Bank of Scotland Home Insurance

Compare Bank of Scotland Home Insurance With UK Market

Great Home Insurance Offers!

Compare Over 40+ UK Home Insurance Quotes!

  • One short form to complete
  • Compare UK building, contents, or combined home insurance providers
  • Find a policy to suit your needs!
Get Home Insurance Quotes »
Insurance Offered
Compare over 40 UK home insurance providers
Easy Quote Form
Features
Save time and money. One short form to complete, tailor a policy to suit your needs and compare providers
Buildings Insurance
Unlimited buildings cover to rebuild your home (eligibility criteria applies)
Contents Insurance
From £50,000 up to £150k contents cover (depending on policy)
Special Features
If you're looking for cheap home insurance get a quote with Admiral - you could pay as little as £113 if you insure your home*.
Alternative Accomodation

Admiral Home Insurance

Buildings Insurance
From £400,000 to unlimited cover to to help rebuild your home
Contents Insurance
From £50,000 to unlimited contents cover
Special Features
Choose from three levels of cover for Buildings, Contents or both. Tailor your policy with the optional add-ons. Make changes to your policy, without admin fees or hidden charges. When renewing, you won't pay more than a new customer for the same cover
Alternative Accomodation

John Lewis Home Insurance

Buildings Insurance
£1million to help rebuild your home (unlimited for Home Plus)
Contents Insurance
Up to £100K contents cover
Special Features
Award-winning Saga Home 3-year fixed price cover includes valuable extras: Accidental damage cover for mishaps in the home, Personal belongings cover to protect your items when you're away from home, Matching sets cover
Alternative Accomodation

Saga Home Insurance

Buildings Insurance
£1million to help rebuild your home (unlimited for Home Plus)
Contents Insurance
Up to £100k contents cover (up to £150k for Home Plus)
Special Features
Defaqto 5 Star Rated Home Insurance. 24/7 UK emergency helpline
Alternative Accommodation
Home Insurance
Get a quote in less than five minutes
Compare
Prices from over 55 brands
Special Features
Save up to 41%*
100% independent

Moneysupermarket Home Insurance Comparison

Buildings Insurance
No Limit
Contents Insurance
No Limit
Special Features
Up To 30% online discount. Comprehensive quote system for buildings and contents insurance. Follow through and answer the quote questions, then if you are happy to proceed, you can take up your quote instantly and securely, online.
Alternative Accommodation

Up To 30% Off When You Apply Online For New Customers

Buildings Insurance
Structural damage cover; Water damage cover; Flooding, fire & storm
Contents Insurance
Up to £150k contents cover
Special Features
Compare cheap buildings and contents insurance. You could save up to £107*
Alternative Accommodation
*Based on data provided by Consumer Intelligence Ltd, www.consumerintelligence.com (April ’21). 51% of home insurance customers could save £107.96 on a combined policy
Buildings Insurance
£750,000 million to help rebuild your home
Contents Insurance
Based on what you actually own
Special Features
Amazing home insurance at amazing prices. Buzzvault home insurance is based on what you actually own. This allows us to offer the cover you need at the best price
Alternative Accomodation

Buzzvault Home Insurance

 

Bank of Scotland Home Insurance

There are two kinds of home insurance: buildings insurance and contents insurance. This can either be bought separately as required, or as part of a joint buildings and contents insurance policy.

Buildings insurance will cover the structure of your home, usually including the walls, roof, floors, doors and windows, so you could be eligible to make a claim if damage occurs to any of these. It generally includes permanent fixtures, such as bathroom suites, kitchen units and in-built wardrobes, as well as outbuildings like garages, sheds and greenhouses.

Contents insurance will take care of the things that aren’t part of the structure of your home. This usually includes: furniture, electronics, jewellery, freezer contents, carpets and curtains, and clothing. However, it does not cover wear and tear, intentional or accidental damage or damage caused by your pets

Bank of Scotland Home Insurance Review

Bank of Scotland home insurance offers the following benefits:

  • You can receive up to 40% off your new claim with combined discounts
  • All repair work carried out by trusted builders and contractors

Bank of Scotland offer two levels of cover depending on if you need a basic or more comprehensive cover service:

Home Insurance

Their basic level of cover. This protects the essentials and a few bonus extras.

  • Buildings over up to £500,000 included
  • You can add optional: Outbuildings cover (£500,000), Accidental Damage Cover (£500,000)
  • Replacements of sets cover (this means if a replacement can’t be found for one part of a set, the whole set will be replaced)
  • Contents in your building are insured up to £75,000
  • You can add optional: Outbuildings (£5,000) and open air contents (£1,000) cover, Accidental Damage cover (£75,000), specified items cover (£30,000)

Home Insurance Comprehensive

Their comprehensive cover includes a range of extras and unlimited buildings and contents cover.

  • Unlimited buildings cover
  • Unlimited Outbuildings cover
  • Unlimited accidental damage cover
  • Unlimited replacement of sets cover

Optional extras

  • Personal Belongings away from home cover (£25,000)
  • Bicycle cover (£10,000)
  • Specified items cover (£50,000)

Some Things to Consider

Here are a few things to consider when looking for an insurance policy to suit you.

Is your property specialist?

If you own a listed building or if your property has an unusual feature such as a thatched roof, you may need specialist cover.

Do you need buildings and content cover?

While it’s generally advised that you take out both, it does depend on your individual circumstances. Insurance providers often provide individual policies as well as joint policies.

Does the policy provide enough cover?

All policies have their limits so you need to make sure that your home is covered for the rebuild value rather than the market value.

People’s combined possessions are often worth more than they imagine, so it is worth costing your contents to make sure your chosen policy will be enough to cover everything.