Buy to Let Home Insurance

Compare Buy to Let Home Insurance With UK Market

Compare Over 40+ Home Insurers

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Home & Contents Insurance Offers!
Buildings Insurance
No Limit
Contents Insurance
No Limit
Special Features
Up To 30% online discount. Comprehensive quote system for buildings and contents insurance. Follow through and answer the quote questions, then if you are happy to proceed, you can take up your quote instantly and securely, online.
Alternative Accommodation

Up To 30% Off When You Apply Online For New Customers

Buildings Insurance
£1million to help rebuild your home (unlimited for Home Plus)
Contents Insurance
Up to £100k contents cover (up to £150k for Home Plus)
Special Features
Defaqto 5 Star Rated Home Insurance. 25% online discount for new customers
Alternative Accommodation
Buildings Insurance
Structural damage cover; Water damage cover; Flooding, fire & storm
Contents Insurance
Up to £150k contents cover
Special Features
Confused.com guarantee to beat your home insurance renewal, or get the difference, plus £20*
Alternative Accommodation

*T&Cs apply

Home Insurance
From £400,000 to unlimited cover to to help rebuild your home
Contents Insurance
From £50,000 to unlimited contents cover
Special Features
Save up to 20% online
Alternative Accomodation

John Lewis Home Insurance

Buildings Insurance
£1million to help rebuild your home
Contents Insurance
Up to £50k contents cover (£100,000 Home Plus, Unlimited Select Premier)
Special Features
Get 35% off when you buy online*
Alternative Accomodation

Direct Line Home Insurance

*Introductory offer is for combined buildings and contents cover, which excludes optional covers.  Minimum premiums apply. Excludes SELECT Premier.
Underwritten by U K Insurance Limited

Buildings Insurance
£1million to help rebuild your home (Unlimited Home Plus)
Contents Insurance
Up to £50k contents cover (£100,000 Home Plus)
Special Features
Escape of water cover as standard. Churchill wont just cover the costs of finding the leak but also sort the damage it causes*. Churchill Home Insurance and Home Plus have been awarded a 5 Star Rating by Defaqto
Alternative Accomodation

Churchill Home Insurance

*Buildings cover required. Policy limits and £450 Escape of Water excess apply. Underwritten by U K Insurance Limited

Home Insurance
Up to £750,000 to help rebuild your home
Contents Insurance
Up to £75,000 contents cover
Special Features
Buy online and save 30%
Alternative Accomodation

ASDA Money Home Insurance

Buildings Insurance
Up To £500,000 standard (Up to £2m available)
Contents Insurance
Up to £60,000 contents cover
Special Features
Get a quote and enjoy a free Costa Coffee with Age Co Home Insurance (Ts & Cs apply)
Alternative Accomodation

Age Co Home Insurance

Buildings Insurance
£1million to help rebuild your home (unlimited for Home Plus)
Contents Insurance
Up to £100K contents cover
Special Features
A personal claims manager if you need to move out of your home due to a claim Worldwide protection for your credit cards, debit cards and cash up to £500
Alternative Accomodation

Saga Home Insurance

Buy to Let Home Insurance

Whether you are a commercial or residential landlord, having a level of insurance in place that covers your circumstances well is a good idea, if you have a buy to let mortgage you may even be required to have at least a minimal level of UK landlord insurance in place on your property. You can use the comparison table below to compare a selection of places you will be able to get quotes for UK landlord insurance.

UK landlord insurance is somewhat of an umbrella term as there are many types of cover available to landlords which you may wish to consider. There are many policies that offer cover for multiple facets of landlord insurance from buildings cover to legal cover and contents, some types of policy will allow you to have multiple properties insured under the same policy which may be useful if you have a large portfolio of rental properties.

Types of landlord cover you may see as a feature or optional extra includes:

Buildings cover

This policy types provides cover for a buildings physical structure as well as the permanent fixtures such as ceiling lights and bath tubs. With this type of insurance your policy should provide enough cover that if the property was destroyed by insured event it would pay to clear the land and rebuild the property.

Contents insurance

For landlords who let property as furnished contents insurance will provide cover for the furniture, furnishings and appliances provided by the landlord. There are generally two options for contents insurance policies; Indemnity cover will take into account any deprecation of value an item may have incurred since its time of purchase, meaning an insurer will cover you for the amount they calculated it to be worth at that time. ‘New for old’ policies will replace the item with a brand new version of the item, as a result new for old policies tend to attract higher premiums.

Landlord liability insurance

If a tenant or visitor was to make a personal injury claim liability cover would pay for your legal costs, if you were found to be at fault this policy type should also provide you with cover to pay the claimant’s legal costs and their compensation.

Loss of rent cover

If an insured event means your property is not rentable for a period of time, this cover could cover the loss of income you sustain as a result.

Landlord emergency cover

Events like gas leaks or burst pipes normally need quick responses to make your property safe and secure, emergency cover can help you get an approved tradesperson to your property. some policies will even provide an emergency contact number to you or your tenants that can be contacted 24/7 any day of the year to send someone out on your behalf.

Commercial landlord insurance

If you let out commercial properties such as; offices, retail stores or warehouses, or properties that are a mixture of both residential and commercial, then you will need commercial landlord insurance.

Compare Over 40+ Home Insurers

  • One short form to complete
  • Compare UK home & contents providers
  • Find a policy to suit your needs!

Get Home Insurance Quotes »