Landlord Insurance for Malicious Damage
Damage intentionally caused either by tenants, visitors or vandals within or outside of the property may be a concern for landlords, they may therefore which to take out specific landlord insurance for malicious damage to protect themselves from such incidents.
Landlord insurance for malicious damage may or may not be included in a standard landlord insurance buildings or contents policy, some insurers may offer it as an optional extra or not be able to provide it at all. You may therefore want to shop around to find a policy that provides cover for this kind of damage. If you are thinking about taking out a landlord insurance policy, you may want to consider securing both buildings and contents insurance. You can use the comparison table below to compare a range of places that will be able to offer you quote on landlord insurance to see if you can find a policy that fits your requirements.
|Provider||Rental Protection||Multi Property Quotes||Public and Property Liability Cover||Special Features||Get Quotes|
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|Yes||Get Quotes||PRICE GUARANTEE - beat any renewal quote on like for like cover.* Find cheap landlord insurance - Fast online quotes - multi property insurance - loss of rent cover - all tenant types covered||Get Quotes >|
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|Yes||Get Quotes||Save up to 35% on your Landlord insurance** - Cover for Professionals, Student Lets, DSS and many more - One property or portfolio our partners can help||Get Quotes >|
Direct Line Landlord Insurance Quotes »
|Yes||Standard Cover Up to £2m||Direct Line Landlord Insurance with prices from £115 a year 10% of customers paid this or less. Based on policies sold 1st November 17 - 30 April 18. Excludes add ons. Underwritten by U K Insurance Limited.||Get Quotes >|
Smart Landlord Insurance Quotes »
|Yes||Get Quotes||Compare the best prices and policies for landlords. Quick quotes with all risks and multi properties covered by our UK insurance providers.||Get Quotes >|
QuoteZone Landlord Insurance Quotes »
|Yes||Get Quotes||Fill in one form to compare landlord insurance deals from a range of providers and find the right one for you.||Get Quotes >|
|Yes||Cover Up to £2m||We cater for all types of Landlords Building Insurance. Multi-Quote's available, buy online now.||Get Quotes >|
Lloyds Bank Landlord Insurance Quotes »
|Yes||Get Quotes||Get quotes instantly and find the cover you need at a price that suits you. Immediate cover available. Arranged by Arthur J. Gallagher Insurance Brokers Limited who source products from a panel of insurers, ensuring you get the right cover at a competitive price.||Get Quotes >|
*New customers only. Minimum premiums apply. Proof of alternative quote may be required. Based on the same level of cover.
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Landlord Insurance for Malicious Damage
If you are a landlord looking for a policy that provides cover against malicious damage you may want to consider both buildings and contents insurance.
Landlord building insurance
This type of cover will protect the actual permanent structure of the property as well as the fixtures and fittings, malicious damage that could occur to such could include broken windows or doors, or holes deliberately put into a wall. There are many providers of landlord building insurance because many lenders require landlords who have buy to let mortgages with them to insure their property with at least this level of insurance. However when looking for a policy you should check beforehand exactly what malicious damage is covered and to what amount, some policies may require you to purchase malicious damage cover as an optional extra.
Landlord contents insurance
If you let property as fully or partially furnished then you may want to cover the items you have provided. What items are covered may vary by policy however they generally include: furniture, appliances such as TVs, white goods and other items like carpets. Some policies may not automatically provide cover for malicious damage caused by tenants or visitors however; you may therefore want to seek out a policy that does offer malicious damage cover or purchase it as an optional extra. It may also be wise to ensure that a contents insurance policy also covers you for things like theft by tenants and visitors.
Loss of rent cover
If any malicious damage occurred that meant you could not let the property out until repairs were made you may incur a loss of income as a result. Finding a policy that provided loss of rent cover due to malicious damage might be able to reimburse you the rent you lost due to this damage.