Over 50s Home Insurance

Compare Over 50s Home Insurance Across UK Market

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Home & Contents Insurance Offers!
Buildings Insurance
£1million to help rebuild your home (unlimited for Home Plus)
Contents Insurance
Up to £100K contents cover
Special Features
Over 50? Protect your home with Saga. Get Defaqto 5 Star rated insurance. You could fix the price for 3 years. T&Cs apply.
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Home Insurance For Over 50s

When it comes to finding over 50s home insurance, there can be a number of distinct advantages to being a little older.

People who are looking for home insurance for the over 50s should be able to quickly find a number of home insurance quotes from a number of different home insurance providers. Many insurers could offer lower premiums based on the fact that over 50s are less likely to make a claim than their younger counterparts.

This decreased probability of having to make a serious payout means there are insurance providers competing for the over 50s home insurance market.  This means that savvy consumers should be able to exploit this competition to get the best deals.
These premiums can be lowered further if you live in an area with a low crime rate, have good quality locks and alarms fitted and maintain the property regularly.

The detail of particular polices for over 50s home insurance will vary but a bit of shopping around may throw up things like:

  • The offer of having higher buildings and contents cover
  • ‘New for old’ contents cover which will mean that damaged or stolen items are replaced with brand new ones
  • Some insurers may offer discounts on upgrading security systems and locks
  • Additional protection for periods when the house is unoccupied
  • Contents cover extensions to encompass the property’s garden as well