Contractor Insurance

Compare Contractor Insurance Deals

If you are a contractor who tenders for jobs, it’s essential to provide potential clients with the reassurance of comprehensive contractor insurance. As an independent contractor, you have a financial responsibility to your customer for any mistake you make, and as your professional reputation is important, choosing the right contractor insurance can help you avoid financial loss to yourself or your clients if something goes wrong. Use the table below to compare contractor insurance deals quickly and easily:

Compare Contractor Insurance Deals
ProviderPublic LiabilityEmployer LiabilityAdditional BenefitsApply
Up to £10mUp to £10mFill in one simple form to compare quotes from a wide range of providers to find the right Tradesman Insurance deal for you.Get Quotes >
Up to £10mUp to £10mPRICE GUARANTEE - Direct Line will guarantee to beat any quote for the same cover - Tradesmen Employer and Public Liability Insurance Quotes - Covers Tradesmen & Small Businesses such as mobile hairdressers, cleaners, home tutors who work on customers premises - Tool cover available - - If you find a better Quote Direct Line will beat it*Get Quotes >

What to look for when choosing contractor insurance

When you approach a potential client as a contractor, they will require evidence that you have Employers Liability Insurance – this type of insurance is a legal requirement if you have employees. Even if you are a contractor with an unpaid assistant of volunteer, it’s likely that you will still need to provide this kind of insurance while they are working with you. 

Potential clients are also likely to be reassured if you can show that you have:

  • A high level of indemnity insurance
  • A high level of public liability insurance – this type of contractor insurance provides you with financial cover in the event of injury or damage to people of property in the course of your work property.

These types of insurance are not a legal requirement, but many customers will ask you to show evidence that you have them as a prerequisite to your contract.

Benefits of contractor insurance could include:

  • Tools and equipment cover
  • Personal accident insurance
  • Specialist coverage for high risk trades
  • Cover for temporary staff
  • No claims bonus deals