Caravan Breakdown cover

Compare Caravan Breakdown Cover Quotes

Breakdown Policy
Roadside & At Home
Personal Cover From
£99 annual
Vehicle Cover From
£39 annual
Roadside Assistance
National Recovery
n/a

AA Roadside Assistance Insurance

Free Onward Travel for 12 months when you choose National Recovery

Breakdown Policy
Roadside, Cover at Home, National Recovery & Onward Travel
Roadside Assistance
National Recovery

Green Flag Breakdown Insurance

Breakdown Policy
Roadside, Local Recovery, National Recovery & Home Start
Personal Cover From
£18.29
Annual
Unlimited Callouts
Roadside Assistance
National Recovery

QDOS Breakdown Insurance

 
Breakdown Policy
Roadside
Personal Cover From
£94.50
Annual
Vehicle Cover From
£69.50
Annual
Roadside Assistance
National Recovery
n/a

RAC Roadside Assistance Insurance

FREE Onward Travel on selected cover levels

Breakdown Policy
National recovery
Personal Cover From
£179.50
Annual
Vehicle Cover From
£154.50
Annual
Roadside Assistance & At Home
National Recovery & Onward Travel

RAC UK Breakdown Insurance

FREE Onward Travel on selected cover levels

Breakdown Policy
Roadside, National Recovery & Onward Travel
Personal Cover From
£99 annual
Vehicle Cover From
£39 annual
Roadside Assistance
National Recovery

AA Breakdown Insurance

Free Onward Travel for 12 months when you choose National Recovery

Caravan Breakdown Cover

If you own a caravan, mobile tent or trailer it may be worth ensuring you have a policy that includes caravan breakdown cover.

Some providers of breakdown cover do include caravan breakdown cover as standard, however it would be wise to read each policy carefully. If your policy covers you for towing, it may include assistance if the mechanical difficulty hits the caravan as well as the towing vehicle.

When checking a policy you should check that if it does include cover for towed items that if there is any size of weight restrictions in place, as if your caravan exceeds these limits then your cover will not be valid.

Types of breakdown cover:

Many providers of motor breakdown insurance allow you to purchase their insurance at different cover levels so you can tailor how comprehensive your policy is based on your own specific needs. The levels offered may differ between providers but they may include:

  • Roadside: The most basic level of cover, this provides you cover for breakdowns that occur over a certain distance from your registered home address.  Offers a certain amount of time of free roadside labour from a mobile technician and if your vehicle cannot be repaired then you will be towed to a nearby garage. When looking at different policies it may be worth checking where caravan recovery is included.
  • Home Start: As the basic roadside package offered by many insurers excludes cover that breakdowns break down close to your registered home address, usually either a quarter of a mile or a one mile depending on provider. If you want to be covered for these possibilities of if your vehicle simply won’t start when leaving home then you will need a home start policy.
  • Recovery: If the vehicle cannot be repaired at the roadside, having a policy that includes national recovery means that rather than being taken to the nearest garage your insurer will give you the option of being recovered to a single location anywhere in the UK.
  • Onward travel: Onward travel packages are designed to allow policy holders to continue their journey if their car cannot be fixed within a reasonable time frame. What is offered varies by provider but can include the provision of; a hire car, overnight accommodation or alternative travel costs.  If you’re taking your caravan with you, you will want to make sure that you policy allows you to tow with a courtesy car. You may also want to check, if you are travelling to your holiday destination, if there is any provision made to get your caravan or other unit home at the end of your trip if the broken vehicle cannot be fixed and retrieved in that time.
  • European cover: If you take your caravan with you on the Continent, you should consider a policy that includes European breakdown cover. Coverage tends to differ on the continent than in the UK with most breakdown insurance providers, so you should check what provisions a policy offers for both your car and caravan when travelling elsewhere in Europe than the UK.

 

Whether you drive often or less frequently, having breakdown cover in place is a good idea, as if you do breakdown getting help to come to assistance at the road side can be far more costly if you don’t have a comprehensive level of breakdown cover.

Although what each provider will cover you for varies in general they can help you with many other aspects than just a mechanical fault with your vehicle, for instance they could help if you lock your keys inside the car or if you run out of fuel on your journey.

Car breakdown cover plans come in different forms but generally provide a home option whereby if your car is within a certain mileage from your home the breakdown company will provide assistance.

  • Roadside plans require normally that you are outside a certain distance from home and if the vehicle cannot be repaired then it will be towed to a garage within a certain distance.
  • More comprehensive plans will provide additional services such as transporting you to your intended destination, putting you up for the night in accommodation if necessary, and car hire. It is important that you understand what your breakdown plan is covering you for so there are no unexpected surprises if your vehicle breaks down.

You will also find that to incite customers many breakdown insurance providers offer special discounts and incentives throughout the years, therefore you may want to view what offers are currently available from the different providers before you make your decision.

Car breakdown cover plans come in different forms but generally provide a home option whereby if your car is within a certain mileage from your home the breakdown company will provide assistance.

Roadside plans require normally that you are outside a certain distance from home and if the vehicle cannot be repaired then it will be towed to a garage within a certain distance.

More comprehensive plans will provide additional services such as transporting you to your intended destination, putting you up for the night in accommodation if necessary, and car hire.

It is important that you understand what your breakdown plan is covering you for so there are no unexpected surprises if your vehicle breaks down.

If you break down more than a certain distance from your home, many car breakdown insurers will carry out emergency repairs at the roadside if possible,  or tow you to the nearest garage if they cannot fix the fault.