Admiral Car Insurance

With Admiral Car Insurance you can choose from three different types of cover, each with their own features, costs and benefits, which means you can choose the right level of car cover to suit you.

Insurance Offered
Third Party Fire & Theft and Comprehensive Cover
Multi Car Discount
Great value cover from only £265*
Uninsured Driver Promise

Admiral Car Insurance

Compare The UK Car Insurance Market

With our quote service you can access exclusive pricing for a limited time only.

Complete our quote form and compare quotes.

Compare Quotes »

Insurance Offered
Compare over 110 UK car insurance providers
Easy Quote Form
Save up to £530 on your car insurance!*

Looking for cheaper insurance?

Search over 110 car insurance providers

Insurance Offered
Third Party Fire & Theft and Comprehensive Cover
Multi Car Discount
You could save £280*

Admiral Multi Car Insurance

Cover Terms
Learner Drivers
Applicable Age
17 - 22

Tempcover Learner Car Insurance

Cover Terms
Instant Cover
Applicable Age
18 - 78

Tempcover Car Insurance

Breakdown Policy
Roadside, Cover at Home, National Recovery & Onward Travel
Roadside Assistance
National Recovery

Green Flag Breakdown Insurance

Get the Lowdown on Admiral Car Insurance | Pros, Cons & Cover Options

Searching for the perfect car insurance company can be a challenge. With so many options available it’s important to find one with good cover and customer service at an affordable price; read our 2023 Review of Admiral Car Insurance to find out more of what they offer UK motorists.

This UK-based provider is often regarded as one of the finest in its class and offers various policies that are worth considering.

Plenty of optional extras are included in their packages, making them popular among UK drivers.

In this article, we will review why they excel over others regarding car insurance providers!

Short Summary

  • Admiral Car Insurance provides competitive quotes with multi-car insurance policies and a wide selection of car, home, travel & pet cover.
  • Customers can customize their policy with optional extras like breakdown cover and uninsured driver promise for tailored protection.
  • Admiral offers cost savings such as MultiCar discounts & dashcam incentives to help customers save money on their premiums.

Admiral Car Insurance offers a selection of competitive motor insurance deals with three different products to suit your needs. Admiral single-car insurance offers a wide range of benefits, including the option to save when you insure more than two cars with their multi-car discounts.

If you’re a young driver, Admiral’s telematic pay-how-you-drive system, LittleBox, could help you to pay less for your car insurance when you drive responsibly.

The three types of car insurance available from Admiral include:

  • Comprehensive Cover – This type of car insurance covers you and your vehicle for any accident, whether it was your fault or not.
  • Third Party Fire and Theft – This type of car insurance covers you and your vehicle if it is stolen or damaged by fire. It also covers you for damages to the other person and their car if you are involved in an accident and it is your fault.
  • Third Party Only – This type of car insurance covers you for damage to other people’s property and well as providing compensation for death or injuries caused by an accident that was your fault. It also covers you for damage and injury caused by your passengers.

Benefits of Admiral Car insurance

Admiral car insurance policyholders could benefit from:

  • Courtesy car – A courtesy car is available for comprehensive policyholders if your car is under repair at an Admiral-approved garage.
  • Named driver no claims bonus – Any named driver, not just the main driver, could earn an Admiral No Claims Bonus for use with Admiral policies.
  • £100,000 motor legal protection – For uninsured losses in a motor accident, that’s not your fault. To claim, there must be a reasonable chance of success.
  • £5,000 personal injury cover – As standard, each policy comes with £5,000 of Personal Injury Cover for comprehensive policyholders.
  • European cover – All policies include up to 90 days of European cover.
  • Windscreen cover – Comprehensive policyholders are eligible to repair and replace windscreens (excess applies).
  • Up to £1,250 of stereo cover – Your stereo and any other permanent audio/visual equipment is covered for 15% of the value of your car up to a maximum of £1250 for comprehensive and third-party fire and theft policies.
  • Child Car Seat cover – Up to £300 of cover for car seats, buggies and accessories.
  • Personal belongings cover – Up to £100 cover for personal belongings and effects in your car if damaged or stolen, for comprehensive policies only.
  • 24-hour emergency helpline – Available with comprehensive and third-party fire & theft policies where we are liable for damage to your car.
  • Bonus match – Insure a second car with us; in most cases, we’ll match your No Claims Bonus on that vehicle as well.
  • Easy payment options – Spread the cost with monthly instalments or save at least 10% when you pay by credit or debit card.
  • Choice of excess – Take control of your premium and choose from a wide range of excess payments options

With Admiral MultiCar insurance, you could also benefit from:

  • Flexibility – You can insure up to 5 cars with one policy as long as they are registered to the same address.
  • Easy renewal – A single renewal date for all cars covered
  • No claims bonus protection – If a policyholder covered by your MultiCar policy makes a claim or a claim is made against them, only they are affected. The No Claims Bonus of any other policyholders covered by the same policy won’t be affected

Additionally, young drivers who use the LittleBox telematic system could benefit from:

  • An immediate discount – get instant money off your premium
  • No curfews – drive whenever you like.
  • Set your own mileage limit – up to 15,000 miles per year

You can get Admiral car insurance quotes and apply online, or compare Admiral with other leading car insurance providers from across the market using our FREE car insurance comparison service.

Understanding Admiral Car Insurance

Admiral Insurance, which has long been a trusted name in the UK insurance market and belongs to Admiral Group, was established way back in 1993. Initially specializing only in car policies, they have since diversified their offering by introducing various other insurance options, such as home and travel insurance so that customers can choose something according to their needs.

As for automobile security service seekers trying to decide between different insurers, considering an admiral car insurance quote is worth it because they offer competitive rates amongst similar companies.

EUI Ltd organizes all Admiral related car cover, including multi-car ones, where households with multiple vehicles may enjoy special discounts when taking advantage of this feature simultaneously, ensuring clients get maximum bang from every dollar spent!

About Admiral

Admiral started its journey with the goal of providing quality car insurance, for which it has been recognized by receiving several personal finance awards.

In 2017, they broadened their services and now offer customers personal insurance on both home and travel.

One feature that sets Admiral apart is MultiCover Insurance: a policy enabling clients to have both house-and motor insurance in one package.

Some policies even include complimentary car cover if an accident should occur.

Insurance Products Offered by Admiral

Admiral provides customers with various insurance policies, from car to pet cover. These products are specifically designed so that each customer is able to find the best protection for their particular needs and budget.

Regarding car insurance in particular, there are three main types – fully comprehensive, third party & fire theft, and just third party alone. Thus allowing clients more control over how much security they need on their vehicles.

Decoding Admiral’s Car Insurance Policies

A car with comprehensive car insurance policy

Motor insurance policies, or car insurance as they are commonly known, come in three main varieties – comprehensive cover, third-party only and third-party fire & theft. This allows customers to select a policy that best meets their needs and budget while offering different levels of vehicle protection.

Comprehensive car insurance cover is the most extensive option and includes benefits such as EU travel cover and courtesy cars should your vehicle require repair following an incident covered by the personal injury element. Windscreen repairs are also included here too.

Third-Party. Only is less limited but still offers considerable protection against damages done to another person’s property or vehicle (but not yours) if you cause them during the use of your own motorised transport.

Theft gives peace of mind via its guard against automobile fires which could occur through no fault whatsoever on behalf of any driver associated with it, plus added security from risk of hijacking/theft where applicable.

Comprehensive Cover

Admiral offers comprehensive car insurance policies that provide policyholders with various insurance benefits. This includes EU travel cover, courtesy cars, personal injury cover up to £5,000, and protection for personal belongings.

To this, Admiral has also introduced the LittleBox telematics device, which will monitor driving patterns in order to offer discounts on premiums based on safe driving habits such as cornering or braking.

A single-car policy with Admiral can accommodate four drivers, including the policyholder, making it ideal for households with multiple vehicles. At the same time, additional features such as Hire Vehicle Cover are available at an extra fee if desired by customers.

Third Party Only

Admiral’s third party only car insurance policy is the best choice for those looking for the bare minimum legal protection.

This plan covers any damage you may cause to someone else or their property while driving but does not cover your own automobile and other items you own. Although this option could be more economical than comprehensive cover, it’s important to assess all potential risks versus cost savings in order to make an informed decision about what type of policy suits your needs most appropriately.

Third Party Fire & Theft

Admiral’s third party fire & theft car insurance policy provides a balance between comprehensive cover and the more limited cover of third party only. This plan covers any damages to another’s vehicle and protection against theft or destruction by fire for the insured automobile.

It does not safeguard against uninsured losses or harms caused to one’s own motorcar due to an accident. If Safety is desired beyond that provided by basic 3rd-party policies, this type of auto insurance may be worth considering.

Customizing Your Policy with Optional Extras

Car with Breakdown Cover

Admiral car insurance policies offer an array of choices that can be selected to fit your policy perfectly.

These additional features, such as breakdown cover, personal property security and the uninsured driver promise, allow you to create a suitable protection plan for yourself.

By tweaking your package with these optional extras, you’ll have peace of mind knowing all bases are covered in accordance with your unique needs and circumstances.

When it comes to deciding which extra options should come included on top of basic cover levels. Consider what suits you best – after considering both cost & benefit factors. For instance, if longer journeys often feature or there is more age within the vehicle, perhaps breakdown assistance would add value. Conversely, if valuable goods usually stay inside, opting in for possessions’ assurance could give added confidence when driving around town etc.

Understanding what kind of cover requirement is necessary will help ensure the right level or combination thereof has been applied before signing any legal documentation linked herein with Admiral Car Insurance Policies operations, specifically speaking.

Breakdown Cover

Admiral’s breakdown cover provided by The AA is worth considering for those looking to add extra peace of mind. They offer options ranging from as little as £44.95 for Roadside Assistance to European Cover at £99.95.

No matter which one you choose, they will be ready and available if your vehicle experiences misfuelling or key-related problems, leaving you stranded on the roadside with nowhere else to turn.

It’s wise to compare different car cover levels and prices when making this purchase decision to ensure customers’ individual needs are cared for with quality protection, giving them full confidence if an unexpected incident ever occurs while driving!

Personal Belongings Cover

Admiral’s personal belongings cover is a great add-on to your vehicle policy, providing extra protection for any phones, laptops and other items stored in the car. This cover will shield clothes and anything else you may regularly take with you from theft or accidental harm while inside the automobile.

Remember that this cover option does not include permanent fixtures installed within your vehicle, such as GPS systems and audio players.

Having this extra can give one peace of mind knowing their possessions are safeguarded if they were ever stolen or destroyed by accident while travelling.

Uninsured Driver Promise

Admiral provides van insurance that can be supplemented with the optional Uninsured Driver Promise. With this cover, your no claims bonus and excess will stay intact if you encounter an incident caused by someone who does not possess their own insurance policy.

This added protection ensures you are not punished for a situation out of your control. So don’t let yourself get caught off guard in case of an accident.

Add Admiral’s uninsured driver promise to give yourself peace-of-mind on every journey!

Filing a Claim with Admiral Car Insurance

A car with Admiral car insurance policy and documentation

Suppose you are in the unfortunate situation of having to file a claim with Admiral car insurance due to an incident or accident. In that case, it is essential that you know exactly what needs to be done and which documents should be prepared. Taking these steps ahead of time can help expedite your claim resolution process.

To make a claim through this insurer, call their customer service line at 0333 220 2033 during operating hours so they have all required information – including policy number, vehicle registration details, specifics about the occurrence of motor accident, plus any corresponding video recordings or other paperwork needed for evidence.

It’s important that notification is sent promptly after such events happen. Contact Admiral immediately for smoother processing when dealing with a car insurance cover or motor legal case involving them.

Contacting Admiral

For assistance with filing an insurance claim through Admiral Car Insurance, you can get in touch by calling their customer service number at 0333 220 2000 during set business hours.

Monday to Friday between 8 am and 8 pm, Saturday 9 am-5 pm and Sunday are all possible times customers can call for help.

It is advised that those involved in a vehicular incident contact the company as soon as possible so claims will be processed faster than expected.

Documentation Required

When lodging a claim with Admiral car insurance, it is advised to have available the pertinent information and paperwork that can back up your case.

Depending on what type of claim you are submitting, contact Admiral or login to MyAccount for instructions regarding which documents should be submitted along with the form.

Having precise and thorough details ready will help make filing simpler and may lead to quicker resolution times.

Assessing Customer Satisfaction

A person looking at Trustpilot ratings

When selecting a car insurance provider, it’s essential to consider the customer satisfaction scores to know what kind of experience you can expect. This section will assess Admiral’s reviews on Trustpilot and Which? Ratings when it comes to client satisfaction.

Admiral has been provided with 4.2 stars out of 5 from in excess of 29,000 clients, according to Trustpilot testimonies.

Consumers have mainly praised their services regarding pricing plans and website user-friendliness. In contrast, some were unsatisfied with slow claims handling and a lack of transparency throughout the process.

Trustpilot Ratings

Customers of Admiral Car Insurance have expressed positive opinions, as evidenced by its 4-star Trustpilot rating based on more than 28 thousand reviews.

People appreciate the company’s customer service, cost and website usability, which are seen to contribute to overall satisfaction with their car insurance policy.

There has been some criticism about lengthy wait times for claims procedures and a lack of clarity regarding certain related matters.

Which? Review Score

When it comes to finding the best car insurance provider for you, customer ratings should be considered. After assessing 55 different policies offered by various providers, Admiral scored lower than average with a 56% policy score compared to the overall 61%.

This implies that there may still need improvement in certain areas of their services and experience when choosing them as your insurer.

It is important to consider these scores and personal requirements before settling on which company offers the most suitable cover.

Saving Money on Your Admiral Car Insurance Policy

Car with multi car discounts

Admiral offers a number of ways for customers to get the best value from their car insurance policies, such as multi-car discounts and dashcam incentives.

With Admiral’s MultiCar discount, drivers can insure multiple cars on one policy with a single renewal date; each vehicle will earn its own individualised reduction in cost.

Those who install a dashcam in their automobile are eligible for an additional 10% decrease in the total price paid towards the policy. This incentivises safe driving habits, which results in potentially lower premiums overall!

Multi-Car Discounts

Households with multiple vehicles can benefit from Admiral’s MultiCar discount, which gives discounts for each car added to the policy. Not only does this reduce the expense of the overall cost, but also allows each vehicle to acquire its own No Claims Bonus that could lead to more savings.

Filing a claim on one automobile will not affect other cars covered by your policy and thus provides additional assurance for multi-car households.

Dashcam Incentives

Car Dashboard with a mounted dashcam promoting Admiral car insurance incentives

Admiral offers customers who use a dashcam in their vehicle up to 10% off the cost of their car insurance policy. This attractive incentive encourages responsible driving and provides an extra opportunity for drivers to save money on their premiums.

Installing a dashboard camera helps promote safe practices behind the wheel and ensures potential savings regarding your automobile cover.


Admiral Car Insurance is a trusted provider in the UK market, offering various policies to meet their customers’ needs. Alongside these options are several money-saving extras that keep them one of the most sought after car insurance providers.

By carefully analyzing motor cover plans, discounts and customer feedback before taking out any policy, drivers can be sure they have chosen correctly when opting for Admiral Car Insurance.

Frequently Asked Questions

How do I contact Admiral 24 hours?

For contact with Admiral, make sure to dial 0345 609 4375 within 48 hours.

Have your name and the related information ready before making the call – they are available 24/7.

Does Admiral need proof of no claims?

Admiral requires various documents to be uploaded through their online form in order to renew an insurance policy.

These include the previous insurer’s details and how many years of no claims bonus have been earned.

They may need written proof such as a renewal notice or Proof of No Claims Bonus letter from your former provider, all necessary for successfully completing the process with Admiral.

What types of car insurance policies does Admiral offer?

At Admiral, customers can find car insurance policies that will fit their needs – from comprehensive cover to third party fire & theft.

These options guarantee protection for your vehicle and give you the peace of mind necessary while driving.

Can I insure multiple cars with Admiral and receive a discount?

Admiral’s MultiCar policy is an excellent way to save on your insurance premiums when you have multiple cars. This system allows each vehicle to receive its own discount, which leads to substantial savings over the course of a year.

Up to five cars can be included under one policy so that customers can take advantage of these discounts!

Does Admiral offer any incentives for using a dashcam?

Admiral provides customers with a discount of 10% when they fit their car with one of its dashcams, offering an incentive to do so.

Compare Admiral With 100+  Car Insurance Providers

  • Low Cost Car Cover
  • Save time & money
  • Buy Online

Get Car Insurance Quotes »

Compare Car Insurance

Car Insurance in the UK is compulsory under the 1988 Road Traffic Act and it is an offence to take a car onto a public highway without at least third party insurance in place.

Most basic car insurance policies cover third party, fire and theft covering third party liabilities as well as damage to the car caused by fire or loss due to theft. Comprehensive car insurance which is more expensive covers third party, fire and theft but also covers any damage caused by the driver to the car being driven.

According to the Motor Insurers Bureau uninsured drivers (approximately two million motorists according to the department of transport) inflict approximately £380 million of damage on UK roads which is passed on in higher insurance premiums.

Under the law a car must have a valid car insurance policy if it is taxed or not or whether it is kept on a public highway or not and whether it is driven or not.

If a car is not being used its tax disc must be redeemed and the relevent declaration (SORN) completed to confirm that the car is being kept off public roads. The scheme will provide a new fixed penalty for people who ignore official reminders that their insurance has expired. the maximum penalty for offenders is £5,000 and an automatic endorsement of your driver license with 6 to 8 penalty points.

See below for different types of car insurance:

Type of Car Insurance

Car Insurance Features

Comprehensive Car Insurance

As the name suggests provides cover both to third parties but also to you and your own car and passengers in the event of an accident. This type of cover usually allows you to drive another car (may only be on a third party basis).

Car Legal Expenses Insurance

Normally sold as an add on to car insurance and provides legal expense cover in the event of a dispute e.g. if you are in an accident that is not your fault you may wish to claim back uninsured losses and legal expense cover will help you fund the legal costs.

Third Party Car Insurance

Third party car insurance is the minimum cover required by UK law on a vehicle used ona public highway. If you have an accident this cover will protect you from having to pay for damage to other vehicles. You cannot make a claim against your own vehicle.

Third Party Fire and Theft Car Insurance

In addition to covering third party liabilites this cover also provides financial protection in the event of damage to your car in the event of fire or loss due to theft.

As with many things in life the more time you put into something the more you will get out and with buying car insurance spending some time understanding what to look out for can save you both time and money in the long run and should ensure that you end up with the right cover.

Things to consider:


If you are under 25 you will generally pay more for car insurance. For teenagers the cost of car insurance can be very high. Some insurers provide young driver car insurance schemes e.g. The Co-op and Young Marmalade provide specialist insurance for younger drivers

Voluntary Excess

To keep the cost of car insurance down many insurers provide you with the option of a voluntary excess on any claim. This is paid over and above any compulsory excess on the policy.


In the past specialist women’s car insurance providers could offer a better deal. Women generally tend to make less expensive claims than men, and so insurance companies historically reflected this in offering cheaper premiums. However, in March 2012, the European Court of Justice ruled that insurance providers cannot discriminate on gender. This ruling came into effect from December 2012.

Car Mileage

Some car insurers will adjust their car insurance premium based on the mileage you do. It is important you give an accurate indication of expected annual mileage to ensure you are not paying more than you need to.   Check with your existing car insurer (if relevant) – If you already have an existing car check with your existing insurer about adding a second car onto the policy. Some car insurance companies will provide you with a discount for including a second vehicle – often called multi car insurance.

Using a Comparison website

Online comparison websites provide a useful and easy way of getting car insurance quotes. No car insurance comparison website covers the whole market so it makes sense to use more than one source to ensure you are getting the right cover at the right price. You should also note that some insurance companies do not appear on comparison websites e.g. Direct Line Car Insurance and Aviva Car Insurance

Using a Car Insurance broker

If you are not sure what cover you need or want somebody to help you through the process there are many car insurance brokers who will be happy to help. A good insurance broker will not help you in buying car insurance but also provide support in the event that you need to make a claim.If you intend to use a broker you should check their FCA (Financial Conduct Authority) registration on the FCA website.

Providing correct information

In assessing the insurance risk an insurance company will rely on the information that you give as being accurate. Information provided will determine whether insurance is provided and the cost of premiums. It is therefore important that any information you provide is correct e.g. information on any driving offences where you have been given points can have a material impact on the premium you are required to pay. Non disclosure of such information at the time of application can result in a non payout in the event of a claim. If you are using a car insurance broker this is where valuable advice can be provided.

Cheapest is not always best

With insurance you generally get what you pay for so before you sign up to an insurance policy you should be aware of what you are covered for and what is excluded. You should consider what you need and ensure you are adequately covered. This may mean you have to pay more to get what you want.

Automatic Renewal

When you buy car insurance and you pay by direct debit some insurance companies will automatically renew your car insurance policy at the renewal date. You should receive a written notice of the car insurance renewal and any increase in the premium. If you are not happy you need to be proactive and shop around before the renewal date and cancel the existing policy before renewal.

Changing your mind

You have the right to change your mind within a set period normally 14 days from purchase of the car insurance policy and have your money returned.

Search Car Insurance