Home Insurance for High Risk Items

Compare Home Insurance for High Risk Items Across UK Market

Great Home Insurance Offers!

Compare Over 45+ UK Home Insurance Quotes!

  • One short form to complete
  • Compare UK building, contents, or combined home insurance providers
  • Find a policy to suit your needs!
Get Home Insurance Quotes »
Insurance Offered
Compare over 45 UK home insurance providers
Easy Quote Form
You could save up to £201*. Save time and money. One short form to complete, tailor a policy to suit your needs and compare providers
51% of consumers could save £201.06 on their Home Building & Contents Insurance. The saving was calculated by comparing the cheapest price found with the average of the next fourteen cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from January 2024. The savings you could achieve are dependent on your individual circumstances.

Home Insurance for High Risk Items

There is a range of insurance providers that cater for home insurance for high risk items. Above is our choice of companies that could offer the cover you need.

There are two main issues that need considering if you are thinking about taking out home insurance for high risk items.
Firstly, you need to make sure that you carefully read the home insurance policy so that you can evaluate which items are classified as being high risk. Some of the possessions will not be the most valuable, but the ones that are most prone to damage and theft. The policy will most likely include such items as:

  • Antiques
  • Jewellery and articles of gold and silver
  • Electrical appliances including TVs, computers and music equipment
  • Bicycles
  • Paintings and other works of art
  • Money, credit/cash cards or cheques

Secondly, it is very important that you give the correct value of each item to you insurance provider. If you underestimate, it may mean that you do not receive the full amount of money for the replacement of your product.
Most insurance providers will give between £1,500-£2,000 home insurance cover per high risk item that is damaged or stolen. If one or more of your items are worth more than this, you may want to look into a specialist policy directed at home insurance for high risk items.