Van Insurance for Multiple Drivers
While van insurance works on the same general principles as car insurance, there are a number of important differences. The main difference is that cars are used primarily for domestic purposes whereas many vans are used by businesses. Because of this it can be relatively easy to obtain van insurance for multiple drivers - the table on this page provides you with a quick and simple way to get a variety of van insurance quotes:
|Provider||Replacement Van||Max Weight||Multi Van Cover||Additional Benefits||Apply|
The Van Insurer Van Insurance
|3.5 tonnes||Quotes from 50 brokers - compare more van insurance brokers than any other price comparison site. Cheapest van insurance price, guaranteed||Get Quotes >|
RAC Van Insurance
|3.5 tonnes||Van Insurance cover for under £182. Up to £100,000 of Motor Legal cover, 24/7 motoring legal helpline, windscreen cover for comprehensive policies, accidental damage and vandalism cover for comprehensive policies. RAC members pay £118 less on average for RAC Van Insurance than non-members||Get Quotes >|
Direct Line Van Insurance
|3.5 tonnes||Direct Line Van Insurance with prices from £182 a year. 10% of customers paid this or less. Based on policies sold 1st November 17 - 30 April 18. Excludes add ons. Underwritten by U K Insurance Limited.||Get Quotes >|
AXA Van Insurance
|3.5 tonnes||Van insurance from just £211 a year. 5-star Defaqto Rating. Business, courier or personal van insurance. 10% online discount and up to 60% no claims discount. 98% of van insurance claims paid out||Get Quotes >|
Zenith Van Insurance
|3.5 tonnes||Motor Legal Protection as standard, choice of excess, 24/7 emergency helpline, guaranteed repairs, free courtesy vehicle, cover for audio & navigation equipment, windscreen cover, replacement locks and personal belongings. Plus optional extras||Get Quotes >|
This fact is understood by van insurance companies to mean that vans will sometimes need to be covered more comprehensively than most domestic cars.
All insurance providers will factor in the main task the van is used for when offering you van insurance quotes, especially whether:
- The van is used for carrying your own goods, or those goods that are essential for you to be able to carry out your job
- The van is used purely for hobbies and pastimes
- The van is used to carry other people’s goods on their behalf as part of a paid service
The last point will present the biggest risks to insurance companies. This is because not only will the van insurance have multiple drivers, but it will also have to include protection for third parties from the loss, theft or damage of their goods.
Most insurance companies will offer discounts for multiple drivers insured on the same van. Most companies will ask that a certain number of conditions such as the drivers being over a certain age and having no points on their licenses.
The details of each van insurance quote you get will be different, so you should really give yourself enough room to think carefully what you need from a policy, why you need van insurance for multiple drivers and what extras you will be looking for.
Make sure t o use the table to obtain a few van insurance quotes from different providers so that you know you have considered your options and got the best deal for you.