Home Insurance in Flood Risk Areas

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Home & Contents Insurance Offers!
Buildings Insurance
£1million to help rebuild your home (unlimited with Select Premier)
Contents Insurance
Up to £50k contents cover (£100,000 Home Plus, Unlimited Select Premier)
Special Features
Get 35% off when you buy online*
Alternative Accomodation

Direct Line Home Insurance

*Introductory offer is for combined buildings and contents cover, which excludes optional covers.  Minimum premiums apply. Excludes SELECT Premier.
Underwritten by U K Insurance Limited

Buildings Insurance
£1million to help rebuild your home (unlimited for Home Plus)
Contents Insurance
Up to £100K contents cover
Special Features
A personal claims manager if you need to move out of your home due to a claim Worldwide protection for your credit cards, debit cards and cash up to £500
Alternative Accomodation

Saga Home Insurance

Buildings Insurance
£1million to help rebuild your home (unlimited for Home Plus)
Contents Insurance
Up to £100k contents cover (up to £150k for Home Plus)
Special Features
Defaqto 5 Star Rated Home Insurance. Personal claims handler to look after you. 24/7 UK emergency helpline. 25% online discount for new customers
Alternative Accommodation
Home Insurance
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Prices from over 55 brands
Special Features
Save up to 41%*
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Moneysupermarket Home Insurance Comparison

Buildings Insurance
No Limit
Contents Insurance
No Limit
Special Features
Up To 30% online discount. Comprehensive quote system for buildings and contents insurance. Follow through and answer the quote questions, then if you are happy to proceed, you can take up your quote instantly and securely, online.
Alternative Accommodation

Up To 30% Off When You Apply Online For New Customers

Buildings Insurance
Structural damage cover; Water damage cover; Flooding, fire & storm
Contents Insurance
Up to £150k contents cover
Special Features
Confused.com guarantee to beat your home insurance renewal, or get the difference, plus £20*
Alternative Accommodation

*T&Cs apply

Buildings Insurance
£750,000 million to help rebuild your home
Contents Insurance
Based on what you actually own
Special Features
Amazing home insurance at amazing prices. Buzzvault home insurance is based on what you actually own. This allows us to offer the cover you need at the best price
Alternative Accomodation

Buzzvault Home Insurance

 

Home Insurance in Flood Risk Areas

With the increase of extreme weather conditions, it is no wonder that thousands of homes in the UK are located in flood risk areas. Fortunately, home insurance for flood risk areas is still available and some home insurance providers may accommodate for excessive water damage, with competitive quotes too.  You should be warned that if you do live in an area considered to be a flood risk, your premiums may be higher. Get quotes above to find the best cover at the best price.

With the advances of technology we can now formulate flood risk maps and record accurate data about flooding in the UK. This means that insurance companies do not have to generalise on flood risk locations anymore, and can be more specific about flood risk homes.

If you are looking for home insurance in a flood risk area, you may want to use some of these tips:

  • Investing in personal flood defence systems which protect doors and windows etc can protect you further.
  • Check any plans to develop flood defences in the area which may reduce flood risk, and insurance premiums.
  • We would always advise you to get more than one quote on your home insurance so that you can compare different prices.

When looking for home insurance in flood risk areas, be especially cautious about the level of water damage protection you will receive.