Compare RAC Breakdown Service Cover Quotes With The UK Market
Vehicle breakdowns can be a costly and time consuming problem; however having breakdown insurance in place can help you get going again in a quick and cost effective manner.
Car Breakdown Quotes
Compare 10 Breakdown Insurers
- Easy online form
- Choose level of cover: roadside assistance, vehicle recovery, home assistance, onward travel, plus extras
- Personal or Vehicle cover
- Instant quotes
- UK & European cover
Free Onward Travel for 12 months when you choose National Recovery
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Free Onward Travel for 12 months when you choose National Recovery
RAC Breakdown Service
There are a variety of breakdown cover providers so it worthwhile shopping around to find the best deal for your needs, you can check our comparison table to view a selection of offerings from different providers.
RAC breakdown service
The RAC breakdown service offers cover in 5 different levels, as well as optional extras so you can select the cover that fits your needs best. Depending on which you choose your plan may feature:
- Patrols fix 4 out of 5 vehicles at the roadside
- Priority rescue for anyone in a vulnerable situation
- Over 1600 highly trained and dedicated patrols
- £1000 worth of key cover whether your keys are lost, stolen or broken
- Rated number 1 UK brand for services for the fourth time
- Options for battery rescue – The RAC will source and fit a new battery up to the value of £600 if yours cannot be recharged with no additional charge
Finding breakdown cover
Even if you are confident that your vehicle is mechanically sound and will not suffer a breakdown, some policies will cover you for things that could occur to any vehicle, like losing your keys or putting the wrong fuel in the tank.
There are a variety of providers of breakdown cover so it worth comparing the market to try and find the best deal for a level of cover you are happy with, in addition to cost and what is included in your cover you may also want to consider factors such as:
- Average response time
- Recovery vehicle to membership ratio
- User ratings
- Joining incentives
- Discounts and perks for members
Many cover providers will give you a choice of cover level, so you can tailor how comprehensive your policy is to fit your needs. Levels of cover offered by a provider may include:
- Roadside Assistance – often the most basic level of cover offered. Normally provides a certain amount of free labour at the roadside and if the vehicle cannot be repaired there then it will also include a tow to a nearby garage. Roadside assistance often doesn’t provide cover for breakdowns that occur at or close to your registered home address.
- Home Assistance – Provides cover for breakdowns that happen at or near your registered home address.
- Onward Travel – Onward travel packages are designed to assist you in continuing your journey if your vehicle cannot be fixed within a certain time period, this assistance could include the provision of a hire car, alternative transport costs or a room in a nearby hotel for the night. What’s offered in onward travel packages can vary considerably between providers.
- European cover – Provides breakdown cover in continental Europe.
What does breakdown insurance for my car cover?
Although what each provider will cover you for varies in general they can help you with many other aspects than just a mechanical fault with your vehicle, for instance they could help if you lock your keys inside the car or if you run out of fuel on your journey.
Car breakdown cover plans come in different forms but generally provide a home option whereby if your car is within a certain mileage from your home the breakdown company will provide assistance.
- Roadside plans require normally that you are outside a certain distance from home and if the vehicle cannot be repaired then it will be towed to a garage within a certain distance.
- More comprehensive plans will provide additional services such as transporting you to your intended destination, putting you up for the night in accommodation if necessary, and car hire. It is important that you understand what your breakdown plan is covering you for so there are no unexpected surprises if your vehicle breaks down.
You will also find that to incite customers many breakdown insurance providers offer special discounts and incentives throughout the years, therefore you may want to view what offers are currently available from the different providers before you make your decision.
What are the different types of breakdown insurance?
Roadside plans require normally that you are outside a certain distance from home and if the vehicle cannot be repaired then it will be towed to a garage within a certain distance.
More comprehensive plans will provide additional services such as transporting you to your intended destination, putting you up for the night in accommodation if necessary, and car hire.
It is important that you understand what your breakdown plan is covering you for so there are no unexpected surprises if your vehicle breaks down.
What is roadside recovery insurance?
Car Breakdown Insurance Providers
Greenflag Offer
Save up to 40% off phone prices when you buy online breakdown cover
- From £25 pa (Rescue Level)*
- Add on Roadside & National Recovery
- European cover option also available