Home Insurance for Business Use

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51% of consumers could save £201.06 on their Home Building & Contents Insurance. The saving was calculated by comparing the cheapest price found with the average of the next fourteen cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from January 2024. The savings you could achieve are dependent on your individual circumstances.

Home Insurance for Business Use

If you work from home, do you have home insurance for business use? Working from the comforts of your own home can be a great way to enjoy some peace and quiet and to work at your own pace. However, it can become very stressful if something goes wrong and you do not have the correct home insurance cover. Compare quotes from across the market using the leading comparison websites above to find the cover you need.

Find the right insurance for you if you use your home for business use – get specialist home insurance quotes or compare the market below:

We advise you to make sure you have the following cover:

  • Adequate contents insurance to ensure that your business office equipment is safeguarded from damage or theft.
  • Public liability insurance could be required if the nature of you business means that customers visit your home. It could protect you from visitors making a claim due to loss or damage. It may also cover legal expenses.
  • A professional indemnity insurance policy will be required if you own a home business that offers advice to its clients. This could protect you in the event that you were found liable in giving faulty information or you carry out an incorrect procedure and the client suffers a financial loss as a result.
  • Building interruption cover can protect you in the event that damage is caused to your property that stops you from being able to continue your business from home.

If you are looking to take out home insurance with business use in mind, then be sure to guarantee that there are no exclusions in your policy that could result in you not having the cover you require. Read any policy document in full before you buy your home insurance.