Van Insurance For Light Haulage
A person can own a van for a variety of different reasons, from the requirements of their job to their favourite pastimes, but it is important to remember that everyone will legally require some form of insurance. Please see our table below for a list of comparisons on van insurance quotes from several different providers:
|Provider||Replacement Van||Max Weight||Multi Van Cover||Additional Benefits||Apply|
The Van Insurer Van Insurance
|3.5 tonnes||Quotes from 50 brokers - compare more van insurance brokers than any other price comparison site. Cheapest van insurance price, guaranteed||Get Quotes >|
RAC Van Insurance
|3.5 tonnes||Van Insurance cover for under £182. Up to £100,000 of Motor Legal cover, 24/7 motoring legal helpline, windscreen cover for comprehensive policies, accidental damage and vandalism cover for comprehensive policies. RAC members pay £118 less on average for RAC Van Insurance than non-members||Get Quotes >|
Direct Line Van Insurance
|3.5 tonnes||Direct Line Van Insurance with prices from £182 a year. 10% of customers paid this or less. Based on policies sold 1st November 17 - 30 April 18. Excludes add ons. Underwritten by U K Insurance Limited.||Get Quotes >|
AXA Van Insurance
|3.5 tonnes||Van insurance from just £211 a year. 5-star Defaqto Rating. Business, courier or personal van insurance. 10% online discount and up to 60% no claims discount. 98% of van insurance claims paid out||Get Quotes >|
Zenith Van Insurance
|3.5 tonnes||Motor Legal Protection as standard, choice of excess, 24/7 emergency helpline, guaranteed repairs, free courtesy vehicle, cover for audio & navigation equipment, windscreen cover, replacement locks and personal belongings. Plus optional extras||Get Quotes >|
There are a number of considerations that insurance providers use to come to a decision on how much risk an individual poses and therefore what level of premiums to charge. One of these factors is the primary purpose of the van, whether it is:
- To ferry your own goods or those that are essential to your line of work such as cleaning products for window cleaners
- For domestic use or you use the van for a hobby or pastime
- Used for light haulage, where you transport goods on behalf of a third party in return for some kind of payment
Finding a suitable quote on van insurance for light haulage is just one such situation in which the devil is in the details, as such, it is important to compare numerous van insurance quotes in order to get the best possible deal. The main reason why you might see a rise in premiums for polices of van insurance for light haulage is that you are not only insuring your own property but that of other people.
It is open to debate whether it would be more beneficial for you to take out a specific van insurance policy for light haulage, or rather a more broad policy that is more specifically tailored towards the needs of a courier.
Here are a number of companies that offer van insurance quotes with extra protection against having to compensate any third parties if their goods are stolen or damaged. While anyone who engages in light haulage must have van insurance, it is up to you to decide what you need from your policy.