Compare Swinton Breakdown Cover Quotes With The UK Market
Vehicle breakdowns can be a costly and time consuming problem; however having breakdown insurance in place can help you get going again in a quick and cost effective manner.
Car Breakdown Quotes
Compare 10 Breakdown Insurers
- Easy online form
- Choose level of cover: roadside assistance, vehicle recovery, home assistance, onward travel, plus extras
- Personal or Vehicle cover
- Instant quotes
- UK & European cover
Free Onward Travel for 12 months when you choose National Recovery
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Free Onward Travel for 12 months when you choose National Recovery
Swinton Breakdown Cover
Trying to arrange for a recovery or mobile mechanic to come to your aid if your car breaks down can be costly and time consuming, but having a comprehensive breakdown policy in place can help send someone to your aid. There are a variety of vehicle breakdown insurance providers you see a selection in the table and click the links in order to get quotes.
Swinton breakdown cover features include:
- Emergency helpline – 24 hours a day, 365 days a year
- Under 45 minutes average response time
- Five different levels of cover to suit your requirements and your budget
- Priority for vulnerable drivers
- No minimum contract
- Cover yourself or your vehicle only
- National network of 3500 mechanics and 350 garages
- Cover for cars over 11 years old for an additional fee
- Up to 4 callouts each 12 month period
Finding the right breakdown cover policy
You will find there are a variety of different providers of breakdown insurance, and each will have its own options. Many providers of cover allow you purchase their services at different levels of cover so you can tailor your policy to not pay for cover you don’t feel you need.
The names and features of these cover levels will vary by insurer but may include:
- Roadside assistance: The most basic package typically offered. Provides cover for breakdowns that occur over a set distance from your home address (breakdowns often need to be over a quarter of a mile or a mile depending on provider). If the vehicle cannot be fixed by the roadside then you will also be offered a tow to a nearby garage.
- Home Assistance: Offers you the same cover as roadside assistance but includes cover for vehicle breakdowns that occur at or near your home.
- Recovery: If your vehicle cannot be fixed at the roadside then having a recovery package will give you the option of being taken to any mainland UK location of your choosing along with your vehicle and passengers rather than to just the nearest garage.
- Onward Travel: presents the policy holder with alternatives with which to continue their journey if their car cannot be fixed at the roadside, could include the provision of a courtesy car, costs for public transport or overnight accommodation at a nearby hotel.
- European Cover: Provides you with breakdown cover for driving on the continent.
Personal and vehicle cover
Many insurers also give you the choice of insuring a vehicle so it is covered for breakdowns regardless who is driving it when one occurs, or taking out a personal policy meaning they have breakdown cover in any car they drive.
What does breakdown insurance for my car cover?
Although what each provider will cover you for varies in general they can help you with many other aspects than just a mechanical fault with your vehicle, for instance they could help if you lock your keys inside the car or if you run out of fuel on your journey.
Car breakdown cover plans come in different forms but generally provide a home option whereby if your car is within a certain mileage from your home the breakdown company will provide assistance.
- Roadside plans require normally that you are outside a certain distance from home and if the vehicle cannot be repaired then it will be towed to a garage within a certain distance.
- More comprehensive plans will provide additional services such as transporting you to your intended destination, putting you up for the night in accommodation if necessary, and car hire. It is important that you understand what your breakdown plan is covering you for so there are no unexpected surprises if your vehicle breaks down.
You will also find that to incite customers many breakdown insurance providers offer special discounts and incentives throughout the years, therefore you may want to view what offers are currently available from the different providers before you make your decision.
What are the different types of breakdown insurance?
Roadside plans require normally that you are outside a certain distance from home and if the vehicle cannot be repaired then it will be towed to a garage within a certain distance.
More comprehensive plans will provide additional services such as transporting you to your intended destination, putting you up for the night in accommodation if necessary, and car hire.
It is important that you understand what your breakdown plan is covering you for so there are no unexpected surprises if your vehicle breaks down.
What is roadside recovery insurance?
Car Breakdown Insurance Providers
Greenflag Offer
Save up to 40% off phone prices when you buy online breakdown cover
- From £25 pa (Rescue Level)*
- Add on Roadside & National Recovery
- European cover option also available