Van Insurance For Learners

In the UK you have to be 18 to be able to drive a van or a lorry that weighs over 7 tonnes. Once you have progressed from being a learner, van insurance is much the same as it would be for an older driver. The only difference in the van insurance quotes that you get will be the premiums. Price comparison websites can be a useful consumer tool for broadly surveying the market place, please see the table below for some comparisons on van insurance quotes from different providers:

Latest Van Insurance Deals
ProviderReplacement VanMax WeightMulti Van CoverAdditional BenefitsApply
yes3.5 tonnesnoQuotes from 50 brokers - compare more van insurance brokers than any other price comparison site. Cheapest van insurance price, guaranteedGet Quotes >
yes3.5 tonnesnoVan Insurance cover for under £182. Up to £100,000 of Motor Legal cover, 24/7 motoring legal helpline, windscreen cover for comprehensive policies, accidental damage and vandalism cover for comprehensive policies. RAC members pay £118 less on average for RAC Van Insurance than non-membersGet Quotes >
yes3.5 tonnesyesDirect Line Van Insurance with prices from £182 a year. 10% of customers paid this or less. Based on policies sold 1st November 17 - 30 April 18. Excludes add ons. Underwritten by U K Insurance Limited.Get Quotes >
yes3.5 tonnesnoVan insurance from just £211 a year. 5-star Defaqto Rating. Business, courier or personal van insurance. 10% online discount and up to 60% no claims discount. 98% of van insurance claims paid outGet Quotes >
yes3.5 tonnesnoMotor Legal Protection as standard, choice of excess, 24/7 emergency helpline, guaranteed repairs, free courtesy vehicle, cover for audio & navigation equipment, windscreen cover, replacement locks and personal belongings. Plus optional extrasGet Quotes >

Learner drivers and young drivers are the most likely to be involved in an accident and to make a large scale claim. For this reason, it is perhaps unsurprising that most insurance companies will pass this increased risk onto learners in the form of increased premiums. The only real way to get around this situation is to compare different van insurance quotes and to scrutinise the details of each policy.

There are a number of things that may bring down the cost of van insurance policies for learners, here are some suggestions:

  • Buy an older van as your first vehicle, so that the low value means you can build up your no claims without paying the highest premiums
  • Paying higher excess will mean reduced premiums although you will have to fork out more if you are involved in an accident
  • Demonstrate to the insurer that your van is kept in a safe place overnight, minimising the risk of any damage to the vehicle that may result in a claim


You should also try and avoid the temptation to ‘front’ you learners van insurance. This is the practice of putting your van in somebody else’s name. If you are found to have done this the policy will become void and many would argue that it is better to begin building up your own no claims bonus than someone else’s.