Sainsbury's Breakdown Cover

Compare Sainsbury’s Breakdown Cover Quotes With The UK Market

Vehicle breakdowns can be a costly and time consuming problem; however having breakdown insurance in place can help you get going again in a quick and cost effective manner.

Sainsbury’s breakdown cover

Sainsbury’s Bank breakdown cover is a service provided via Green Flag. You cannot however purchase this Sainsbury’s cover as a standalone product; it is only available as an optional extra when you take out car insurance with Sainsbury’s Bank.

If you are looking for a standalone breakdown policy there are a wide range of options, it is therefore a good idea to shop around before taking out a policy, so you can find the best deal on the level of cover you want. In addition to considering the cost of each plan you might also want to factor other things into your decision such as:

• Average response time
• Percentage of vehicles fixed at roadside
• Inclusion of cover for trailers or caravans
• How many call outs you get a year
• No excess charges
• Customer ratings and reviews
• Message service
• Nationwide cover
• Cover for freeing you from snow or mud

Levels of cover

Many providers of vehicle breakdown insurance allow you to purchase policies at different levels of cover so you don’t need to pay for cover that you feel you don’t need. The specific names and features of each cover level will vary by provider but may include:

• Roadside Assistance – Typically the most basic level of cover offered by an insurer, it usually means you will be provided with assistance for breakdowns that occur over a set distance from your home. This normally includes a set amount of free labour at the roadside and if the vehicle cannot be fixed there and then it will also include a tow to a nearby garage.

• Home Assistance – Basic roadside assistance packages often exclude breakdowns which occur close to your home (commonly either within a quarter of a mile or a mile depending on provider) or if your car won’t start as you leave your home. To be covered for these instances you would need a policy that includes home assistance.

• Recovery – While a basic roadside assist package may be able to tow you to a nearby location if your vehicle cannot be fixed at the roadside a national recovery package will give you the option of you, your vehicle and any passengers being taken to any one location of your choosing anywhere in mainland UK.

• Onward Travel – Onward travel packages are designed to present the policy holder with additional options to complete their journey if the vehicle can’t be fixed at the roadside, this could include the provision of a hire car for a set period of time, or being put up in a nearby hotel for the night.