Home Insurance for High Risk Items

Compare Home Insurance for High Risk Items Across UK Market

Great Home Insurance Offers!

Compare Over 40+ UK Home Insurance Quotes!

  • One short form to complete
  • Compare UK building, contents, or combined home insurance providers
  • Find a policy to suit your needs!
Get Home Insurance Quotes »
Insurance Offered
Compare over 40 UK home insurance providers
Easy Quote Form
Features
Save time and money. One short form to complete, tailor a policy to suit your needs and compare providers
Buildings Insurance
Unlimited buildings cover to rebuild your home (eligibility criteria applies)
Contents Insurance
From £50,000 up to £150k contents cover (depending on policy)
Special Features
If you're looking for cheap home insurance get a quote with Admiral - you could pay as little as £113 if you insure your home*.
Alternative Accomodation

Admiral Home Insurance

Buildings Insurance
From £400,000 to unlimited cover to to help rebuild your home
Contents Insurance
From £50,000 to unlimited contents cover
Special Features
Choose from three levels of cover for Buildings, Contents or both. Tailor your policy with the optional add-ons. Make changes to your policy, without admin fees or hidden charges. When renewing, you won't pay more than a new customer for the same cover
Alternative Accomodation

John Lewis Home Insurance

Buildings Insurance
£1million to help rebuild your home (unlimited for Home Plus)
Contents Insurance
Up to £100K contents cover
Special Features
Award-winning Saga Home 3-year fixed price cover includes valuable extras: Accidental damage cover for mishaps in the home, Personal belongings cover to protect your items when you're away from home, Matching sets cover
Alternative Accomodation

Saga Home Insurance

Buildings Insurance
£1million to help rebuild your home (unlimited for Home Plus)
Contents Insurance
Up to £100k contents cover (up to £150k for Home Plus)
Special Features
Defaqto 5 Star Rated Home Insurance. 24/7 UK emergency helpline
Alternative Accommodation
Home Insurance
Get a quote in less than five minutes
Compare
Prices from over 55 brands
Special Features
Save up to 41%*
100% independent

Moneysupermarket Home Insurance Comparison

Buildings Insurance
No Limit
Contents Insurance
No Limit
Special Features
Up To 30% online discount. Comprehensive quote system for buildings and contents insurance. Follow through and answer the quote questions, then if you are happy to proceed, you can take up your quote instantly and securely, online.
Alternative Accommodation

Up To 30% Off When You Apply Online For New Customers

Buildings Insurance
Structural damage cover; Water damage cover; Flooding, fire & storm
Contents Insurance
Up to £150k contents cover
Special Features
Compare cheap buildings and contents insurance. You could save up to £107*
Alternative Accommodation
*Based on data provided by Consumer Intelligence Ltd, www.consumerintelligence.com (April ’21). 51% of home insurance customers could save £107.96 on a combined policy
Buildings Insurance
£750,000 million to help rebuild your home
Contents Insurance
Based on what you actually own
Special Features
Amazing home insurance at amazing prices. Buzzvault home insurance is based on what you actually own. This allows us to offer the cover you need at the best price
Alternative Accomodation

Buzzvault Home Insurance

 

Home Insurance for High Risk Items

There is a range of insurance providers that cater for home insurance for high risk items. Above is our choice of companies that could offer the cover you need.

There are two main issues that need considering if you are thinking about taking out home insurance for high risk items.
Firstly, you need to make sure that you carefully read the home insurance policy so that you can evaluate which items are classified as being high risk. Some of the possessions will not be the most valuable, but the ones that are most prone to damage and theft. The policy will most likely include such items as:

  • Antiques
  • Jewellery and articles of gold and silver
  • Electrical appliances including TVs, computers and music equipment
  • Bicycles
  • Paintings and other works of art
  • Money, credit/cash cards or cheques

Secondly, it is very important that you give the correct value of each item to you insurance provider. If you underestimate, it may mean that you do not receive the full amount of money for the replacement of your product.
Most insurance providers will give between £1,500-£2,000 home insurance cover per high risk item that is damaged or stolen. If one or more of your items are worth more than this, you may want to look into a specialist policy directed at home insurance for high risk items.