RAC Breakdown Insurance

Compare RAC With The UK Breakdown Cover Market

Car Breakdown Quotes

Compare 10 Breakdown Insurers

  • Easy online form
  • Choose level of cover: roadside assistance, vehicle recovery, home assistance, onward travel, plus extras
  • Personal or Vehicle cover
  • Instant quotes
  • UK & European cover

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Breakdown Policy
National recovery
Personal Cover From
£170
Annual
Vehicle Cover From
£170
Annual
Roadside Assistance & At Home
National Recovery & Onward Travel

RAC UK Breakdown Insurance

FREE Onward Travel on selected cover levels

Breakdown Policy
Roadside, Local Recovery, National Recovery & Home Start
Personal Cover From
£18.29
Annual
Unlimited Callouts
Roadside Assistance
National Recovery

QDOS Breakdown Insurance

 

Breakdown Policy
Roadside
Personal Cover From
£70
Annual
Vehicle Cover From
£60
Annual
Roadside Assistance
National Recovery
n/a

RAC Roadside Assistance Insurance

FREE Onward Travel on selected cover levels

Breakdown Policy
Roadside & At Home
Personal Cover From
£99 annual
Vehicle Cover From
£39 annual
Roadside Assistance
National Recovery
n/a

AA Roadside Assistance Insurance

Free Onward Travel for 12 months when you choose National Recovery

 

Breakdown Policy
National recovery
Personal Cover From
£170
Annual
Vehicle Cover From
£170
Annual
Roadside Assistance & At Home
National Recovery & Onward Travel

RAC UK Breakdown Insurance

FREE Onward Travel on selected cover levels

Breakdown Policy
Roadside, National Recovery & Onward Travel
Personal Cover From
£99 annual
Vehicle Cover From
£39 annual
Roadside Assistance
National Recovery

AA Breakdown Insurance

Free Onward Travel for 12 months when you choose National Recovery

Breakdown Policy
Roadside, Cover at Home, National Recovery & Onward Travel
Rescue Cover From
£25*
Special Offer
Up to 40% off
phone prices when you buy online
Roadside Assistance
National Recovery

Green Flag Breakdown Insurance

Get 40% off phone prices when you buy online »

50% off your AA or RAC renewal quote

For vehicles 10 years & under on our closest equivalent UK vehicle cover

RAC Breakdown Insurance

With RAC breakdown cover you can choose from a range of different levels, so you get complete peace of mind. Whether you’ve run out of fuel, have a punctured type, or a flat battery, RAC will come and help you get back on the road. With RAC breakdown insurance you can choose a package to suit your requirements. Depending on which level you choose.

 RAC breakdown Insurance offers:

  • Patrols fix 4 out of 5 vehicles at the roadside
  • Priority rescue for anyone in a vulnerable situation
  • Over 1600 highly trained and dedicated patrols
  • £1000 worth of key cover whether your keys are lost, stolen or broken
  • Rated number 1 UK brand for services for the fourth time
  • Options for battery rescue – The RAC will source and fit a new battery up to the value of £600 if yours cannot be recharged with no additional charge
  • Don’t get stranded on the side of the road – choose from the wide range of options available with RAC breakdown insurance for complete peace of mind.

Breakdown cover

It doesn’t matter if you have a brand new car or an older model, having a breakdown policy in place is a good idea for all drivers, some policies can help you get going again after mishaps that could happen with any car such as the loss of keys or misfueling of a vehicle.

Having a policy in place, such as RAC breakdown insurance can work out as both faster and cheaper than arranging for a mechanic to come out to you on the roadside yourself.

Levels of cover

Different providers usually offer varying levels of cover with their different breakdown cover packages, although what they are called and exactly what each one offers will differ somewhat common features are:

  • Roadside assistance: Usually the cheapest cover option available from a provider. It normally offers you with a set amount of time of free roadside labour, if the vehicle cannot be repaired then they will arrange for your vehicle to be towed to a nearby garage.
  • Home Assistance: It is a common feature of roadside assistance policies to not provide cover for breakdowns that occur within a certain radius of your registered home address, often between ¼ of a mile and 1 mile. So if your vehicle won’t start as your leaving home or it breaks down around the corner you would need a policy that offers home assistance.
  • Onward Travel: If your car cannot be readily repaired by the side of the road, but you wish to continue your journey with minimal hindrance then an onward policy can do so. Exactly what each provider offers in their onward travel policy can vary, but it is common to offer you with a hire car for a set amount of time.
Breakdown Offers

Whether you drive often or less frequently, having breakdown cover in place is a good idea, as if you do breakdown getting help to come to assistance at the road side can be far more costly if you don’t have a comprehensive level of breakdown cover.

Although what each provider will cover you for varies in general they can help you with many other aspects than just a mechanical fault with your vehicle, for instance they could help if you lock your keys inside the car or if you run out of fuel on your journey.

Car breakdown cover plans come in different forms but generally provide a home option whereby if your car is within a certain mileage from your home the breakdown company will provide assistance.

  • Roadside plans require normally that you are outside a certain distance from home and if the vehicle cannot be repaired then it will be towed to a garage within a certain distance.
  • More comprehensive plans will provide additional services such as transporting you to your intended destination, putting you up for the night in accommodation if necessary, and car hire. It is important that you understand what your breakdown plan is covering you for so there are no unexpected surprises if your vehicle breaks down.

You will also find that to incite customers many breakdown insurance providers offer special discounts and incentives throughout the years, therefore you may want to view what offers are currently available from the different providers before you make your decision.

Car breakdown cover plans come in different forms but generally provide a home option whereby if your car is within a certain mileage from your home the breakdown company will provide assistance.

Roadside plans require normally that you are outside a certain distance from home and if the vehicle cannot be repaired then it will be towed to a garage within a certain distance.

More comprehensive plans will provide additional services such as transporting you to your intended destination, putting you up for the night in accommodation if necessary, and car hire.

It is important that you understand what your breakdown plan is covering you for so there are no unexpected surprises if your vehicle breaks down.

If you break down more than a certain distance from your home, many car breakdown insurers will carry out emergency repairs at the roadside if possible,  or tow you to the nearest garage if they cannot fix the fault.

Greenflag Offer

Save up to 40% off phone prices when you buy online breakdown cover

  • From £25 pa (Rescue Level)*
  • Add on Roadside & National Recovery
  • European cover option also available

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*10% of customers achieve this price online. Underwritten by U K Insurance Limited