Landlord Emergency Cover
Compare landlord emergency cover
Many people who rent out properties to tenants feel the need to augment their buildings and contents insurance with a landlord emergency cover policy. This is because even though you will be covered for a lot of damaging occurrences with standard policies, some occurrences cannot really be planned for. See below for specialist landlord insurance quote providers which might be able to help you find the right policy for you:
|Provider||Rental Protection||Multi Property Quotes||Public and Property Liability Cover||Special Features||Get Quotes|
Landlord Insurance Quotes »
|Yes||Get Quotes||PRICE GUARANTEE - beat any renewal quote on like for like cover.* Find cheap landlord insurance - Fast online quotes - multi property insurance - loss of rent cover - all tenant types covered||Get Quotes >|
Compare Landlord Insurance Quotes »
|Yes||Get Quotes||Save up to 35% on your Landlord insurance** - Cover for Professionals, Student Lets, DSS and many more - One property or portfolio our partners can help||Get Quotes >|
Direct Line Landlord Insurance Quotes »
|Yes||Standard Cover Up to £2m||Direct Line Landlord Insurance with prices from £115 a year 10% of customers paid this or less. Based on policies sold 1st November 17 - 30 April 18. Excludes add ons. Underwritten by U K Insurance Limited.||Get Quotes >|
Smart Landlord Insurance Quotes »
|Yes||Get Quotes||Compare the best prices and policies for landlords. Quick quotes with all risks and multi properties covered by our UK insurance providers.||Get Quotes >|
QuoteZone Landlord Insurance Quotes »
|Yes||Get Quotes||Fill in one form to compare landlord insurance deals from a range of providers and find the right one for you.||Get Quotes >|
|Yes||Cover Up to £2m||We cater for all types of Landlords Building Insurance. Multi-Quote's available, buy online now.||Get Quotes >|
Lloyds Bank Landlord Insurance Quotes »
|Yes||Get Quotes||Get quotes instantly and find the cover you need at a price that suits you. Immediate cover available. Arranged by Arthur J. Gallagher Insurance Brokers Limited who source products from a panel of insurers, ensuring you get the right cover at a competitive price.||Get Quotes >|
*New customers only. Minimum premiums apply. Proof of alternative quote may be required. Based on the same level of cover.
**Save up to 35% on your Landlord Insurance - Get a Quote Today »
There are some events like a gas leak or burst pipe that need rapid attention, landlord emergency cover can help you get an approved tradesperson to your property 365 days of the year 24 hours of the day to make your property safe and secure. Many insurance companies are beginning to include emergency cover for landlords as part of their landlord insurance policies, but it is always important to read the small print to make sure you do not accidentally come out under-insured.
Examples of the type of event that might be covered by landlord emergency cover are:
- The boiler exploding
- The ceiling caving in
- Problems with electrical systems
- Break-ins that render the property unsecure
A landlord who does not have emergency cover could be looking at paying a substantial cost for damages and repairs. If you have taken out an emergency cover policy however, you will be shielded from having to pay the full cost, and many companies will also cover you from rent payments that are missed because of the emergency.
Most landlord insurance providers will give you access to a 24 hour emergency helpline, and in many cases the tenant can call up themselves and you will not have involved right away. Rent guarantee insurance and legal expenses, which will pay the cost of you being taken to court by a tenant, are not always included in these policies, so you should take the time to scrutinise a number of different landlord insurance quotes and any additional extra emergency cover that is available.
You can use the above comparison table to look at a selection of different landlord insurance offerings, and click the links to get quotes.
In addition to landlord emergency cover there are a range of other features and optional features you may want to consider when looking for a landlord insurance policy including:
Landlords Building Insurance
The barest level of landlord’s insurance is buildings insurance which just covers the structural cost of the property as well as the rebuilding costs if the property was destroyed by an insured event. Many lenders require landlords who have a buy to let mortgage with them to have at least this level of landlord insurance.
Landlord Content insurance
For property let as furnished this will cover the costs of any damage caused to the furniture, appliances and furnishings provided by the landlord.
Landlord Liability Insurance
This kind of insurance can help with compensation costs for reasons such as personal injury claims from tenants.
Loss of Rent cover
If an insured event means that a property cannot be let out for a period of time this type of cover may be able to protect the landlord from the incurred loss of rental income.