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Provisional Marmalade Car Insurance
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Car Insurance Offers
Insurance Offered
Third Party Fire & Theft and Comprehensive Cover
Multi Car Discount*
Online Discount
n/a
Uninsured Driver Promise

Direct Line Car Insurance

Cover Term
up to 12 months
Applicable Age
17 - 25
Details

Choice of cover: Learning in my car, Learning in another car, Passed my test

Ingenie Young Driver Car Insurance

Cover Term
1 to 90 Days
Applicable Age
17 - 22
Details

Tempcover Learner Car Insurance

Cover Term
1 to 140 Days
Applicable Age
17 - 40
Details

InsureLearnerDriver.co.uk Car Insurance

Cover for
Young drivers with points on licence
Details

Quotesearcher Car Insurance for Young Drivers with Points

Cover for
Young drivers with points
Details

Quotezone Car Insurance for Young Drivers with Points

Insurance Offered
Compare up to 105 UK car insurance providers
Multi Car Discount
Features
Save up to £200 on your car insurance!*
Uninsured Driver Promise

Looking for cheaper insurance?

Search up to 105 car insurance providers

Insurance Offered
Compare up to 105 UK car insurance providers
Multi Car Discount
Features
Save up to £200 on your car insurance!*
Uninsured Driver Promise

Looking for cheaper insurance?

Search up to 105 car insurance providers

Cover Term
1 to 90 Days
Applicable Age
17 - 22
Details

Tempcover Learner Car Insurance

Cover Term
1 to 28 Days
Applicable Age
18 - 78
Details
Instant Cover

Tempcover Car Insurance

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Breakdown Policy
Roadside, Cover at Home, National Recovery & Onward Travel
Personal Cover From
£25
Annual*
Special Offer
Up to 40% off
When you buy online
Roadside Assistance
National Recovery

Green Flag Breakdown Insurance

Get 40% off when you buy online »

*For vehicles 10 years & under on our closest equivalent UK vehicle cover.   Underwritten by U K Insurance Limited

Provisional Marmalade Car Insurance

Provisional Marmalade offers competitively priced, full comprehensive protection for learner drivers combined with car purchase to help keep down the costs of getting on the road. Some of the advantages of this specialised policy include:

  • Cover available for 1,2, or 3 months
  • Premiums start from around just £2.81 a day
  • Policy is in the name of the provisional driver
  • Can run alongside another insurance policy
  • No difference for male or female drivers
  • Provides insurance for cars worth up to £20,000
  • Claims are made against the learner driver’s policy

Just click on the link to apply online for Provisional Marmalade car insurance and you could be on the road in no time!

Provisional Marmalade car insurance keeps the risks of a claim down limiting the engine size to 1.4 and insisting that new drivers get additional training – this means that you can get cheaper premiums!

You can get instant cover when you apply online, and can renew the policy if you need some more practice when the policy comes to an end, you can even leave gaps in between, making it ideal for university or school holidays – apply online today, or compare it with other deals.

Types of car insurance

Policy options for your car insurance include:

  • Third party only insurance – this is the minimum level of vehicle insurance required by law in the UK and covers damage to property or injury to others caused by your vehicle. However, it doesn’t cover damage to your own vehicle.
  • Third party fire and theft – this type of insurance covers the same things as third party only insurance, with the addition of cover for damage to your vehicle by fire or the loss of your vehicle through theft
  • Comprehensive insurance – this type of insurance will cover you for the same eventualities as third party fire and theft, plus loss or damage to your vehicle, personal effects cover, windscreen damage, accidental damage, and even medical expenses.
  • Telematics insurance – this type of insurance involves installing a ‘black box’ in your vehicle that tracks how you drive, meaning that you could receive cheaper premiums for showing safe driving behaviours

Compare 100+  Car Insurance Providers

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Compare Car Insurance

Car Insurance in the UK is compulsory under the 1988 Road Traffic Act and it is an offence to take a car onto a public highway without at least third party insurance in place.

Most basic car insurance policies cover third party, fire and theft covering third party liabilities as well as damage to the car caused by fire or loss due to theft. Comprehensive car insurance which is more expensive covers third party, fire and theft but also covers any damage caused by the driver to the car being driven.

According to the Motor Insurers Bureau uninsured drivers (approximately two million motorists according to the department of transport) inflict approximately £380 million of damage on UK roads which is passed on in higher insurance premiums.

Under the law a car must have a valid car insurance policy if it is taxed or not or whether it is kept on a public highway or not and whether it is driven or not.

If a car is not being used its tax disc must be redeemed and the relevent declaration (SORN) completed to confirm that the car is being kept off public roads. The scheme will provide a new fixed penalty for people who ignore official reminders that their insurance has expired. the maximum penalty for offenders is £5,000 and an automatic endorsement of your driver license with 6 to 8 penalty points.

See below for different types of car insurance:

Type of Car Insurance

Car Insurance Features

Comprehensive Car Insurance

As the name suggests provides cover both to third parties but also to you and your own car and passengers in the event of an accident. This type of cover usually allows you to drive another car (may only be on a third party basis).

Car Legal Expenses Insurance

Normally sold as an add on to car insurance and provides legal expense cover in the event of a dispute e.g. if you are in an accident that is not your fault you may wish to claim back uninsured losses and legal expense cover will help you fund the legal costs.

Third Party Car Insurance

Third party car insurance is the minimum cover required by UK law on a vehicle used ona public highway. If you have an accident this cover will protect you from having to pay for damage to other vehicles. You cannot make a claim against your own vehicle.

Third Party Fire and Theft Car Insurance

In addition to covering third party liabilites this cover also provides financial protection in the event of damage to your car in the event of fire or loss due to theft.

As with many things in life the more time you put into something the more you will get out and with buying car insurance spending some time understanding what to look out for can save you both time and money in the long run and should ensure that you end up with the right cover.

Things to consider:

Age

If you are under 25 you will generally pay more for car insurance. For teenagers the cost of car insurance can be very high. Some insurers provide young driver car insurance schemes e.g. The Co-op and Young Marmalade provide specialist insurance for younger drivers

Voluntary Excess

To keep the cost of car insurance down many insurers provide you with the option of a voluntary excess on any claim. This is paid over and above any compulsory excess on the policy.

Gender

In the past specialist women’s car insurance providers could offer a better deal. Women generally tend to make less expensive claims than men, and so insurance companies historically reflected this in offering cheaper premiums. However, in March 2012, the European Court of Justice ruled that insurance providers cannot discriminate on gender. This ruling came into effect from December 2012.

Car Mileage

Some car insurers will adjust their car insurance premium based on the mileage you do. It is important you give an accurate indication of expected annual mileage to ensure you are not paying more than you need to.   Check with your existing car insurer (if relevant) – If you already have an existing car check with your existing insurer about adding a second car onto the policy. Some car insurance companies will provide you with a discount for including a second vehicle – often called multi car insurance.

Using a Comparison website

Online comparison websites provide a useful and easy way of getting car insurance quotes. No car insurance comparison website covers the whole market so it makes sense to use more than one source to ensure you are getting the right cover at the right price. You should also note that some insurance companies do not appear on comparison websites e.g. Direct Line Car Insurance and Aviva Car Insurance

Using a Car Insurance broker

If you are not sure what cover you need or want somebody to help you through the process there are many car insurance brokers who will be happy to help. A good insurance broker will not help you in buying car insurance but also provide support in the event that you need to make a claim.If you intend to use a broker you should check their FCA (Financial Conduct Authority) registration on the FCA website.

Providing correct information

In assessing the insurance risk an insurance company will rely on the information that you give as being accurate. Information provided will determine whether insurance is provided and the cost of premiums. It is therefore important that any information you provide is correct e.g. information on any driving offences where you have been given points can have a material impact on the premium you are required to pay. Non disclosure of such information at the time of application can result in a non payout in the event of a claim. If you are using a car insurance broker this is where valuable advice can be provided.

Cheapest is not always best

With insurance you generally get what you pay for so before you sign up to an insurance policy you should be aware of what you are covered for and what is excluded. You should consider what you need and ensure you are adequately covered. This may mean you have to pay more to get what you want.

Automatic Renewal

When you buy car insurance and you pay by direct debit some insurance companies will automatically renew your car insurance policy at the renewal date. You should receive a written notice of the car insurance renewal and any increase in the premium. If you are not happy you need to be proactive and shop around before the renewal date and cancel the existing policy before renewal.

Changing your mind

You have the right to change your mind within a set period normally 14 days from purchase of the car insurance policy and have your money returned.