Bank of Scotland Home Insurance

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Home & Contents Insurance Offers!
Buildings Insurance
No Limit
Contents Insurance
No Limit
Special Features
Up To 30% online discount. Comprehensive quote system for buildings and contents insurance. Follow through and answer the quote questions, then if you are happy to proceed, you can take up your quote instantly and securely, online.
Alternative Accommodation

Up To 30% Off When You Apply Online For New Customers

Buildings Insurance
£1million to help rebuild your home (unlimited for Home Plus)
Contents Insurance
Up to £100k contents cover (up to £150k for Home Plus)
Special Features
Defaqto 5 Star Rated Home Insurance. 25% online discount for new customers
Alternative Accommodation
Buildings Insurance
Structural damage cover; Water damage cover; Flooding, fire & storm
Contents Insurance
Up to £150k contents cover
Special Features
Confused.com guarantee to beat your home insurance renewal, or get the difference, plus £20*
Alternative Accommodation

*T&Cs apply

Home Insurance
From £400,000 to unlimited cover to to help rebuild your home
Contents Insurance
From £50,000 to unlimited contents cover
Special Features
Save up to 20% online
Alternative Accomodation

John Lewis Home Insurance

Buildings Insurance
£1million to help rebuild your home
Contents Insurance
Up to £50k contents cover (£100,000 Home Plus, Unlimited Select Premier)
Special Features
Get 35% off when you buy online*
Alternative Accomodation

Direct Line Home Insurance

*Introductory offer is for combined buildings and contents cover, which excludes optional covers.  Minimum premiums apply. Excludes SELECT Premier.
Underwritten by U K Insurance Limited

Buildings Insurance
£1million to help rebuild your home (Unlimited Home Plus)
Contents Insurance
Up to £50k contents cover (£100,000 Home Plus)
Special Features
Escape of water cover as standard. Churchill wont just cover the costs of finding the leak but also sort the damage it causes*. Churchill Home Insurance and Home Plus have been awarded a 5 Star Rating by Defaqto
Alternative Accomodation

Churchill Home Insurance

*Buildings cover required. Policy limits and £450 Escape of Water excess apply. Underwritten by U K Insurance Limited

Home Insurance
Up to £750,000 to help rebuild your home
Contents Insurance
Up to £75,000 contents cover
Special Features
Buy online and save 30%
Alternative Accomodation

ASDA Money Home Insurance

Buildings Insurance
Up To £500,000 standard (Up to £2m available)
Contents Insurance
Up to £60,000 contents cover
Special Features
Get a quote and enjoy a free Costa Coffee with Age Co Home Insurance (Ts & Cs apply)
Alternative Accomodation

Age Co Home Insurance

Buildings Insurance
£1million to help rebuild your home (unlimited for Home Plus)
Contents Insurance
Up to £100K contents cover
Special Features
A personal claims manager if you need to move out of your home due to a claim Worldwide protection for your credit cards, debit cards and cash up to £500
Alternative Accomodation

Saga Home Insurance

Bank of Scotland Home Insurance

There are two kinds of home insurance: buildings insurance and contents insurance. This can either be bought separately as required, or as part of a joint buildings and contents insurance policy.

Buildings insurance will cover the structure of your home, usually including the walls, roof, floors, doors and windows, so you could be eligible to make a claim if damage occurs to any of these. It generally includes permanent fixtures, such as bathroom suites, kitchen units and in-built wardrobes, as well as outbuildings like garages, sheds and greenhouses.

Contents insurance will take care of the things that aren’t part of the structure of your home. This usually includes: furniture, electronics, jewellery, freezer contents, carpets and curtains, and clothing. However, it does not cover wear and tear, intentional or accidental damage or damage caused by your pets

Bank of Scotland Home Insurance Review

Bank of Scotland home insurance offers the following benefits:

  • You can receive up to 40% off your new claim with combined discounts
  • All repair work carried out by trusted builders and contractors

Bank of Scotland offer two levels of cover depending on if you need a basic or more comprehensive cover service:

Home Insurance

Their basic level of cover. This protects the essentials and a few bonus extras.

  • Buildings over up to £500,000 included
  • You can add optional: Outbuildings cover (£500,000), Accidental Damage Cover (£500,000)
  • Replacements of sets cover (this means if a replacement can’t be found for one part of a set, the whole set will be replaced)
  • Contents in your building are insured up to £75,000
  • You can add optional: Outbuildings (£5,000) and open air contents (£1,000) cover, Accidental Damage cover (£75,000), specified items cover (£30,000)

Home Insurance Comprehensive

Their comprehensive cover includes a range of extras and unlimited buildings and contents cover.

  • Unlimited buildings cover
  • Unlimited Outbuildings cover
  • Unlimited accidental damage cover
  • Unlimited replacement of sets cover

Optional extras

  • Personal Belongings away from home cover (£25,000)
  • Bicycle cover (£10,000)
  • Specified items cover (£50,000)

Some Things to Consider

Here are a few things to consider when looking for an insurance policy to suit you.

Is your property specialist?

If you own a listed building or if your property has an unusual feature such as a thatched roof, you may need specialist cover.

Do you need buildings and content cover?

While it’s generally advised that you take out both, it does depend on your individual circumstances. Insurance providers often provide individual policies as well as joint policies.

Does the policy provide enough cover?

All policies have their limits so you need to make sure that your home is covered for the rebuild value rather than the market value.

People’s combined possessions are often worth more than they imagine, so it is worth costing your contents to make sure your chosen policy will be enough to cover everything.

Compare Over 40+ Home Insurers

  • One short form to complete
  • Compare UK home & contents providers
  • Find a policy to suit your needs!

Get Home Insurance Quotes »