cover for breakdowns that occur within a certain radius of your registered home address, often between ¼ of a mile and 1 mile. So if your vehicle won’t start as your leaving home or it breaks down around the corner you would need a policy that offers home assistance.


  • Onward Travel: If your car cannot be readily repaired by the side of the road, but you wish to continue your journey with minimal hindrance then an onward policy can do so. Exactly what each provider offers in their onward travel policy can vary, but it is common to offer you with a hire car for a set amount of time.