Van Insurance For New Drivers
It is no secret that insurance companies will tend to offer younger people their van insurance for a significantly higher price compared to more experienced drivers. For this reason, finding an affordable policy can often seem like a tough task for some people. Please see the table below for a list of comparisons on van insurance quotes:
|Provider||Replacement Van||Max Weight||Multi Van Cover||Additional Benefits||Apply|
The Van Insurer Van Insurance
|3.5 tonnes||Quotes from 50 brokers - compare more van insurance brokers than any other price comparison site. Cheapest van insurance price, guaranteed||Get Quotes >|
RAC Van Insurance
|3.5 tonnes||Van Insurance cover for under £182. Up to £100,000 of Motor Legal cover, 24/7 motoring legal helpline, windscreen cover for comprehensive policies, accidental damage and vandalism cover for comprehensive policies. RAC members pay £118 less on average for RAC Van Insurance than non-members||Get Quotes >|
Direct Line Van Insurance
|3.5 tonnes||Direct Line Van Insurance with prices from £182 a year. 10% of customers paid this or less. Based on policies sold 1st November 17 - 30 April 18. Excludes add ons. Underwritten by U K Insurance Limited.||Get Quotes >|
AXA Van Insurance
|3.5 tonnes||Van insurance from just £211 a year. 5-star Defaqto Rating. Business, courier or personal van insurance. 10% online discount and up to 60% no claims discount. 98% of van insurance claims paid out||Get Quotes >|
Zenith Van Insurance
|3.5 tonnes||Motor Legal Protection as standard, choice of excess, 24/7 emergency helpline, guaranteed repairs, free courtesy vehicle, cover for audio & navigation equipment, windscreen cover, replacement locks and personal belongings. Plus optional extras||Get Quotes >|
When calculating the cost of new drivers' insurance premiums, providers will attempt to weigh up as many factors as possible before naming their price. The problem is that the experience and record of the driver coupled with national driving statistics play a very large part in determining these premiums.
Unfortunately, new drivers that are under the age of 21 are far more likely to involved in crashes and other similar incidents, which in turn causes all motor insurance policies, not just van insurance, to be significantly higher for younger people.
Maintaining a clean record can go a long way to reducing premiums as time goes on, customers should also shop around for van insurance quotes, as there may be providers willing to offer new drivers a good deal on their premiums.After the age of 21, the cost of van insurance for young drivers will fall dramatically as long as long as they maintain a good driving record. Indeed, many insurance companies offer substantial incentives and rewards for customers who maintain their no claims bonus over a number of years.
Although relative inexperience plays an unavoidable large part in calculating the insurance premiums of young drivers, there are a few steps which can be taken in order to lessen the financial burden that many young drivers have to bear.
The choice of vehicle plays a surprisingly large role in calculating the cost of van insurance premiums for young drivers, therefore it is important to take due consideration before making a choice. Maintaining a no claims period for as long as possible will also go a long way to reducing van insurance premiums.
Many insurance providers will offer a highly competitive service for new drivers and it is recommended to shop around and compare van insurance policies in order to find the best deal.