Landlord Insurance Cost

Landlord Insurance Cost

Compare Landlord Insurance Deals

Rental Protection
Yes
Public and Property Liability Cover
Standard Cover Up to £2m
Special Features
Compare quotes, save time and money. Cover for Professionals, Student Lets, DSS and many more. Insurance for building, contents, accidental damage, rent insurance, emergency repairs, business interruption
Multi Property Quotes

Quotesearcher

Rental Protection
Yes
Public and Property Liability Cover
Standard Cover Up to £2m
Special Features
Compare UK Landlord Insurance providers for a residential or commercial property with Quotezone. Get your quotes by filling in one simple form, compare prices, and start saving
Multi Property Quotes

Quotezone

Rental Protection
Yes
Public and Property Liability Cover
Standard Cover Up to £2m
Special Features
Direct Line Landlord Insurance with prices from £114 a year. 10% of customers paid this or less. Based on policies sold between 1st July 2018-31st December 2018. Excludes add ons. Underwritten by U K Insurance Limited.
Multi Property Quotes

Direct Line Landlord Insurance

Will guarantee to beat the renewal price or quote of any other insurer when you take out your 1st policy with Direct Line*

* New Customers only. Cover on an equivalent basis. Qualifying criteria apply. Terms & conditions.

Landlord Insurance Cost

Having a level of landlord insurance place that compressively covers your specific circumstances important whether you let out one property or many, having at least landlord’s buildings insurance in place might even be a requirement of your buy to let mortgage with certain lenders. But you may be wondering what will landlord insurance cost? You can use the comparison table below to view links to a variety of landlord insurance quote providers so you can see what it may cost you.

Landlord insurance cost can be affected by many criteria, aside from whether you want residential or commercial landlord insurance things like; the type of building you let, whether a building has a slate, tiled or flat roof, and the tenancy type you offer can all affect how much your landlord insurance will be.

The type of landlord insurance policy you opt for will also affect the price, some policies offer many features as standard while others will require you to pay more as an optional extra for certain types of cover. You should therefore think beforehand about what you feel you want covered in a landlord’s insurance policy, and consider that it might be worthwhile paying higher insurance premiums to ensure you have a level of cover that you are happy with and fulfils your specific requirements.

Features or optional extras you might see on a policy include:

Buildings cover

This is usually the most basic level of insurance available for landlord. It will provide cover for the buildings physical structure and possibly permanent fixture such as showers and other item of plumbing as well as fitted lighting. This policy should also cover how much it would cost to clear the land and rebuild the property if it was destroyed by an insured event.

Contents cover

If you let a property as fully or partially furnished you may wish to consider insuring the contents you provide. Landlord’s content insurance could, depending on your policy provide cover for all of the items of furniture, white good and appliances and furnishings such as carpets that you provide.  It will not provide any cover for your tenants’ possessions however who would need to get their own contents insurance for their items if they wished to.

Landlord liability insurance

If a personal injury claim was made by a tenant or a visitor to one of your properties having liability insurance in place would be able to cover your legal costs, if you were found to be at fault for the personal injury it would also cover the costs for the claimant’s compensation and legal costs.

Loss of rent cover

If an insured event meant you could not rent out your property for a period of time then a loss of rent policy might be able to reimburse you the loss of income you sustained as a result.

Landlord emergency cover

Some unexpected things like gas leaks constitute an emergency and need to be quickly resolved. A landlord emergency cover policy can help you get a skilled tradesman to the property to make it safe following an insured incident. Some policies may provide emergency contact phone numbers which either you or your tenant can call to send over an approved contractor 24/7.

Landlord Insurance Offers