Van Insurance For Previous Convictions
If you are seeking van insurance with a previous conviction for a road traffic offence, finding reasonably priced cover may seem like a difficult and stressful task. In order to find the best possible van insurance quote from these providers, it is recommended to shop around and compare van insurance offers from as many insurers as possible. You may wish to use the table below for some comparisons on van insurance policies:
|Provider||Replacement Van||Max Weight||Multi Van Cover||Additional Benefits||Apply|
The Van Insurer Van Insurance
|3.5 tonnes||Quotes from 50 brokers - compare more van insurance brokers than any other price comparison site. Cheapest van insurance price, guaranteed||Get Quotes >|
RAC Van Insurance
|3.5 tonnes||Van Insurance cover for under £182. Up to £100,000 of Motor Legal cover, 24/7 motoring legal helpline, windscreen cover for comprehensive policies, accidental damage and vandalism cover for comprehensive policies. RAC members pay £118 less on average for RAC Van Insurance than non-members||Get Quotes >|
Direct Line Van Insurance
|3.5 tonnes||Direct Line Van Insurance with prices from £182 a year. 10% of customers paid this or less. Based on policies sold 1st November 17 - 30 April 18. Excludes add ons. Underwritten by U K Insurance Limited.||Get Quotes >|
AXA Van Insurance
|3.5 tonnes||Van insurance from just £211 a year. 5-star Defaqto Rating. Business, courier or personal van insurance. 10% online discount and up to 60% no claims discount. 98% of van insurance claims paid out||Get Quotes >|
Zenith Van Insurance
|3.5 tonnes||Motor Legal Protection as standard, choice of excess, 24/7 emergency helpline, guaranteed repairs, free courtesy vehicle, cover for audio & navigation equipment, windscreen cover, replacement locks and personal belongings. Plus optional extras||Get Quotes >|
Although it can be expensive, it should be remembered that the cost of van insurance, like any other type of insurance, is calculated based upon risk. In the eyes of your insurer, a previous conviction will automatically represent a much higher risk compared to a driver who with a clean record.
Thankfully however, there are a number of insurance companies that exist in order to provide specialist van insurance for drivers who have previous convictions for driving or other criminal offences. A specialist provider may provide the customer with a quote when many other providers would otherwise refuse.
The following are some examples of offences which can drastically increase van insurance premiums:
- A drink driving related offence
- Careless or reckless driving
If you are unfortunate enough to become involved in an incident which results in a conviction, there are regrettably few ways of lessening the increase in cost and in some of the more extreme cases, insurers have been known to refuse to cover customers who they believe will present to much of a risk.
Although van insurance from a specialist provider is usually considered a perfectly viable option for drivers with previous convictions, the financial limitations that are imposed by this increase can be decidedly inconvenient and are best avoided whenever possible.
In order to avoid these substantial increases, it is strongly recommended to abide by all road traffic laws and exercise caution when driving in order to minimise the risk of a dispute or legal incident that could result in a criminal conviction.