Campervan Breakdown Cover
Compare Campervan breakdown cover quotes
If you are looking for campervan breakdown cover, a standard vehicle breakdown policy may or may not be suitable for you, depending on its specifics.
You can use the comparison table below to view a selection of different providers of vehicle breakdown cover, some of which may be able to offer you suitable campervan cover.
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Free Onward Travel for 12 months when you choose National Recovery
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Free Onward Travel for 12 months when you choose National Recovery
Campervan breakdown cover
With campervan breakdown cover you may find that some car breakdown insurance adequately cover your motorhome’s specifications, other may not.
It is therefore important to read each policy carefully; some for example may have a specific clause in the policy document that excludes cover for vehicles with onboard living accommodation, which would make them unsuitable for campervan cover.
Some providers may also put a restriction on the maximum size or weight of a vehicle they can offer cover for, so it is worth finding a policy that have a limit your vehicle does not exceed. Some providers do also offer specialist cover for campervans.
Levels of cover
You may find that providers of campervan breakdown insurance will offer insurance at different levels of coverage. This means you only have to purchase a level of cover you feel is necessary and not pay extra for things you do not feel you will need. These levels will vary by provider however they may include:
- Roadside assistance: The most basic and cheapest type of cover normally offered by a provider, if your vehicle breaks down you this level of cover will provide you with a set amount of free roadside labour from a vehicle technician, if your vehicle cannot be fixed by the side of the road then you will be towed to a nearby garage.
- Home assistance: As basic roadside packages often do not include cover for breakdowns that happen at or within a close proximity of your registered home address, many providers offer a home assistance package that can be added to your policy to include cover for these events.
- Recovery: Recovery packages give the option of you, your vehicle and any passengers being taken to a location of your choice, anywhere in the UK if your vehicle cannot be fixed at the roadside rather than just the closest garage. This could include being taken: home, to your intended destination or to a mechanic of your preference.
- Onward travel: If the vehicle cannot be repaired within a certain time frame then having having onward travel cover on your policy could provide you alternative methods to complete your journey, this could include being given a hire car for a limited period of time, being reimbursed for alternative transport costs such as train fare or being put up in a nearby hotel for the night while your vehicle is repaired.
What does breakdown insurance for my car cover?
Although what each provider will cover you for varies in general they can help you with many other aspects than just a mechanical fault with your vehicle, for instance they could help if you lock your keys inside the car or if you run out of fuel on your journey.
Car breakdown cover plans come in different forms but generally provide a home option whereby if your car is within a certain mileage from your home the breakdown company will provide assistance.
- Roadside plans require normally that you are outside a certain distance from home and if the vehicle cannot be repaired then it will be towed to a garage within a certain distance.
- More comprehensive plans will provide additional services such as transporting you to your intended destination, putting you up for the night in accommodation if necessary, and car hire. It is important that you understand what your breakdown plan is covering you for so there are no unexpected surprises if your vehicle breaks down.
You will also find that to incite customers many breakdown insurance providers offer special discounts and incentives throughout the years, therefore you may want to view what offers are currently available from the different providers before you make your decision.
What are the different types of breakdown insurance?
Roadside plans require normally that you are outside a certain distance from home and if the vehicle cannot be repaired then it will be towed to a garage within a certain distance.
More comprehensive plans will provide additional services such as transporting you to your intended destination, putting you up for the night in accommodation if necessary, and car hire.
It is important that you understand what your breakdown plan is covering you for so there are no unexpected surprises if your vehicle breaks down.
What is roadside recovery insurance?
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- European cover option also available