Bradford and Bingley Home Insurance

Bradford and Bingley Home Insurance

Compare Home Insurance Deals

Buildings Insurance
Structural damage cover; Water damage cover; Flooding, fire & storm
Contents Insurance
Up to £150k contents cover
Special Features
Confused.com guarantee to beat your home insurance renewal, or get the difference, plus £20*
Alternative Accommodation

Confused.com guarantee to beat your home insurance renewal, or get the difference plus £20*

*T&Cs apply

Buildings Insurance
No Limit
Contents Insurance
No Limit
Special Features
5 Star home insurance from just £99* Get up to 20% off online**
Alternative Accommodation
Buildings Insurance
£1million to help rebuild your home (unlimited for Home Plus)
Contents Insurance
Up to £100k contents cover (up to £150k for Home Plus)
Special Features
5 Star home insurance from just £99. 25% online discount for new customers *
Alternative Accommodation
Home Insurance
From £400,000 to unlimited cover to to help rebuild your home
Contents Insurance
From £50,000 to unlimited contents cover
Special Features
Save up to 20% online
Alternative Accomodation

John Lewis Home Insurance

Buildings Insurance
£1million to help rebuild your home
Contents Insurance
Up to £50k contents cover (£100,000 Home Plus, Unlimited Select Premier)
Special Features
Get 35% off when you buy online*
Alternative Accomodation

Direct Line Home Insurance

*Introductory offer is for combined buildings and contents cover, which excludes optional covers.  Minimum premiums apply. Excludes SELECT Premier.
Underwritten by U K Insurance Limited

Buildings Insurance
£1million to help rebuild your home (Unlimited Home Plus)
Contents Insurance
Up to £50k contents cover (£100,000 Home Plus)
Special Features
Get Churchill Home insurance from £100*. Making a claim under both Buildings & Contents? You’ll only pay one policy excess. No admin fees for changing your policy details. Churchill Home Insurance and Home Plus have been awarded a 5 Star Rating by Defaqto
Alternative Accomodation

Churchill Home Insurance

*30% of customers paid this price or less for combined buildings and contents policies between 20th January & 20th July 2018. Excludes optional extras and Home Plus policies
Underwritten by U K Insurance Limited

Home Insurance
Up to £750,000 to help rebuild your home
Contents Insurance
Up to £75,000 contents cover
Special Features
Buy online and save 30%
Alternative Accomodation

ASDA Money Home Insurance

Buildings Insurance
Up To £500,000 standard (Up to £2m available)
Contents Insurance
Up to £60,000 contents cover
Special Features
Pay monthly at no extra cost (0% APR Representative) No hidden admin fees Low standard excess of just £45
Alternative Accomodation

Age Co Home Insurance

Buildings Insurance
£1million to help rebuild your home (unlimited for Home Plus)
Contents Insurance
Up to £100K contents cover
Special Features
A personal claims manager if you need to move out of your home due to a claim Worldwide protection for your credit cards, debit cards and cash up to £500
Alternative Accomodation

Saga Home Insurance

Online Discount
Up to 30%
Quotes available for
Homeowners, tenants and landlords
Special Features
We offer a comprehensive quote system for buildings and contents insurance. Follow through and answer the quote questions, then if you are happy to proceed, you can take up your quote instantly and securely, online.

UK Insurance Net Home Insurance

Is Bradford and Bingley home insurance right for you?

Home Insurance is a non-compulsory form of property insurance which is designed to protect against damage to your property or to the belongings within your home.

What can be insured?

Home insurance can be very basic or cover a lot more depending on your provider and what polices you take out. The two main types are:

Building Cover

This covers the actual structure of the building. The walls, windows, floor and roof and will also include permanent features such as the kitchen and bathroom set. Policies do vary but this kind of cover will normally insure your property against flooding, burst pipes, theft, fires and weather damage.

Extra cover can normally be added if you need and many people like to also take out accidental damage cover, giving well-rounded protection for your home.

Contents Cover

Most families will have contents in their property valuing over £20,000. Many families have a great deal more. The idea of replacing these items due to flooding, theft, leakage, natural disasters is a worrying thought for many.

Contents insurance removes this worry. It will normally cover everything from jewellery to carpets, curtains, and electronic devices. Always read your policy carefully because every insurer will have a limit on what they are willing to pay out, so make sure your policy is adequate to cover what you need it to.

You can usually get these two types of cover as a joint policy from one insurance company or you can buy both types of insurance independently.

Bradford and Bingley Home Insurance Review

Bradford and Bingley provide a range of customer benefits with their insurance:

  • 24 hour UK claims service
  • Alternative accommodation provided as standard if your property is undergoing repair
  • 10% increase of contents cover for one month before and after weddings and Christmas
  • 30% no claims discount
  • Items are replaced on a new-for-old basis
  • Online self-service system which allows you to view your policy and make payments

Bradford and Bingley home insurance features

  • Contents cover up to £99,000
  • Buildings cover up to £750,000 for buildings up to 5 bedrooms
  • Cover for accidental damage included as standard (plus option to increase the limit if necessary)
  • Outdoor Cover up to £1000 for contents within outbuildings, garages and sheds
  • Key cover if your keys are accidently lost or stolen up to £500. New locks can be fitted or new keys provided
  • Student cover for your child is provided up to £1000 with the standard contents cover policy

Optional extras

Family Legal Protection

Up to £50,000 worth of financial supports per incident for your legal costs. You will also have access to a confidential legal helpline, 24 hours per day.

Extra Keycare Cover

Up to £1,500, this includes keys to your car, home, office or caravan, it won’t affect your no claims discount on your car or home insurance when you use this service, no excess to pay.